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scum keyed my car help

mini0nemini0ne

some scum has decided it would be great fun to key my car all the way down the side so I've got a nice £450 bill to pay

couldn't have come at worse time I'm only working part time at moment as i have to take my other half to hospital every day for radiotherapy and chemo

so i need the car at all times for the 150 mile trip every day

what is wrong with people it's beyond me
anyway

anyone know if chips away are
1. actually any good
2.cheaper than a body shop

All Comments (76)

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1
    DLM
    sancho1983
    You can drive with a scratch can't you?
    guv
    guv2 years, 8 months ago #3Show comment tools Reply
    How do you know it was an Arsenal fan? X)

    As WTP said, cant the repair wait?

    Chips away are very good for chips. Not so sure on a long key line. (that wasnt a negative - i just not seen a job for this)
    Orcinus_orca
    insurance?
    csiman
    I've got a nice £450 bill to pay

    Does it really need paying? A scratch doesnt affect your car's performance.

    Maybe try T-cut first.
    csiman
    Orcinus_orca
    insurance?

    not feasible for a £450 claim
    mini0ne


    thanks :)

    whatsThePoint
    if only your car was still usable and the damage could wait


    it is useable just unsightly its more a case that i hate it that jealous scum think its acceptable
    Joey Bloggsy
    scratch the other side and it'll look trendy
    Retroman1
    Ive used chips away...they are not good for large areas but not bad for small scratches. I had a black car and the guy left ghost marks where it want polished properly so had to call him back twice. Still not 100% but its better than respraying. Good luck.
    Orcinus_orca
    csiman
    Orcinus_orca
    insurance?

    not feasible for a £450 claim

    why
    mini0ne
    Orcinus_orca
    csiman
    Orcinus_orca
    insurance?

    not feasible for a £450 claim

    why



    excess charge loss of claims bonus
    shauneco
    Orcinus_orca
    csiman
    Orcinus_orca
    insurance?

    not feasible for a £450 claim

    why


    He/She would lose no claims, Premiums would rise, Over the years the difference in premiums would probably be more than £450 plus the excess.

    The scratch could wait, However if they're deep scratches you might want to try and prevent rust somehow, Especially as it's winter.
    mini0ne
    csiman
    I've got a nice £450 bill to pay

    Does it really need paying? A scratch doesnt affect your car's performance.

    Maybe try T-cut first.



    no chance of polishing it well if it was an old banger but my car is pristine and my pride and joy so I've got to restore it

    think ill sell it and buy a golf
    Orcinus_orca
    But doesn't your no claims bonus only get lost if you were at fault. In this example, the owner of the car was helpless. This seems unfair!!!
    greg_68
    ^ doesn't matter they are claiming off their own insurance, only time your premium is not really affected is when you claim off a third parties insurance.
    Retroman1
    Find yourself a good detailer..specialise in restoring your car back to its former glory as long as its not down to the metal.
    csiman
    mini0ne
    Orcinus_orca
    csiman
    Orcinus_orca
    insurance?

    not feasible for a £450 claim

    why



    excess charge loss of claims bonus

    plus increased renewal premium for the claim

    thought it went without saying that its pointless claiming on car insurance for small amounts...... ;)
    guv
    greg_68
    ^ doesn't matter they are claiming off their own insurance, only time your premium is not really affected is when you claim off a third parties insurance.


    Aren't there some policies that its not a claim when its vandalism? Im sure that was First Direct - though that's I who use and I cant remember it being mention. Just remember the ads with the bricks falling in the car!

    Wouldnt affect my NCB as its protected and my excess is £50. But I expect the premiums would get loaded, so even with that, its debatable if its worthwhile.
    csiman
    Orcinus_orca
    But doesn't your no claims bonus only get lost if you were at fault. In this example, the owner of the car was helpless. This seems unfair!!!

    LOL - are you for real?
    Retroman1
    I agree...I would personally pay for it instead of going through my insurance. Depends on your final bill I guess

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