Hi. I made a transaction with paypal last week for £12. My oh's bank was linked up to it but it said I couldn't use it as the details had expired, so I added his solo card to the account(from a diff bank) When I made the payment it said it would use the bank account but if no funds were available would use the card as back up source.
So, I left the money in Natwest thinking it would come out of there as obviously there was no money in Lloyds (which couldn't be used according to PP anyway) Had it not have said payment couldnt be made from there then I would've transferred the money from Natwest.
OH received a letter from Lloyds today saying that he's gone £12 overdrawn and they've charged him £15 for it plus £6 per day since!
Where do we stand with this, as surely Lloyds shouldn't have allowed it to come out and therefore PP would've used the back up source (natwest/solo card)
Can anybody help, please?