Guys, I need some help.
I've never had a credit card.
my account is overdrawn by about 4k.. (overdraft limit setup)
however they are charging crazy interest.
I keep seeing these credit cards with 0% interest on transfer balance for 15 months.. does that mean I can get a credit card and transfer 4k out.. put it in my normal account and pay 0% for 15 months?
I should be back in the plus in the new year.. for now.. i dont want to pay the stupid overdraft interest in the mean time.
Any advice would be cool