I have won something on Ebayand clicked the Pay Now Icon, expecting to see the confirmation screen where I could change the payment option to Credit Card.
Unfortunately, the payment went through instantly. My bank had insufficient funds at that time.
Now I know they try your bank account first, then if they are unsuccesful go to the second option, in my case credit card.
My question is, will my bank make a charge based on Paypal trying and failing to get the funds from my bank account?
I did transfer the relevant funds into my bank account 3 minutes after I clicked the Pay Now button on Ebay, but I fear that was just too late as the funds are sitting untouched in my bank account.