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Overdraft

Civic EG6 Avatar
8y, 2m agoPosted 8 years, 2 months ago
I just got a small overdraft on my bank account incase. Its only 50 quid. What happens if I just go 1p over?
Civic EG6 Avatar
8y, 2m agoPosted 8 years, 2 months ago
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Comments/page:
#1
You would probably get an unauthorised overdraft fee charged to your account. Best to check the T&C's of your bank.....or if you have gone overdrawn, get to your bank asap and put some money in.,...
#2
The bank charges you, try not to go over because the charges are ridiculous
My bank charges £20 for going over, £15 for sending you letter and £12 a day for however long your over
#3
If you do go over, sometimes a polite phone call may clear the charges for you :)
#4
I'm with lloyds and am charged something stupid liek £10 a day if i go over
#5
i got a over draft letter today £5 each for 2 sepparates dates and i still cant seem to work it out.so ill call in 2morrow
allaince leicester customer
#6
I have a ridiculous overdraft, not that ive ever asked for it but i get charged just the interest, ive never managed to go over my overdraft!
banned#7
I use smile bank as fee free overdraft up to £500 :)
#8
1st time thumb screws then 2nd time firing squad, I think :whistling:
#9
Sorry I mean 1p into the overdraft, not passed it.
#10
Civic EG6
Sorry I mean 1p into the overdraft, not passed it.


probably nothing as you most likely have a small buffer zone.
#11
Oh well then, as stated before you should only be charged interest on the money use from your overdraft until you are back in credit. I hope this helps
#12
why didnt you just ask when you took it out?

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