Protected no claims bonus - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.
Get the HUKD app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit

Protected no claims bonus

fairy Avatar
6y, 7m agoPosted 6 years, 7 months ago
Question about car insurance please. I have been sold a protected no claims bonus rather then the guaranteed no claims bonus I wanted (probably as much my fault as the telephone operator).

Anyway looking at the policy it says that my no claims discount will only be reduced if I have more then 2 claims in 5 periods of insurance. Is this standard or does it vary from one insurer to another? I thought my last one said 2 claims in a 3 year period but I may be wrong. And do they still count if they are a "no fault" claim? Thanks
fairy Avatar
6y, 7m agoPosted 6 years, 7 months ago

All Comments

(2) Jump to unreadPost a comment
It seems to vary from one insurer to another. No fault claims shouldn't count (having your car vandalised, stolen or hit by an uninsured driver is your fault!).

I think the whole business is a scam anyway as insurance seems to go up after a claim even if the no-claims-discount is protected!
yes it does i know - that never makes sense to me either

Post a Comment

You don't need an account to leave a comment. Just enter your email address. We'll keep it private.

...OR log in with your social account

...OR comment using your social account

Thanks for your comment! Keep it up!
We just need to have a quick look and it will be live soon.
The community is happy to hear your opinion! Keep contributing!