Hope someone can help.
Last week I was involved in a minor car accident. Someone crashed into the back of me at a junction. No car damage so didn't think anything of it.
A few days later, my back started hurting. A week on and i'm in ALOT of pain, so have contacted my insurance company who have refered me to a "no win no fee" soliciters.
Now, my back is pretty damn painful. I don't have motor "legal protection", however they refered me to a "no win no fee" so I don't have to fork out any fees (they claim back from the 3rd party).
Now to my question. I however I have a concience. What happens if the other person DOESN'T have motor legal protection? And then what if I make a claim? As he drove into me, i'm likely to win quite a bit of money as compensation (maybe a grand or two?). Will HE have to pay this to me, along with the legal fees? Or do his insurance company do it (even if he doesn't have legal protection?). Or does he loose no claims bonus and that's it?
I really don't want to persue this if it's going to put someone £2000 out of pocket... I'd just feel rotten.
Your advice, please!