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need a bit of help on how to claim compensation

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Hi all A quick question. I had a road accident 2 weeks ago, where a car hit my rear and I got minor back and neck pain. Im thinking about putting a claim in. But dont know what sort of claims com…
girl_manchester Avatar
5y, 10m agoPosted 5 years, 10 months ago
Hi all
A quick question. I had a road accident 2 weeks ago, where a car hit my rear and I got minor back and neck pain. Im thinking about putting a claim in. But dont know what sort of claims company i should go for. As Ive never put a claim in before, so not sure what sort of questions i need to ask the company before i go for a company. Do i just need to ask them is it a 'no win, no fee' company. Or should I just let my insurers put me through their claims company? is there any questions i need to beware of asking a company, thats all
thank you in advance
girl_manchester Avatar
5y, 10m agoPosted 5 years, 10 months ago
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banned#1
did you take out the legal cover when you got your car insurance
#2
go to a free consultation with a solicitor - usually sat mornings and ask all the relevant questions. They will probably offer you a no win- no fee case. Where r u in the country?
#3
whatsThePoint
did you take out the legal cover when you got your car insurance
Hi yeah i did take out legal cover with my insurance company
#4
carolynb
go to a free consultation with a solicitor - usually sat mornings and ask all the relevant questions. They will probably offer you a no win- no fee case. Where r u in the country?
im in manchester
#5
I work for a solicitors in the North West.

Do not let your insurance company instruct a solicitor as you will usually get less compensation than if the solicitor is independent.

Message me if you would like anymore advice.
1 Like #6
dont take a quick compensation offer. I did when i had an accident a few years back. the pain was pretty bad the first two weeks and then it went so when they offered me a certain amount - i took it. But since then ive had lots of problems with my back and wish i had never accepted back then and put more terms of medical cover in the final agreement.
banned#7
Use fentons they specialise in this kind of thing and it's a proper conditional fee agreement not a bogus one that take part of your any settlement you get...Fentons will give you the whole of the settlement figure.

Have you been to your doctors....if not you need to go and start creating a record of the injury and don't be in a rush for the settlement as the longer it takes and you are still getting twinges the more you will get.

Neck strain injury should pay out between £2000 - £5000.
banned#8
carolynb
go to a free consultation with a solicitor - usually sat mornings and ask all the relevant questions. They will probably offer you a no win- no fee case. Where r u in the country?

Don't do this....just go to a specialist Personal injury firm with a good reputation like Fenton's....I also happen to know that they have a tame doctor in Manchester so you wont need to travel for your medical.
banned#9
s_paul
dont take a quick compensation offer. I did when i had an accident a few years back. the pain was pretty bad the first two weeks and then it went so when they offered me a certain amount - i took it. But since then ive had lots of problems with my back and wish i had never accepted back then and put more terms of medical cover in the final agreement.

common sense really not to take first offer, why did your law firm tell you to accept?
banned#10
whatsThePoint
s_paul
dont take a quick compensation offer. I did when i had an accident a few years back. the pain was pretty bad the first two weeks and then it went so when they offered me a certain amount - i took it. But since then ive had lots of problems with my back and wish i had never accepted back then and put more terms of medical cover in the final agreement.

common sense really not to take first offer, why did your law firm tell you to accept?


Maybe because it was a fair out of court offer....they can say if you don't like it we'll let a judge decide which doesn't guarantee you will get more, in-fact the judge can take a dim view of not accepting a fair offer and award you less....do some reading on Pre action protocol for Pi claims.
#11
These people are always on the radio in Manc,maybe someone has experience with them and can comment.

Your text here
banned#12
slamdunkin
whatsThePoint
s_paul
dont take a quick compensation offer. I did when i had an accident a few years back. the pain was pretty bad the first two weeks and then it went so when they offered me a certain amount - i took it. But since then ive had lots of problems with my back and wish i had never accepted back then and put more terms of medical cover in the final agreement.

common sense really not to take first offer, why did your law firm tell you to accept?


Maybe because it was a fair out of court offer....they can say if you don't like it we'll let a judge decide which doesn't guarantee you will get more, in-fact the judge can take a dim view of not accepting a fair offer and award you less....do some reading on Pre action protocol for Pi claims.

The first couple of offers come long before any court case and a law firm will know the going rate for most claims
banned#13
whatsThePoint
slamdunkin
whatsThePoint
s_paul
dont take a quick compensation offer. I did when i had an accident a few years back. the pain was pretty bad the first two weeks and then it went so when they offered me a certain amount - i took it. But since then ive had lots of problems with my back and wish i had never accepted back then and put more terms of medical cover in the final agreement.

common sense really not to take first offer, why did your law firm tell you to accept?


Maybe because it was a fair out of court offer....they can say if you don't like it we'll let a judge decide which doesn't guarantee you will get more, in-fact the judge can take a dim view of not accepting a fair offer and award you less....do some reading on Pre action protocol for Pi claims.

The first couple of offers come long before any court case and a law firm will know the going rate for most claims

As per normal whats the point, it's gone over your head.

S-paul isn't on about accepting the first offer because it wasn't enoughat the time, he is pointing out that if you take a little longer before looking for a settlement fee you will get more if your injury is taking longer to heel or it becomes obvious over time that you will suffer pain indefinitely due the the original injury.
#14
strong butt
banned#15
slamdunkin
whatsThePoint
slamdunkin
whatsThePoint
s_paul
dont take a quick compensation offer. I did when i had an accident a few years back. the pain was pretty bad the first two weeks and then it went so when they offered me a certain amount - i took it. But since then ive had lots of problems with my back and wish i had never accepted back then and put more terms of medical cover in the final agreement.

common sense really not to take first offer, why did your law firm tell you to accept?


Maybe because it was a fair out of court offer....they can say if you don't like it we'll let a judge decide which doesn't guarantee you will get more, in-fact the judge can take a dim view of not accepting a fair offer and award you less....do some reading on Pre action protocol for Pi claims.

The first couple of offers come long before any court case and a law firm will know the going rate for most claims

As per normal whats the point, it's gone over your head.

S-paul isn't on about accepting the first offer because it wasn't enoughat the time, he is pointing out that if you take a little longer before looking for a settlement fee you will get more if your injury is taking longer to heel or it becomes obvious over time that you will suffer pain indefinitely due the the original injury.

It never goes over my head, because i never expect an answer to anything i say as its just a hook for people such as yourself, saying that, its is usually you who gets caught lol

Edited By: whatsThePoint on Apr 11, 2011 16:48
#16
whatsThePoint
s_paul
dont take a quick compensation offer. I did when i had an accident a few years back. the pain was pretty bad the first two weeks and then it went so when they offered me a certain amount - i took it. But since then ive had lots of problems with my back and wish i had never accepted back then and put more terms of medical cover in the final agreement.


common sense really not to take first offer, why did your law firm tell you to accept?


It was the first accident i had - was young -had no to advise me and my insurance companys lwyers were really pushy. It was the second offer the other side had offered and my insurance company/their lawyer told me it was the best i would get. I was quite young then and just wanted to get it all sorted with - so i could get a new car and the money i would recieve would cover the costs of insurance.

BIg lesson ive learnt



Edited By: s_paul on Apr 11, 2011 16:53
3 Likes #17
Minor back and neck pain....why is everyone so keen to claim whiplash when they are hit? No wonder all our insurance premiums are going thru' the roof! No probs with people who are really hurt and injured by the way but it really bugs me that so many are so quick off the mark to get a claim in and the ambulance chasing companies are on the fone within hours of you ringing your insurer!

If you had proper whiplash you would never describe it as minor!

Edited By: luvvlychocolate on Apr 11, 2011 17:02
#18
I was also involved in a road collision with an idiot 17 year old.

My insurance company instructed solicitors to get in contact with me.

I still haven't signed and sent the papers back, do you guys think I should seek out independent solicitors?
1 Like #19
luvvlychocolate
Minor back and neck pain....why is everyone so keen to claim whiplash when they are hit? No wonder all our insurance premiums are going thru' the roof! No probs with people who are really hurt and injured by the way but it really bugs me that so many are so quick off the mark to get a claim in and the ambulance chasing companies are on the fone within hours of you ringing your insurer!

If you had proper whiplash you would never describe it as minor!


might seem harsh,but I have to agree with this as well, I dont know the full extent of the OP's neck injury & I'm assuming you went to hospital straight after the accident if it was that bad ? too much of this whiplash malarky as its seen as easy way of getting compensation !!! modern cars are designed with head-restraints that when properly adjusted should cut down the amount of whiplash injuries.
banned#20
whatsThePoint
slamdunkin
whatsThePoint
slamdunkin
whatsThePoint
s_paul
dont take a quick compensation offer. I did when i had an accident a few years back. the pain was pretty bad the first two weeks and then it went so when they offered me a certain amount - i took it. But since then ive had lots of problems with my back and wish i had never accepted back then and put more terms of medical cover in the final agreement.

common sense really not to take first offer, why did your law firm tell you to accept?


Maybe because it was a fair out of court offer....they can say if you don't like it we'll let a judge decide which doesn't guarantee you will get more, in-fact the judge can take a dim view of not accepting a fair offer and award you less....do some reading on Pre action protocol for Pi claims.

The first couple of offers come long before any court case and a law firm will know the going rate for most claims

As per normal whats the point, it's gone over your head.

S-paul isn't on about accepting the first offer because it wasn't enoughat the time, he is pointing out that if you take a little longer before looking for a settlement fee you will get more if your injury is taking longer to heel or it becomes obvious over time that you will suffer pain indefinitely due the the original injury.

It never goes over my head, because i never expect an answer to anything i say as its just a hook for people such as yourself, saying that, its is usually you who gets caught lol

Remember our chat about buying silver futures contracts...you huffed an puffed then.....not only did the price rise over 50% since our little chat in December, but you have also shown yourself to be a total tool by deleting all you posts on said thread.....good job I managed to quote some of them.

http://www.hotukdeals.com/misc/price-of-silver/838516?ppp=40
#21
mus_ne
I was also involved in a road collision with an idiot 17 year old.

My insurance company instructed solicitors to get in contact with me.

I still haven't signed and sent the papers back, do you guys think I should seek out independent solicitors?


Yes, find someone yourself who is independent
#22
robjamuk
mus_ne
I was also involved in a road collision with an idiot 17 year old.

My insurance company instructed solicitors to get in contact with me.

I still haven't signed and sent the papers back, do you guys think I should seek out independent solicitors?


Yes, find someone yourself who is independent


Ok, so are Fentons Solicitors good? (I'm based in London, not sure if it makes any difference)
banned#23
Fentons were very good when I used them....the JSB guidline was between £2,500 – £4,000.
and they got me £4050 out of court settlement as I was also claiming for getting my gardning done....lol., I was originally offered 3500 so I asked fenton's to phone them back and tell them I wouldn't go to court if the settlement number begins with a 4 and 10 minutes later I accepted 4050..
#24
slamdunkin
Fentons were very good when I used them....the JSB guidline was between £2,500 – £4,000.
and they got me £4050 out of court settlement as I was also claiming for getting my gardning done....lol., I was originally offered 3500 so I asked fenton's to phone them back and tell them I wouldn't go to court if the settlement number begins with a 4 and 10 minutes later I accepted 4050..


awesome, I will ring them tomorrow.

Thank god I didn't send the paperwork back to Bromiley Holcroft!
#25
slamdunkin
Fentons were very good when I used them....the JSB guidline was between £2,500 – £4,000.
and they got me £4050 out of court settlement as I was also claiming for getting my gardning done....lol., I was originally offered 3500 so I asked fenton's to phone them back and tell them I wouldn't go to court if the settlement number begins with a 4 and 10 minutes later I accepted 4050..


Insurance companies, supermarkets........is there anyone you dont try and rip off?
banned#26
slamdunkin
whatsThePoint
slamdunkin
whatsThePoint
slamdunkin
whatsThePoint
s_paul
dont take a quick compensation offer. I did when i had an accident a few years back. the pain was pretty bad the first two weeks and then it went so when they offered me a certain amount - i took it. But since then ive had lots of problems with my back and wish i had never accepted back then and put more terms of medical cover in the final agreement.

common sense really not to take first offer, why did your law firm tell you to accept?


Maybe because it was a fair out of court offer....they can say if you don't like it we'll let a judge decide which doesn't guarantee you will get more, in-fact the judge can take a dim view of not accepting a fair offer and award you less....do some reading on Pre action protocol for Pi claims.

The first couple of offers come long before any court case and a law firm will know the going rate for most claims

As per normal whats the point, it's gone over your head.

S-paul isn't on about accepting the first offer because it wasn't enoughat the time, he is pointing out that if you take a little longer before looking for a settlement fee you will get more if your injury is taking longer to heel or it becomes obvious over time that you will suffer pain indefinitely due the the original injury.

It never goes over my head, because i never expect an answer to anything i say as its just a hook for people such as yourself, saying that, its is usually you who gets caught lol

Remember our chat about buying silver futures contracts...you huffed an puffed then.....not only did the price rise over 50% since our little chat in December, but you have also shown yourself to be a total tool by deleting all you posts on said thread.....good job I managed to quote some of them.

http://www.hotukdeals.com/misc/price-of-silver/838516?ppp=40

How stupid of you to single out me deleting posts on that thread when i deleted 100's of posts from around that time out of boredom

just goes to show you don't pay attention blah etc insult etc blah insult etc etc blah insult etc.

Well thats about on your level and probably as interesting as anything you've ever said, so i'll leave it at that

but i must say thanks for remembering my words from last year oO and going to the trouble of finding them, i didn't realise i could make such an impression on anyone
banned 1 Like #27
luvvlychocolate
Minor back and neck pain....why is everyone so keen to claim whiplash when they are hit? No wonder all our insurance premiums are going thru' the roof! No probs with people who are really hurt and injured by the way but it really bugs me that so many are so quick off the mark to get a claim in and the ambulance chasing companies are on the fone within hours of you ringing your insurer!

If you had proper whiplash you would never describe it as minor!

Well said. Minor neck pain isnt whiplash! Hopefully, the claim will fail.

Edited By: csiman on Apr 12, 2011 05:11
banned#28
There is no such condition as whip lash.....the real term is neck strain injury. you can have a minor or more severe neck strain injury and in some cases it can plague you for a long time. If the accident wasn't the OP's fault why shouldn't they claim?

There are a lot of less deserving factors that put peoples premiums up, like uninsured drivers.

Edited By: slamdunkin on Apr 12, 2011 08:11
banned#29
transit
slamdunkin
Fentons were very good when I used them....the JSB guidline was between £2,500 – £4,000.
and they got me £4050 out of court settlement as I was also claiming for getting my gardning done....lol., I was originally offered 3500 so I asked fenton's to phone them back and tell them I wouldn't go to court if the settlement number begins with a 4 and 10 minutes later I accepted 4050..


Insurance companies, supermarkets........is there anyone you don't try and rip off?

No, they are all fair gain....I won't tell you how I ripped the Newspapers off for a six figure sum and made up lies to get a book deal as well, as It might show me in a bad light and your opinion of me is so important.
2 Likes #30
minor back and neck pain

Minor, as in not long term?

Why on earth are you considering a claim?

I can understand why personal injury in America is gigantic, health care costs are astronomical, often it’s the only way to ensure you can receive the treatment needed to get better.

Equally, I can understand somebody claiming for an accident which is not their fault, resulting in serious injury. Leading to long term sickness from work and loss of income.

I can’t understand why somebody with a minor injury is claiming for any other reason than greed, it’s quite disgusting.


Edited By: spritey on Apr 12, 2011 09:18
banned#31
spritey
minor back and neck pain


Minor, as in not long term?

Why on earth are you considering a claim?

I can understand why personal injury in America is gigantic, health care costs are astronomical, often it’s the only way to ensure you can receive the treatment needed to get better.

Equally, I can understand somebody claiming for an accident which is not their fault, resulting in serious injury. Leading to long term sickness from work and loss of income.

I can’t understand why somebody with a minor injury is claiming for any other reason than greed, it’s quite disgusting.


Spot on!
banned#32
If OP is getting neck and back pain then why shouldn't they claim, these types of injuries can come back and cause more discomfort in later life and as the accident wasn't their fault why shouldn't they be compensated.
banned 1 Like #33
You guys think this is the house of parliament? The law states they can claim so they are entitled to if they want. If you dont like it, then you should seek to have it changed or have protocols in place so that those that are faking it or dont deserve it do not get anything. Morally bullying someone into waving their law given right will not make any difference whatsoever on the overall problem.

No i have never claimed whiplash and yes my premiums went up this year too. As many on here would say, if you dont like the rules, then get out of the country and go elsewhere :)

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