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Smashed windscreen...

Ditto Avatar
9y, 4m agoPosted 9 years, 4 months ago
My g/f has just come back from an outing with my 8 yr old son and her friends.
While they where waiting to come home my son and his mate where playing with small stones in a car park. Unfortunately he threw a stone in the direction of a parked car and smashed the back windscreen. The woman who owned the car called Auto Glass and they replaced the wind screen and gave her a bill for £381 , which she is sending on to us.
My g/f does not have the stone and did not take any pics of the incident to show me:x

And I decided to stay in because I wanted a quiet day...
Ditto Avatar
9y, 4m agoPosted 9 years, 4 months ago
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Comments/page:
#1
Are you sure it was your 8 year old son who threw the stone?
#2
If he was seen doing it, then taking photos of the damage or having the stone will not make any difference...

Just resign yourself to the fact that things like this happen with kids and be glad no-one was hurt (apart from your wallet).
[admin]#3
Oh No!! Bet you're livid..

Don't want to annoy you further, but if a child threw a stone through my wind screen, his parents would be footing the bill too...
#4
No one was hurt.
My son said it was a little stone, must have been the angle he threw it.

Wouldn't her insurance cover these type of things?
#5
juliet_bravo
Oh No!! Bet you're livid..

Don't want to annoy you further, but if a child threw a stone through my wind screen, his parents would be footing the bill too...

Either that or being a free car wash for a fair few years...
#6
Depends what type of insurance she had.
#7
Ditto
No one was hurt.
My son said it was a little stone, must have been the angle he threw it.

Wouldn't her insurance cover these type of things?

Depends on the insurance company/cover...

Might have been a little stone, but think on what car theives used to get into cars through the window... only takes a small solid object in the right place...
#8
Wtf was he doing throwing [email protected] for anyway?
She might have chose to claim against her insurance for windscreen damage and it not have affected her NCB, depends entirely on the policy.
Guess she could have asked you both before doing so but tbh, i'd be that annoyed at it happening, i'd have done what she did.
[admin]#9
Ditto
No one was hurt.
My son said it was a little stone, must have been the angle he threw it.

Wouldn't her insurance cover these type of things?



Depends if she's fully comp or not, plus, why should she lose her no claims because a little boy threw a stone at her car?
[mod]#10
Ditto


Wouldn't her insurance cover these type of things?


Even if it did, why would she pay for it in the long run with a claim. No offence but i'd make you pay as well.
#11
Ditto
Wouldn't her insurance cover these type of things?


Yes Probably, But she'd probably have a £100 excess and higher premiums for something she didn't even do.........

If it was your son who threw the stone, Then its his fault, Which comes back on the parents, Its a sharp lesson unfortunately.
#12
Yeah I know, I was just thinking out loud, he's only eight and he wasn't throwing stones at cars.

I just thought with having fully comp, if she has it, that it would be covered by the wind screen policy?

Anyway looks like the summer holidays are cancelled for him!
[admin]#13
Ditto
Yeah I know, I was just thinking out loud, he's only eight and he wasn't throwing stones at cars.

I just thought with having fully comp, if she has it, that it would be covered by the wind screen policy?

Anyway looks like the summer holidays are cancelled for him!


TBH hun he shouldn't really have been throwing stones in a carpark anyway, whether he aimed or not- your gf should've been watching him- it's just unfortunate that he's caused so much damage :-(
#14
Not having any children i didn't mean to throw the proverbial stones whilst being in my glass house, pardon the awful pun.
It's clearly an expensive accident but not sure if he or his mates will learn from, hope so :) We've all done stuff wrong at one stage in life, just seems he's been unlucky, as you and your g/f have been.
Ditto
Yeah I know, I was just thinking out loud, he's only eight and he wasn't throwing stones at cars.
I did read the OP and read he is only 8, but does that make a difference to the woman with the smashed windscreen? Not really alas, no. He might not have been throwing stones AT cars (then) but he was throwing stones.
When i were lad i could get away with stuff like that. Areas weren't as built up, less houses, cars etc etc. We'd all go to the park as a group of kids, now, it's just not safe it seems.
Kids can't be kids anymore.
Sad day
#15
Ditto
Yeah I know, I was just thinking out loud, he's only eight and he wasn't throwing stones at cars.


But he shouldn't have been throwing stones at all, It might not have been a car, It could've been a person, In the eye, Etc.

I was always taught never to throw stones when I was younger (and even snowballs incase they had stones in them!), Because if I hit a car/person/animal, It would've been my parents footing the bill and then I would be grounded or any money I did have would go towards it.
[mod]#16
Not allowd to throw snowballs??? :o Now that's just mean. :x
#17
Syzable
Not allowd to throw snowballs??? :o Now that's just mean. :x


I think it was due to the previous year someone had their eye damaged when one was thrown at them........, I still threw snowballs though, Just made sure it was thick snow with no chance of stones!! :giggle:
#18
buh hes only a kid dont matter probly learnt his lesson.
#19
Just got a phone call from the woman and its going to cost £70, a big drop from £381.

I posted this on another forum and everyone was telling about me about her being able to claim on her insurance and just paying the excess, heres a couple of quotes.

Most people can claim on there insurance and it does not affect the NCB but they will have to pay the excess you might want to talk to the person to see if they will do it that way it might work out cheaper for you but i am not sure how it works if she has already paid the bill tho.



all glass is covered on any full comp insurance policy, claiming against glass repairs doesnt go against anyones no claims discount, excess on most policy's is £50/ £60 but the other person should have phoned there insurance before having the works done, not sure you can claim now, i bet the other person try's to get money off you and go thru insurance has well.
#20
The woman has every right to demand the parent pay the bill NOT the insurance.

Not everyone is fullycomp some are 3rd party only
Not everyone has only £100 excess, sometimes £250+

It is criminal damage nonetheless, intentions are irrelevent.

I think the woman was lucky to have had the parent nearby to accept liability for the costs but then she could of called the police and all sorts could of happened.

Also I expect if the car was worth anything decent, that NOT having a xxx brand dealership garage install the windscreen might actually devalue the car.

I'm sorry but thinking insurance has anything to do with this is a parent trying to get away with not paying.

Even at 8 I knew not to be lobbing stones carefreely like that.
[mod]#21
Not strictly true about the glass cover. A lot of insurance companies only cover the front windscreen and then it depends on how the damage occurred.
#22
Ditto
Just got a phone call from the woman and its going to cost £70, a big drop from £381.



Phew. Must be a relief, I remember when I was younger me and my brother smashed a massive double-glazed window with a cricket ball, thank heavens for insurance.

At least there's only 5 weeks left.. :whistling: :giggle:

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