If you are feeling really (really, really) brave, you can buy into RBS shares.
These are massively undervalued due to lack of confidence, and may drop to nothing if the government nationalises RBS.
However, if time heals all, this could be an amazing investment.
REMEMBER : Never invest what you can't afford to lose.
£200 buys you 1200 shares.
If these go back up to £1 / share
Sell 1200 shares @ £1 = £1200
Not a bad profit for 1 year investment!!!
If you feel brave, you can trade online at http://www.hoodlessbrennan.com/
Each trade (buy or sell) costs just £8.