Public liability insurance for stall holders info required - HotUKDeals
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Public liability insurance for stall holders info required

greg_68 Avatar
8y, 2w agoPosted 8 years, 2 weeks ago
I am thinking of starting selling stuff via market stalls and fayres etc.

Many now require the stall holder to have public liability insurance.

Does anyone have any experience/advice/places to go for it.

Cheers.
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greg_68 Avatar
8y, 2w agoPosted 8 years, 2 weeks ago
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#1
http://www.simplybusiness.co.uk/insurance/public-liability/

I assume you'll be classed as market trader, we're with norwich union for our studio but I dont have any public liability for my own company it falls into a complex scenario.

As a market seller i'd have it, too many people will take advantage if they're injured by something in connection with your business, especially in this compensation culture.
#2
Join the federation of small businesses and you get free public liability insurance http://www.fsb.org.uk/Default.aspx?loc=general&id=0

(well you used to, not looked to see if thats still true)
#3
hi
i am a ex market trader and i highly recommend that you go with the recognised market traders insurance NMTF (link below) these are about the best and nearon the cheapest i found and will have no hassle when asking to provide insurance by tobbies at the market , a credit card style membership card is provided by them and this is sufficient to provide to any market organisation.

hope it help

http://www.nmtf.co.uk/
#4
if you are just doing casual - i.e car boots - craft fairs you dont need insurance as the venue should be covered by organisers

if you are going to be a regular market trader at same venue - you need it -
#5
holly100
if you are just doing casual - i.e car boots - craft fairs you dont need insurance as the venue should be covered by organisers

if you are going to be a regular market trader at same venue - you need it -


No, the one off craft fairs are now insisting on your own insurance

Thanks for all the help.

I am not registered as a business as it is a just a dabble to see how things go, will this be a problem when applying for insurance?
#6
My friend recently started selling stuff, I don't think that they had thought about this...Thanks for the info all :thumbsup:
#7
rehydrated
My friend recently started selling stuff, I don't think that they had thought about this...Thanks for the info all :thumbsup:


I think it's only the bigger sites that insist on isurance, have done a couple of local stalls already which didn't insist on insurance. A large one this weekend is tho.
#8
greg_68;3550612
No, the one off craft fairs are now insisting on your own insurance

Thanks for all the help.

I am not registered as a business as it is a just a dabble to see how things go, will this be a problem when applying for insurance?


Well by law you have 3 months from the start to register as self employed and declare your earnings, imho its better to do it sooner rather than later

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