Have just had the first renewal through for my dog who is nearly 15 months old. Last years policy had a £50 excess and we did not have to pay anything else towards vet bills. Excess has now been put upto £75 with a 15% contribution towards bills. Policy is with Petpals. Do all insurers do this after the first years cover?
May consider changing, who offers the best lifetime cover apart from Petplan?