I just spent twenty or so minutes on the phone and managed to negotiate £15 quid off a couple of insurances.
I recently negotiated with virgin so, all together over £20 in savings.
Don't scoff at the amount, thats still a phone bill for some people so worth doing.
Iv also recently paid of my overdraft of almost 2 grand, so thats another £25 quid better off.
£45 quid a month in my pocket for very little work.
Lets share some money saving tips