Only my second topic(I think) and its another problem/question but here it is.
I applied for every bank and was turned down by each one for a student account(wasnt trying to open loads of student accounts btw just tried a different bank when I was turned down by one I went for another)
Anyway one day I was in town and I went into HSBC, and decided to try for a regular current account as im from Scotland so right now its a pain as im studying in England and theres no branches of my bank for hundreds of miles(as its a Scottish bank)
Anyway HSBC then gave me a regular current account with a £800 overdraft, confusing eh! a cheque book but no debit card.
I then also tried Royal Bank Of Scotland just as I want 2 accounts(not 2 student accounts) one for my loan/grant and another for savings and any other money I get and to pay bills.
Guess what they gave me a current account with a £500 overdraft(they said I could have more but I said £500 as a random number)
They have been open almost 2 months now and I asked both banks about changing into a student account and they said no problem as I already have a current account it just gets converted, and I will then get a bigger overdraft and HSBC said I would get a debit card(but the woman did say in HSBC she didnt understand why I got a cashcard in first place as the system said it sent out a Visa Electron card)
Why couldnt I get a student account anywhere but I can get regular current accounts which can be changed into a current account with the click of a button?!?!