My credit card has been "cloned" - HotUKDeals
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My credit card has been "cloned"

Kommunist Avatar
1d, 6m agoPosted 1 decade, 6 months ago
Got CC statement today... Found a couple of transactions (none bigger than 20 quid) on it that I didn't made. One of these was for AOL internet services. Phoned them up asking why they took money and where they got my CC details from. It turned out that someone is using credit card with same number but on different name!
AOL cancelled their account and opened fraud investigation case. So did my CC provider. Now I need to wait 10 days for new card to be issued :(

I was using this card for online transactions (bought stuff from Viking direct and T-Mobile this month - can't believe they were fraudulent) and for fuel (mainly Shell and Tesco).

What I don't understand is how someone could buy internet services using stolen CC number? AOL should provide it to certain address and phone number and they can easily call police and give them exact details of offender's location. Unless there is some clever trick behind it.
Kommunist Avatar
1d, 6m agoPosted 1 decade, 6 months ago
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Comments/page:
#1
Wow. Scary. :o
#2
I know exactly where your details were cloned. Happened to a few people I know:

http://www.which.co.uk/news/money/06/may/shell-pin-06050801.html

Check it out! Most people it happened to, had around £700 taken!

So if you used your card in a garage swipe machine and input your pin number, that's probably the cause and you might remember which service station it was.
#3
Well, might not be exactly but more than likely the same type of fraud.
#4
#6
Jeez! I've heard of those scams but every time I checked, my bill seemed to be OK... Now I think I'd avoid Shell stations.
#7
Yeah, I read about the shell thing in the paper. Apparantly two blokes went around a load of shell garages in overalls to 'fix' the chip-and-pin machines and made their own little modifications.

Reminds me of Phoenix nights where the two blokes came in, unplugged the TV everyone was watching and walked out with it. When Brian Potter (Peter Kay) asked why no one stopped them someone said "they were wearing overalls"!!

:lol:

Good job you spotted it Kommunist - I know a lot of people who wouldn't have.
#8
The thing is, it happened like a big sting. They held the information, cloned cards and a couple of weekends later, turned one weekend into a European spending spree...
#9
My husband does our shopping now with my chip and pin card as he knows my PIN and no one looks at the card to see the name on it, my 12 year old son was allowed to use it in my local CO-OP, I was with him, but he made the transaction with no questions asked, I think this is a much worse system :x
#10
Well not if no one knows your PIN. It should just be in your head.
#11
I know - I know, :oops: shamed, but hubby drives and i would have to carry all that shopping home on my own

http://www.go.dlr.de/wt/dv/ig/icons/funet/cartoon3.gif
OOOoooo and did i mention I was Blonde xxxxxxx
#12
2ducky
Good job you spotted it Kommunist - I know a lot of people who wouldn't have.
That's why they take small amount every time - in my case no charge was higher than 20 quid. I've heard that they do it because it is easier to spot unexpected big sum on your bill rather than something small. But I do have a habit of keeping ALL CC receipts for 7 years so that I can see what I bought, where and when.
#13
duckmagicuk2
Well not if no one knows your PIN. It should just be in your head.
It wasn't that simple either. Apparently they used a reader of some kind, to get your PIN as you punch it in. I should imagine it could also read the magnetic strip in some way.

They've also been known to stick a reader over ATM machines, so always check before you use your card. Personally, I think it's safer to draw out the cash to use rather than have your card swiped and using a PIN in-store.
#14

That's why they take small amount every time - in my case no charge was higher than 20 quid.
That's what happened in a matter of about twenty minutes. Some drawn in Paris, some in Belgium, some in UK
#15
Have you heard about Tesco wanting to ban cash and make their stores plastic only within the next few years??

CC companies charge a fee to the store when you shop with your card there, but it turns out it's cheaper than the fees securicor charge to take the cash away and look after it!
#16
Not to forget the amount of hassle they need in counting the pennies i.e. their logo is:
"Every little helps..."
#17
That's the problem, whatever takes the place of real money today, becomes the real money of tomorrow and there'll always be a way to cheat people out of it because it's the new valuable...
[admin]#18
Friend of mine just had his card comprimised also. Seems like it is a virus these days!
[mod]#19
I've seen loads of kids at my local Tesco Superstore going through the self service checkouts and using credit/debit cards as all you need to do is swipe it once to pay. No need to sign and no need to enter a pin.
#20
fizziebabes
my 12 year old son was allowed to use it in my local CO-OP, I was with him, but he made the transaction with no questions asked, I think this is a much worse system :x

You can get visa - electrons at 11 years old now.
#21
My mate's wife had her credit card nicked. My mate isn't reporting it because they're spending less than she was.

:P
#22
It happened to me and it was at a Petrol Station. What they probably had was a logger that recorded the numbers punched in, then stored them up with the logged card details, then transfered them onto the magnetic strip (like a boots advantage card for example) then use it in a foreign atm. It took me 1 1/2 months to get my money back :(

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