I've been the victim of a buyer breaking my item and then claiming it wasn't as advertised and, surprise suprise paypal found in their favour. My account already had a small credit balance balance but after the refund is about £40 debit.
I know that paypal escalate this to debt collectors but does anyone, from experience, know if they go further and take it to court and/or does it effect your credit rating? To be honest I feel like taking them to court - legally, what grounds do they have for taking my money as private sales aren't covered by distance selling etc.
I feel so annoyed with this that I am happy to never use ebay or paypal again and tell them and their debt agencies where to go. The only worry is that it could go on my credit record, which is not something I want, especially in the current economic climate.
Thanks for any advice.