Someone crashed into my parked car :( Advice please - HotUKDeals
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Someone crashed into my parked car :( Advice please

Emma-lee Avatar
8y, 1m agoPosted 8 years, 1 month ago
hey guys just after a bit of advice really
okay here goes....
I went to work tonight at 4 parked my car in the back alley where i always park and then about 6 o'clock the guy from the garage (who i know) and another guy comes to the back of work to tell me he has crashed into my car. He tells me its pretty bad so obviously i'm instantly worried. I walked to my car and and his small lorry/ big van has scrapped the front left hand panel and smashed most of it off. (I have a smart car so it has plastic panels). Looks worse than it is in my opinion.

I was in the middle of a busy shift so couldn't hang about, i would have had to go back and get my keys and insurance details. So anyway he gave me his details -he works round the corner as a solicitor and i said i'd go and see him in the morning with mine. I have no problem with the guy as he did the right thing by finding me, i just wondered what you would do now? I can't imagine its going to be a big job i think it's just a case of replacing the panel. I haven't rang my insurance company yet, shall i see what he says in the morning? I would imagine it would be more beneficial to him if he just paid cash to get it fixed.

What would you do if you were me? I've never been in this situation before.
Thanks in advance
x
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Emma-lee Avatar
8y, 1m agoPosted 8 years, 1 month ago
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1 Like #1
awww sorry to hear that hun..... i have no advice but hope you get it sorted soon xx
1 Like #2
This happened to me and the driver left MY details on MY car by mistake! I contacted the police (OK they were driving past and happened to stop) Anyhow I was lucky she also got in touch with the police and i got her insurance details and contacted my insurer with her details - they did the rest, she admitted liability. I got a courtesy car and didn't loose my no claims. I'm with Halifax.
#3
oh thanks Bellabonkers, just a pity it happened in the first place hey! At least i shouldn't be out of pocket i only booked in for an MOT this afternoon. Thanks for your help and thanks Lynds your always a little sweetie.
Hopefully will be all fixed soon.
#4
Should i tell the police? - bit late now i know
1 Like #5
no need to involve police..if u can handle taking it to garage and all on ur own back then yeah its decent thing to do esp if the guy has been decent enough to tell u wassup.

on the flip side whos the say he wont suddenly give u the money...or u wont find a hire car (e.g. if hire car is included in ur policy).... going thru insurance is easier.... but depends how thankful u r for the gu telling u ... so that it only costs him x amount of money and not loadsa premium etc.
#6
Emma-lee
Should i tell the police? - bit late now i know


No, id not bother. I only did it because they were passing, my damage was quite bad and at the time I didnt know if putting a note with MY details on MY winscreen was a way or tying to get out of it...had she been tracked down and not owned up I might have thought this but I guess she was just in a dither about it and got confussed. I did get her details and phone number but chose to go down the insurance route as I doubt i would have got a courtesy car otherwise. Also I kept thinking - what if the repair goes wrong at a later date. I would have had to fork out then. I just felt more comfortable going down the proper route. How you decide to do it is entierly up to you though...and he did come and find you I guess.
#7
magicbeans
no need to involve police..if u can handle taking it to garage and all on ur own back then yeah its decent thing to do esp if the guy has been decent enough to tell u wassup.

on the flip side whos the say he wont suddenly give u the money...or u wont find a hire car (e.g. if hire car is included in ur policy).... going thru insurance is easier.... but depends how thankful u r for the gu telling u ... so that it only costs him x amount of money and not loadsa premium etc.


good advice thanks magicbeans, i think i will speak to him tomorrow and if he doesn't want to involve the insurance companies that would be fine with me. I can't imagine it being that expensive. I can still drive it as narrowly missed the front light just looks like a right mess.
#8
can we have pics..... just outa intrest???
#9
jackt010
can we have pics..... just outa intrest???


of my poorly car? or have you got the wrong thread ;-)
1 Like #10
yeah .... would love to see a smart car smashed ..... dammm little things that park anywhere and use 1L petrol a year
1 Like #11
also, u will have to tell all future insurance companies about this for the next three years even though its not ure fault... they still like to know and CAN put ure premium up... whereas if u dnt tell ure insurance company then u wont have to as they will have no way of finding this info out. (from past experience when my old car was stolen... told insurance company and they put my premium up the following year even though it wasnt my fault)
#12
jackt010
yeah .... would love to see a smart car smashed ..... dammm little things that park anywhere and use 1L petrol a year


i wish that were true, not bad on petrol but £10 used to last me nearly 2 weeks, now lasts just a week. £35 for tax tho is pretty good.
I have some pics on my phone but can't find the cable will try tomorrow, it's not that interesting really a bit ugly underneath the panels.
Good for parking tho but i've never tried parking the wrong way i.e front of car parallel with the kerb.
#13
spic
also, u will have to tell all future insurance companies about this for the next three years even though its not ure fault... they still like to know and CAN put ure premium up... whereas if u dnt tell ure insurance company then u wont have to as they will have no way of finding this info out. (from past experience when my old car was stolen... told insurance company and they put my premium up the following year even though it wasnt my fault)


no way, jammy beggers i already pay enough. I wasn't even in it!
1 Like #14
As he is liable you would be to claim direct from his insurance. Just ring his insurance while you are both there and explain what happened. They should bring you another car and take yours away to be repaired. You will not have to claim off your own insurance or pay any excess if you do it this way. I would also suggest you insist on the car going to a smart dealer to have the work done. At least he did the right thing and told you.
#15
thanks
all repped xx
#16
spic
also, u will have to tell all future insurance companies about this for the next three years even though its not ure fault... they still like to know and CAN put ure premium up... whereas if u dnt tell ure insurance company then u wont have to as they will have no way of finding this info out. (from past experience when my old car was stolen... told insurance company and they put my premium up the following year even though it wasnt my fault)


thats because your car was stolen. when its been crashed in to and you were not in the car you have no liability so they wouldn't put your premium up.
#17
People like YOU anger me
#18
Jelly
People like YOU anger me


ME?
#19
Or me?
1 Like #20
Sorry to hear of your bad luck, don't worry, the person involved was at least honest and found you.

Just play it by ear, if he/she agrees to pay for the damage, just get it in writing.

Good luck.;-)
1 Like #21
It was nice of the guy to come and tell you he had done it .My car was hit by another car on a busy roundabout.Guy driving tried to blame my husband for running into him!!!!!!!!!!!!!
How can u run ito someone with your back passengers door i ask you ?!?!?
Anyway, after talking to him a couple of ambulance drivers stopped and said they had seen the whole thing and that other guy was def in wrong.
We went straight to police station and reported it just to keep ourselves right and we were told as long as noone was hurt it wasn't a police matter.
After ages we finally got our money back from paying for the repair with our no claims bonus still in tact.
Rant over lol
1 Like #22
jackt010
can we have pics..... just outa intrest???


is that off the car or Emma-Lee :whistling:
1 Like #23
Hi,

Def no need to involve police at this stage as others have said (I am a cop... so base my info from this angle).

The guy seems honest and there should be no issues. You could always make a note in a diary of the conversation, sign and date it - then if it gets awkward approach the police and pass this on to them, with photos of the damage and diagram of positions of vehicles. No need at this stage to notify your insurance co either, but as I say play it by ear. If he is going to settle outside of insurance company make sure you get a garage to do you a (true, not for insurance purposes) quote for the repair. Then give the chap a copy of this.

Keep us posted as to how you get on please......:thumbsup:
1 Like #24
As the guy did the right thing and came to you I don't think you'll have any problems. If only everyone was as honest as this.

Take photos incase you ever need them, dates, etc. and come to an agreement. I assume a job like this will want doing through the insurance - if it'd been a scratch you could have just had it done on the down-low outta his pocket.

Good on him for owning up - grab yourself a nice courtosey car and relax. :)
1 Like #25
thanks for all the friendly advice :thumbsup:

I met the guy this morning and he said he wanted to do it privately if possible, so i went and got a quote and turned out to be £640! :shock:
So i called him up and told him this and he said he'd go through the insurance.

I'm meeting him again tomorrow to finalize things. I have rang my insurance company who will provide me with a courtesy car - yipee!

It's all been a bit of a hassle but could have been worse if he wasn't so honest.

Thanks again everyone.

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