I am in the process of renewing my car insurance, getting quotes etc, and have been the named main driver on my mums policy for the past 4 years. I checked with my insurance company about fronting and they said as I was the main driver it was fine. Anyway, I want my own policy but are there any companies who will honour the 4 years I have been driving as a no claims bonus? Swinton who I'm with at the moment said they will but want an extortionate amount to insure me. Quotes from other companies have been reasonable but with 4 years no claims. Any advice would be appreciated. Hope that all made sense!