My hubbys bike been nicked :( - HotUKDeals
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My hubbys bike been nicked :(

amcol Avatar
8y, 6m agoPosted 8 years, 6 months ago
Hubby rode to work on his mountain bike, locked it up outside where he works and 10 mins after he got to work, they cut through his lock and nicked his bike!!! It has been reported to the police and we are waiting for them to come round, god knows how long it will take.
We have the CCTV pictures of the bloke nicking bike to give to the police.

Also if the bike isnt recovered how long do we have to wait till we claim on house insurance???
amcol Avatar
8y, 6m agoPosted 8 years, 6 months ago
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#1
I hope you catch that idiot.
#2
at least you have the dirty theif on cctv , hopefully police will reconise him and you wont have to claim , but i have no idea how long to wait sorry xx hope u get it sorted
#3
You sure its covered on the insurance policy - bikes usually aren't, especially when they aren't at the house. Best thing to do is contact insurance company as soon as possible on their claims line and find out what you need to do - you will probably need a crime number from the police.
banned#4
could you tell me what sort of lock it was?
#5
id say ring insurance now, if there is a period of time u have to wait atleast its on their records of the time and date it was reported, also dont forget the crime reference number. I wouldnt wait a week or so to let insurance know, dont trust the bloody gits!
#6
I have a crime number - it was one of those D-locks, should of known from before as he had a bike nicked from being locked up with a D lock last time! (diff place of work then).

I am covered for things out the home, im still debating if to claim or not as it might not be worth the claim if the premium is gonna go up more than the cost of another bike!
#7
Proximo
could you tell me what sort of lock it was?


yeh so we know not to buy one,obviously they cut through it quick and if like the cctv was monitored,then it kind of went unnoticed anything dodgy going on.
#8
amcol
I have a crime number - it was one of those D-locks, should of known from before as he had a bike nicked from being locked up with a D lock last time! (diff place of work then).

I am covered for things out the home, im still debating if to claim or not as it might not be worth the claim if the premium is gonna go up more than the cost of another bike!


depends how much the bike was,my partner had a Raleigh one,cost me about £120 so not so bad I wouldn't bother claiming if just that much,cos usually you foot 1st £50 anyway.
My Dad got my partner bike now,sold it for £25 to him.
#9
He approached bike with some form of cutters as well, they reakon he may of been watching for sometime as he is a well known bloke from round the area being sat on a certain bench, hope he comes back, robbing b£$%%^d
#10
sorry to hear this amcol :) hope he gets it back
banned#11
amcol
I have a crime number - it was one of those D-locks, should of known from before as he had a bike nicked from being locked up with a D lock last time! (diff place of work then).

I am covered for things out the home, im still debating if to claim or not as it might not be worth the claim if the premium is gonna go up more than the cost of another bike!


wow a D-Lock I thought it would be one of these thick wire coil ones im surprised they could be cut through quick enough
#12
Sorry to hear that.

Bear in mind if/when you purchase a new bike, there is a government scheme for purchasing bikes through your employee that has tax benefits.
#13
Proximo
wow a D-Lock I thought it would be one of these thick wire coil ones im surprised they could be cut through quick enough


Yep its pretty easy sadly.

Some valid points there.
Unless the bike has a identifer mark (forget the exact term) then the chances of recovery are pretty slim particularly if he is a know thief. For the most part they are sold on very quickly so that a druggie can get their next hit.

I would consider looking at the insurance policy and the value of the bike before submitting any claim. Not only will you lose any no claims but your premiums will often rocket after any claim and payment normally takes some time.
That coupled with the excess charge (normally £50-£100) often makes it finacially unworthy of any claim + bikes often won't be covered.
#14
Sorry to hear about your bike Amcol... I wouldn't bother waiting to ring your insurance as the Police probably won't recover it as it was probably sold for drugs straight after he nicked it!

Depending on how much the bike is worth would depend on whether its worth claiming.

Do you know about the government initiative if you use a bike for work, many employers will contribute towards them and you can get tax/vat back off the bike, check out http://www.cyclescheme.co.uk/ for more details. Might be a cheaper option if you were to buy another one yourself.
#15
I know, doubt we will get it recovered, im not gonna bother with house insurance either i dont think, bit of a bummer as i used our savings today to get a new Nikon D40! Only good bit of today
#16
amcol
I know, doubt we will get it recovered, im not gonna bother with house insurance either i dont think, bit of a bummer as i used our savings today to get a new Nikon D40! Only good bit of today


Its sucks. Theres way too many thieving bums out there.

It really annoys me when people steal from companies but to steal from other people i.e work colleages, pickpockets and general thiefs/burglars gets my goat!

Sadly the reason he is know to Police is that this will have happened all too many times before but its the CPS, judges, governement that need to stamp this out. :x Rant over...
#17
Thats bad news, my sons bike got nicked from our back yard, had to buy him another one, you know what kids are like nowadays, he knew which one he wanted £300 and wouldnt settle for a cheaper one, his old one was also quite pricey. So got him a new one, but got it insured this time with cycle guard £30 which is quite good i reckon, maybe you can bear this in mind if you need to get a new one and insure it
#18
cycleguard is okay but its £100 excess if its nicked out of home/in a communal area which makes it seem a lot less good value!
#19
how did he cut through a d lock, ive had 2 bikes nicked from me in the past 2 years, one time i locked my bike outside a shop it was kinda covered by trees popped in the shop for a few minutes came out saw a kid about 12 walk past me when i got to my bike someone had tried to saw off my cable lock so its not always druggies
#20
I dont know how they got through it, not really asked hubby much, he in a foul mood, but i know about 4yrs ago that a Dlock was cut through and one of his bikes nicked, should of known better!!!
#21
My OH used to have a bike worth about £300. He bought a lock which was about £50 which had a guarantee that it couldn't be cut. Prior to this he had a couple of bikes stolen but still has this one 6 years later. Doesn't help you now I know but I think it's worth the money
#23
Yeah thanks Zeus, i looked but nowhere near where i am unfortunately.
#24
I had a bike nicked from bang outside a police station it was chained to a lampost, they saw nowt haha!!
#25
Usually its the same guys who steal bikes saw it on crime stop once. Because even if they go in jail they still come back out an do the same thing. So if he can be seen clearly then the police can probably find him. If not then its like 90% you wont find it because crimestoppers said that they just get sent to a different city for example a bik stolen from west london would get sent to north london or manchester etc
#26
These people are scum - whilst you are working, earning money to buy bikes and the like, they are presumably not working and steal yours........it winds me up sooooooooooo much, oh don't get me started! :x
#27
Well still waiting on police to collect CCTV images that we have!

Bet it will take them an age! Bets taken for when they do eventually turn up!
#28
not nice hope the guy gets caught. I thought those D locks were suposed to be pretty safe ?

Im think of getting a bike but am a bit worried about it or bits getting stolen of it e.g. wheels, seats with quick release etc.

What is the best lock you can get for a bike ??? can anyone post some links to some..... maybe it would help your oh also if he does get another bike
#29
a joke for you,

why dont ya push a chav off a bike?

it might be yours :whistling:

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