Rant: DVLA want an extra £2.50 if I use my credit card - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HotUKDeals, you accept our cookie and privacy policy.
Get the HotUKDeals app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit
Expired

Rant: DVLA want an extra £2.50 if I use my credit card

£0.00 @
Ooh it makes me so mad!
MightyHumungus Avatar
7y, 5d agoPosted 7 years, 5 days ago
Ooh it makes me so mad!
MightyHumungus Avatar
7y, 5d agoPosted 7 years, 5 days ago
Options

All Comments

(22) Jump to unreadPost a comment
Comments/page:
#1
[FONT=Arial]Each year I purchase my car and motorcycle tax on-line. I usually pay by debit card but this year I decided to delay the pain and use my credit card. It's bad enough that the government want to charge me an extra 10% if I choose to tax my car for 6 months (which, on principle, I never do), they now want to charge me a flat rate of £2.50 for the privilege of using my credit card.[/FONT][INDENT][LIST]
[*][FONT=Arial]They want a flat rate of £2.50 whether you tax your vehicle for 6 or 12 months.[/FONT]
[*][FONT=Arial]The cost of the tax disc doesn't matter - they want £2.50 if you use your credit card![/FONT]
[*][FONT=Arial]It doesn't matter if you buy a £33 tax disc or a £405 tax disc.[/FONT][/LIST][/INDENT][FONT=Arial]
Here's how they justify it:[/FONT]
[FONT=Arial]Why is there an additional charge for using a credit card?[/FONT]
[FONT=Arial]The charge levied by credit card companies for this facility will be passed on to the customer. Following a public consultation exercise on a number of different options, a flat rate charge for credit card payments was chosen. The £2.50 charge covers the costs incurred by the Agency for providing this service. Debit card payments will remain free of charge.[/FONT]

[FONT=Arial]I take issue with this statement for the following reasons:[/FONT][LIST=1]
[*][FONT=Arial] "Following a public consultation exercise..." right, I don't remember being consulted on that issue and I'm certain the "public" wouldn't have agreed.[/FONT]
[*][FONT=Arial] "..costs incurred by the Agency" I understand that credit card companies charge for their services but surely the costs are directly related to the amount that “the Agency” charge for the vehicle tax. If I'm paying £33 tax for my motorcycle, why should I pay the same flat rate as someone who is paying £405 for a Range Rover Sport?[/FONT][/LIST][FONT=Arial]Livid? I'm furious! Robbing, thieving, stealth taxing, immoral.......[/FONT]
[FONT=Arial]By the way, this isn't a rant against the present Labour government. Labour or Tory, it makes no difference. In fact, I suspect that under a Tory government the extra charges would be equally offensive, just more complicated to figure out.[/FONT]

[FONT=Arial]Of course, I'm not going to pay using my credit card. I'm fortunate enough that I can just transfer money into my current account and use my debit card to pay for my car tax. Or I can queue in a post office and pay with cash. However, there are many people less fortunate than me who will have no other option than to incur the extra costs levied by the government. It's the people who are struggling with their finances that will suffer the most. It's yet another tax (another stealth tax) on the poor.[/FONT]

[FONT=Arial]Rant over.[/FONT]
#2
Use your debit card?
#3
If someone can afford to drive, insure, tax and look after a car then I am pretty they can afford £2.50 charge for using a credit card.
banned#4
MightyHumungus
Rant over.


Twas a pointless one at that.

EDIT - You left off 'broken Britain' in your Sun Bingo list/tags.
banned#5
Um...

Cut out the rant there because you are talking out your backside.

Tax is a set price - £60 say.

If you use a credit card, the DVLA will get charged a fee, and therefore you will effectively pay less tax. The £2.50 covers all eventualities, and using a debit card is free.

What a load of rubbish.
#6
vote conservative, thatll get it sorted
#7
Tax isnt a set price. Depends on car...........
banned#8
weekellso
Tax isnt a set price. Depends on car...........


you missed the point.

your tax, regardless of what amount it is - is a SET TOTAL. You must pay the full amount. Using a credit card means the DVLA gets less than the full amount of the tax, which means you haven't paid the full tax.
#9
vibeone;8129108
Um...
Cut out the rant there because you are talking out your backside.
Tax is a set price - £60 say.
If you use a credit card, the DVLA will get charged a fee, and therefore you will effectively pay less tax. The £2.50 covers all eventualities, and using a debit card is free.
What a load of rubbish.

See point number 2
#10
casparwhite;8129132
vote conservative, thatll get it sorted
Don't be so deluded
#11
MightyHumungus
See point number 2


It's a transaction fee, not a 'how much is your transaction' fee
banned#12
MightyHumungus
See point number 2


whats your point? I explained it more clearly because you didn't seem to get it. Theres nothing wrong with what they are doing - and they don't charge for debit cards anyway.
#13
weekellso;8129134
Tax isnt a set price. Depends on car...........


It is still a set price for a given car though. Would the public definately rather an across-the-board increase on all charges to cover the credit-card levy cost, or allow people the option of not paying an increase by using there debit card? I think the latter is probably fair, although £2.50 does sound a little steep. [Point 2 is generally inaccurate, the charge for processing a credit card is flat as far as I am aware]

Its hardly a new problem anyway, companies all over charge for credit-card purchasing, get over it. You could always stick the cost on your debit card and start making credit-card purchases on groceries at a supermarket where they don't (yet) charge you extra if you need to delay some of the payment...
#14
thread backfire
#15
FilthAndFurry;8129102
Twas a pointless one at that.
EDIT - You left off 'broken Britain' in your Sun Bingo list/tags.

Oh Filth, what's happened? Your posts used to be of such quality, rarely matched on HUKD.
But that's a good point about the tags ;-)
#16
jah128;8129198
It is still a set price for a given car though. Would the public definately rather an across-the-board increase on all charges to cover the credit-card levy cost, or allow people the option of not paying an increase by using there debit card? I think the latter is probably fair, although £2.50 does sound a little steep. [Point 2 is generally inaccurate, the charge for processing a credit card is flat as far as I am aware]

Its hardly a new problem anyway, companies all over charge for credit-card purchasing, get over it. You could always stick the cost on your debit card and start making credit-card purchases on groceries at a supermarket where they don't (yet) charge you extra if you need to delay some of the payment...
Thank you for a well considered comment
#17
bazzaric;8129185
It's a transaction fee, not a 'how much is your transaction' fee
That's why I don't think it's fair.

jah128;8129198
Point 2 is generally inaccurate, the charge for processing a credit card is flat as far as I am aware
I think you might be wrong about this. I've copied the following info from here:

Online payment service provider Secure Hosting says that to process online transactions, a business needs a merchant provider (a bank that can process the purchase) like Barclay and a payment service provider (PSP) that connects the website to the bank.

Secure Hosting estimates that a merchant account service charge (is) between 1.6 and 2.8 per cent on credit card transactions.
Transaction fees for a PSP – which range from 7.5 to 25 pence per purchase - decrease as more charges are made.


To summarise: There is a flat rate charge (up to 25p) PLUS a percentage of the value.
#18
weekellso
Tax isnt a set price. Depends on car...........

[SIZE="5"]
ALL READ THIS :[/SIZE]
:thumbsup:

You also either saved OR paid £30 more for your road tax as it goes UP or DOWN on 1st April 2010 depending on what CO2 emissions your car has ....:roll:

All info here :

http://www.direct.gov.uk/en/Motoring/OwningAVehicle/HowToTaxYourVehicle/DG_172916
#19
F 141 -150 £125.00 £115.00
#20
Ah that's good news, I've just checked mine as I paid £120 for my Clio up to the 1/3/11 and according to the link looks like next year its going down by £10 to £110 as it has CO2 of 139g/Km making it a Band E. About time they went down as it used to be that price if not less before.

Band: E CO2 (g/km): 131-140 2010-11 standard rate: £110
#21
Ive got a Corsa Diesel 1.3. Tax for the last year was £35. It drops to either £20 or £30. Not sure which banding mine comes under off the top of my head.

Just checked mine. Its £30 mine drops to! :)

Year of Manufacture 2008
Cylinder Capacity (cc) 1248CC
CO2 Emissions 119g/Km

C - 111-120 - £30

Thats crazy. If my car was emitting an extra 2 grams, it would be £90 for the year. How can that jump be justified?!
#22
All merchants are charged a fee when accepting a debit card or credit card but absorb the cost (supermarkets do this) but not everyone can afford to absorb the cost so will pass it on. The charge is normally 40p per transaction but will vary upon each merchant and each provider. They don't charge percentages but a set fee.

You would be used to this as paypal charge a transaction fee if not paying by gift method.

Post a Comment

You don't need an account to leave a comment. Just enter your email address. We'll keep it private.

...OR log in with your social account

...OR comment using your social account

Looking for Twitter login?
Thanks for your comment! Keep it up!
We just need to have a quick look and it will be live soon.
The community is happy to hear your opinion! Keep contributing!