Silly question but am i coverd to drive another persons car? - HotUKDeals
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Silly question but am i coverd to drive another persons car?

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Hi on my insurance it says - 6. Persons or classes of persons entitled to drive. Those specified below, provided that the person driving holds a licence to drive the vehicle or has held and i… Read More
strobez1977 Avatar
7y, 3m agoPosted 7 years, 3 months ago
Hi on my insurance it says -

6. Persons or classes of persons entitled to drive.

Those specified below, provided that the person driving holds a licence to drive the

vehicle or has held and is not disqualified for holding or obtaining such a licence.


Insured Only


The policyholder may also drive (with the owner's consent) any motor car not belonging


to him (her) and not hired to him (her) under a hire purchase agreement.


7. Limitations as to use subject to the exclusions below.
S D & P TO & FROM.Social,Domestic and Pleasure use

only but includes travel to and from a permanent


place of work for Policyholder and Spouse (where applicable) Excludes: All business use;the carriage of goods or samples;


commercial travelling;the soliciting of orders;use for hiring,the letting on hire,the carriage of passengers for


hire or reward,racing,pacemaking,use in any contest,rally, reliability or speed trial,or use for any purpose in


connection with the Motor Trade.


Further Excluding:


'Use to secure the release of a motor car, other than the vehicle identified above by its registration mark, which

has been seized by, or on behalf of, any government or public authority




would it be ok to drive my fathers car with his say so?


I know its prob a silly question but wouldnt want any points etc..


thanks
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strobez1977 Avatar
7y, 3m agoPosted 7 years, 3 months ago
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#1
You're \Ok to use his car but any claims will be met by your insurance policy and don't forget this is Third Party Only cover (No accidental damage, FIRE or THEFT)
#2
This bit....

The policyholder may also drive (with the owner's consent) any motor car not belonging
to him (her) and not hired to him (her) under a hire purchase agreement.


If he says you can drive it it sugests you can....It would be third party only.
#3
I'm pretty sure that the other persons car you intend to drive has to be insured as well though, otherwise you could buy a Ferrari, register it in your great grans name and drive it third party only on your own Nissan Micra 1.0 ltre insurance.
#4
deek72
I'm pretty sure that the other persons car you intend to drive has to be insured as well though, otherwise you could buy a Ferrari, register it in your great grans name and drive it third party only on your own Nissan Micra 1.0 ltre insurance.


yeh its my dads car and he uses it daily
#5
deek72;7329833
I'm pretty sure that the other persons car you intend to drive has to be insured as well though, otherwise you could buy a Ferrari, register it in your great grans name and drive it third party only on your own Nissan Micra 1.0 ltre insurance.

You're spot on there. Some insurance companies, but not all, do now insist that the car is already insured elsewhere but this is usually written into the certificate wording as well.
I am guessing that as it is his Dad's car he'll be ok in that respect :thumbsup:
#6
strobez1977
yeh its my dads car and he uses it daily


No probs then. Go for it!
#7
be carefull , because if your under 25 it is not valid. i found this out the hard way. most companys have mentioned elswhere that you must be 25+ to drive other cars
#8
johnny9fingers
be carefull , because if your under 25 it is not valid. i found this out the hard way. most companys have mentioned elswhere that you must be 25+ to drive other cars


yeh im 32 so should be fine
#9
You're fine, just don't crash or it will cost you a fortune, if it's your fault!
#10
deek72
I'm pretty sure that the other persons car you intend to drive has to be insured as well though, otherwise you could buy a Ferrari, register it in your great grans name and drive it third party only on your own Nissan Micra 1.0 ltre insurance.


+1

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