We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.

scum keyed my car help

mini0ne Avatar
mini0ne3y, 2m agoPosted 3 years, 2 months ago
some scum has decided it would be great fun to key my car all the way down the side so I've got a nice £450 bill to pay

couldn't have come at worse time I'm only working part time at moment as i have to take my other half to hospital every day for radiotherapy and chemo

so i need the car at all times for the 150 mile trip every day

what is wrong with people it's beyond me
anyway

anyone know if chips away are
1. actually any good
2.cheaper than a body shop
mini0ne Avatar
mini0ne3y, 2m agoPosted 3 years, 2 months ago
Options

All Comments

(76) Jump to unreadPost a comment
Comments/page:
Page:
sancho1983#2
You can drive with a scratch can't you?
guvbanned#3
How do you know it was an Arsenal fan? X)

As WTP said, cant the repair wait?

Chips away are very good for chips. Not so sure on a long key line. (that wasnt a negative - i just not seen a job for this)
Orcinus_orca#4
insurance?
csimanbanned#5
I've got a nice £450 bill to pay

Does it really need paying? A scratch doesnt affect your car's performance.

Maybe try T-cut first.
csimanbanned#6
Orcinus_orca
insurance?

not feasible for a £450 claim
mini0ne 1 Like #7


thanks :)

whatsThePoint
if only your car was still usable and the damage could wait


it is useable just unsightly its more a case that i hate it that jealous scum think its acceptable
Joey Bloggsy 1 Like #8
scratch the other side and it'll look trendy
Retroman1#9
Ive used chips away...they are not good for large areas but not bad for small scratches. I had a black car and the guy left ghost marks where it want polished properly so had to call him back twice. Still not 100% but its better than respraying. Good luck.
Orcinus_orca#10
csiman
Orcinus_orca
insurance?

not feasible for a £450 claim

why
mini0ne#11
Orcinus_orca
csiman
Orcinus_orca
insurance?

not feasible for a £450 claim

why



excess charge loss of claims bonus
shauneco#12
Orcinus_orca
csiman
Orcinus_orca
insurance?

not feasible for a £450 claim

why


He/She would lose no claims, Premiums would rise, Over the years the difference in premiums would probably be more than £450 plus the excess.

The scratch could wait, However if they're deep scratches you might want to try and prevent rust somehow, Especially as it's winter.
mini0ne#13
csiman
I've got a nice £450 bill to pay

Does it really need paying? A scratch doesnt affect your car's performance.

Maybe try T-cut first.



no chance of polishing it well if it was an old banger but my car is pristine and my pride and joy so I've got to restore it

think ill sell it and buy a golf
Orcinus_orca#14
But doesn't your no claims bonus only get lost if you were at fault. In this example, the owner of the car was helpless. This seems unfair!!!
greg_68 1 Like #15
^ doesn't matter they are claiming off their own insurance, only time your premium is not really affected is when you claim off a third parties insurance.
Retroman1#16
Find yourself a good detailer..specialise in restoring your car back to its former glory as long as its not down to the metal.
csimanbanned#17
mini0ne
Orcinus_orca
csiman
Orcinus_orca
insurance?

not feasible for a £450 claim

why



excess charge loss of claims bonus

plus increased renewal premium for the claim

thought it went without saying that its pointless claiming on car insurance for small amounts...... ;)
guvbanned#18
greg_68
^ doesn't matter they are claiming off their own insurance, only time your premium is not really affected is when you claim off a third parties insurance.


Aren't there some policies that its not a claim when its vandalism? Im sure that was First Direct - though that's I who use and I cant remember it being mention. Just remember the ads with the bricks falling in the car!

Wouldnt affect my NCB as its protected and my excess is £50. But I expect the premiums would get loaded, so even with that, its debatable if its worthwhile.
csimanbanned#19
Orcinus_orca
But doesn't your no claims bonus only get lost if you were at fault. In this example, the owner of the car was helpless. This seems unfair!!!

LOL - are you for real?
Retroman1#20
I agree...I would personally pay for it instead of going through my insurance. Depends on your final bill I guess

Post a Comment

You don't need an account to leave a comment. Just enter your email address. We'll keep it private.

...OR log in with your social account