Recession - What are you cutting back on? - HotUKDeals
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Recession - What are you cutting back on?

pyromania Avatar
banned5y, 8m agoPosted 5 years, 8 months ago
In these hard times what are you cutting back on?

share ideas?

help others?
pyromania Avatar
banned5y, 8m agoPosted 5 years, 8 months ago
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banned 2 Likes #1
This year iv so far made the following cuts –

Not renewing season ticket for football – £1200 saved = £1200 over 12 months
Phone bill and internet bill – Cut from £48 to just £23 = £300 over 12 months
Mobile bill – Cut to just £15 per month from £40 – Keeping current phone and have a sim only deal that offers a better package. Also £100 cashback = £400 over 12 months
Car insurance – cut from £1400 to £660. Possible £60 cashback = £800 including cashback
Mobile insurance – cancelled this on one phone at £7 a month = £84 over 12 months
Personal savings - £250 off my wage every month put into a sharesave scheme = £2800 over 12 months

Thats all i can think of just now over 12 months i should have saved around - £5584
3 Likes #2
Cutting back on EVERYTHING. Plus, saving more and paying more off mortgage. I'm dreading the rates going back up.
#3
havent cut back on anything,will prob switch to a sim only phone in a few months tho but thats about it

good for you tho
banned#4
FrootCake
Cutting back on EVERYTHING. Plus, saving more and paying more off mortgage. I'm dreading the rates going back up.


thats the way i feel.

my missus has said to me that i should keep the ticket but at 1200 a year in these times it has to go.
2 Likes #5
Always make sandwiches for lunch instead of buying something from the restaurant; for two of us that saves a bit of money over the month
2 Likes #6
Cutting back on meals out, all the "bits and bobs" that add up.

We've also been trying more of the basics ranges in supermarkets. I always bought basic pasta and tins but tried the hot chocolate and some others. Been pleasantly surprised by all of them so far.

Also I'm trying to walk more, improves fitness and cuts back on petrol!
#7
nothing yet....you make me feel guilty!
1 Like #8
Haven't cut back on anything really, I have been saving more though :)
#9
pyromania
FrootCake
Cutting back on EVERYTHING. Plus, saving more and paying more off mortgage. I'm dreading the rates going back up.


thats the way i feel.

my missus has said to me that i should keep the ticket but at 1200 a year in these times it has to go.


With only a single fixed income we were always pretty tight, but now that it seems no job is 'safe' and the prices of the essentials have skyrocketed, we've no choice but to go without. We can keep the car, but use it the bare minimum. The kids are (at present) too young to notice or question the reduction in spending, but we find other things to do that are FREE, and often better. And anyway, a smartprice ice lolly is just as thrilling to a three year old as a Del Monte one!
banned#10
Nothing.

Tips - earn more.
1 Like #11
FrootCake
pyromania
FrootCake
Cutting back on EVERYTHING. Plus, saving more and paying more off mortgage. I'm dreading the rates going back up.


thats the way i feel.

my missus has said to me that i should keep the ticket but at 1200 a year in these times it has to go.


With only a single fixed income we were always pretty tight, but now that it seems no job is 'safe' and the prices of the essentials have skyrocketed, we've no choice but to go without. We can keep the car, but use it the bare minimum. The kids are (at present) too young to notice or question the reduction in spending, but we find other things to do that are FREE, and often better. And anyway, a smartprice ice lolly is just as thrilling to a three year old as a Del Monte one!



and as they get older they will appeciate treats more...too many kids these days get to much (my own included)
when i had my eldest kids i was on a low income and they were happier kids..my little ones now are used to being spoiled and take it for granted.
banned#12
studentessa
Always make sandwiches for lunch instead of buying something from the restaurant; for two of us that saves a bit of money over the month


thats my next move.

i spend £5 a day in the canteen between breakfast and lunch. thats £25 a week and £1300 over a year.

Iv began that process but didnt list it. bought cans of irn bru for £5 for 24, thats what 20p a can say, in work its 40p.

1 for breakfast and one for lunch. I know water is free but like a wee bru
3 Likes #13
Stopped feeding the kids and its saving us a fortune !..............I joke :D...........basically just trying to find better deals online , finding money off vouchers , now the warmer weather walking instead of using the car, using the slow cooker a lot more instead of oven , sometimes washing dishes by hand instead of the easy option and putting in dishwasher , due to nice weather lately washing on the line instead of tumble dryer, not having a bath/shower for a week or two ( saves loads on shampoo/conditioner and body wash ) .......I joke again X).......seriously , just trying to find the best price/deal for most things !
1 Like #14
zannaz82
Cutting back on meals out, all the "bits and bobs" that add up.

We've also been trying more of the basics ranges in supermarkets. I always bought basic pasta and tins but tried the hot chocolate and some others. Been pleasantly surprised by all of them so far.

Also I'm trying to walk more, improves fitness and cuts back on petrol!

ive been trying asda own on a few things and some things i wouldnt know if it was the real brand or smart price.
3 Likes #15
Champagne and heroin.

Down to nothing
banned#16
so have all of you lot's income gone down? or "just in case"?

are you guys of shifts or something or rely on frequent overtime that you don't get anymore?
#17
nothing...and im jobless
banned#18
bykergrove
so have all of you lot's income gone down? or "just in case"?

are you guys of shifts or something or rely on frequent overtime that you don't get anymore?


iv got my 38 hour contract but im noticing the overtime is not as freely available now.

infact work hav put a system in place to spread it amongst people more easily and fairly.
5 Likes #19
Am terrible - am a shopoholic and probably spent loads more the past year. I've had many years where everything was a huge struggle when my son was young, so its great to spend and get what I want now. I do try help others though that struggle and paid for my friend to go on a holiday - her first in ten years.
1 Like #20
I wonder how hairdressers feel about the cuts. :D
2 Likes #21
I agree about the own brand stuff , i'll admit and used to be a snob in that way and wouldnt buy the cheaper alternative...........then my hubby got made redundant a couple of years ago and thought Mmmmm got to change and so glad i did ( with some products though , not all ) i have found they are the same or in some cases better !.....Its just trial and error with some things, but if its going to save some money then its worth the try imo .
#22
I have been much more disciplined in what food I buy, so that I dont end up just throwing away stuff.
Cant actually say there has been much of a cash saving though as prices have caught up.
#23
not really cut back on anything to be honest, but as it gets warmer & dryer I will make the effort to walk to work.
1 Like #24
shopstilldrops
I agree about the own brand stuff , i'll admit and used to be a snob in that way and wouldnt buy the cheaper alternative...........then my hubby got made redundant a couple of years ago and thought Mmmmm got to change and so glad i did ( with some products though , not all ) i have found they are the same or in some cases better !.....Its just trial and error with some things, but if its going to save some money then its worth the try imo .


One thing I would change btw is shower gel - but only for my hubby and son lol as they use so much. Sometimes when am in supermarket and see the mega cheap stuff I am so tempted but then the guilt starts as I have loads of Soap n Glory shower gel hidden!!
1 Like #25
im trying to be careful as when my paid maternity runs out i wont get any money for 13 weeks till i return to work. ive managed to save up enough to cover bills etc incase we cant manage on my partners wage. but being on maternity i find myself always looking for things to buy online when the kids are asleep, im fovever buying little bits off ebay. but ive also been selling alot my childrens old clothes so its probably not to bad. im going to go through my wardrobe at weekend and sell some of my bits, i just hate getting rid of my stuff though as i always think that i will wear it again and i never do.
1 Like #26
Sex, as I am quite obviously the most fertile man in Ireland.
#27
bossyboots
shopstilldrops
I agree about the own brand stuff , i'll admit and used to be a snob in that way and wouldnt buy the cheaper alternative...........then my hubby got made redundant a couple of years ago and thought Mmmmm got to change and so glad i did ( with some products though , not all ) i have found they are the same or in some cases better !.....Its just trial and error with some things, but if its going to save some money then its worth the try imo .

One thing I would change btw is shower gel - but only for my hubby and son lol as they use so much. Sometimes when am in supermarket and see the mega cheap stuff I am so tempted but then the guilt starts as I have loads of Soap n Glory shower gel hidden!!


Oh bb, my 10 yr old Daughter ( oops sorry she was 11 on tue ) is driving me mad with the amount of toiletries , smellies she is going through !...........i bought one of those foamburst showergel things that said 'last for up to 40 showers' ................a week later it was empty !!! and she was the only one that used it as she hid it in her bedroom after every shower oO.........
banned#28
solvent abuse!! (joke)
shopstilldrops
bossyboots
shopstilldrops
I agree about the own brand stuff , i'll admit and used to be a snob in that way and wouldnt buy the cheaper alternative...........then my hubby got made redundant a couple of years ago and thought Mmmmm got to change and so glad i did ( with some products though , not all ) i have found they are the same or in some cases better !.....Its just trial and error with some things, but if its going to save some money then its worth the try imo .


One thing I would change btw is shower gel - but only for my hubby and son lol as they use so much. Sometimes when am in supermarket and see the mega cheap stuff I am so tempted but then the guilt starts as I have loads of Soap n Glory shower gel hidden!!



Oh bb, my 10 yr old Daughter ( oops sorry she was 11 on tue ) is driving me mad with the amount of toiletries , smellies she is going through !...........i bought one of those foamburst showergel things that said 'last for up to 40 showers' ................a week later it was empty !!! and she was the only one that used it as she hid it in her bedroom after every shower oO.........
#29
Ya betta be byker !!!................:D
4 Likes #30
^^^^^^^^lol, i know !!! i am dreading the 'Kevin ' age ,,,,,,,,,,althiugh i think most mornings she has reached that stage already :D................oh and dont talk to me about toilet rolls , grrrrr......someone seriously must eat them in this house,it bloomin ridiculous !!
#31
BlinneOrlaith
Sex, as I am quite obviously the most fertile man in Ireland.


I feel this. My husband has the prize for most fertile in England. Mind, it's all irrelevant whilst I'm with-child(ren), But sex will definitely be on the 'cut' list very soon. If you follow... ;)
#32
emasu
I wonder how hairdressers feel about the cuts. :D


there is some irony in your avatar lol!
2 Likes #33
Cutting back on all the junk I buy that I don't need, coffee shops, and travel expenses. Cycling with my little girl to school (which is great fun!), making my own coffee, and spending the time I would spend getting frustrated with technological gadgets on doing up my house.
6 Likes #34
I have cut down or stopped on 'luxury' things like instead of going to Toni & Guy for a hair it I'm getting a local girl to come round to the house and having it done less frequently and not getting it coloured, no facials, no flowers in the house, no dvds, using skype instead of my phone to talk to friends abroad, selling stuff i don't need plus the general cutting back - Tesco orange juice instead of Innocent (I still miss this SO much!), using coupons, even buying some off eBay and bulk buying things like cat food.
Though most of my money saving is actually being spent on helping out my parents, things are really tight with them at the moment so I do things like a Groupon today for 4kgs of fish for £30 instead of £60, my mum will LOVE it and make it go really far, or gift vouchers for Tescos or things mum wants but can't justify but I think she deserves to have, but I'm sneaky in the way I give them/justify it to them so they don't feel bad.
1 Like #35
BlinneOrlaith
Sex, as I am quite obviously the most fertile man in Ireland.


Nope, this man is:

http://a2.sphotos.ak.fbcdn.net/photos-ak-snc1/v2995/157/64/77519781865/n77519781865_1672178_5877934.jpg
2 Likes #36
OP, Well sadly i've had to let the chaffeur go and i've told the butler to start looking elsewhere.

However i'm determined to keep the french maid as she gets me up in the morning. oO
1 Like #37
pink-ka
zannaz82
Cutting back on meals out, all the "bits and bobs" that add up.

We've also been trying more of the basics ranges in supermarkets. I always bought basic pasta and tins but tried the hot chocolate and some others. Been pleasantly surprised by all of them so far.

Also I'm trying to walk more, improves fitness and cuts back on petrol!


ive been trying asda own on a few things and some things i wouldnt know if it was the real brand or smart price.


The cordials are another one that it's difficult to tell the difference.
banned#38
paying for women off the street.....
2 Likes #39
pyromania


i spend £5 a day in the canteen between breakfast and lunch. thats £25 a week and £1300 over a year.


You work 5 days a week for 52 weeks of the year? That's dedication.
banned#40
thesaint
pyromania


i spend £5 a day in the canteen between breakfast and lunch. thats £25 a week and £1300 over a year.


ok take off 100, there are weeks i do 6 days with o/t so it kinda evens out
You work 5 days a week for 52 weeks of the year? That's dedication.

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