as part of my ongoing effort to be a better salesman and overcome all objections with something resembling a sensible answer rather than just the usual guff associated with sales people in computer/electrical stores, I ask you all this
Are there any electrical stores (similar to Currys,John Lewis etc) that have an instore payment scheme similar to whats offerred by Cdiscount?
Where the customer ONLY pays back exactly what was borrowed? no interest, no final settlement/admin fees?
if so, do you have to have some sort of loyalty card to do this?
Since Currys offer interest free credit, I'm getting tired of explaining to people that the £25 admin/settlement fee is HFC Credit's profit on the transaction & having them think its disgusting that theres any kind of extra payment or explaining that its not interest, as interest is charged at a percentage rate and the flat rate of £25 is the same no matter how much you borrow.
businesses that loan you money, are in it for the profit. right?
if a business loans you say £500 to buy a new TV and you pay back £500, whats been in it for them?
any help is appreciated.
if you think "I dont want to help you, filthy DSG scumbag"....then you probably work for Bitterwallet.
I'm also still amazed at the amount of people who
A-don't have a bank account but want to be able to "pay stuff off". its 2009, why would you NOT have a bank/building society account?
B-ask if we "put stuff away for Xmas".
C-Ask for discount for cash. (or since I'm from the North East, DISCOONT)
the last one really bothers me.
today a gent said to myself and one of my colleagues, "what discount do I get for cash?"
when the reply was "None, but I'm sure we can find you something within your budget"
he walked off saying "have a good day gents, cash is always king"
Am sure that cash was king and discounts took place, back in the 1980s!!!
but right now, in 2009, someone wanting to pay for large ticket items in cash is just a pain in the arse for most chain store staff.
it all has to be counted, then recounted at the end of the day, then banked (which is a chargeable transaction for large business').
So if the store closes at 5.30pm, by the time all that cash is counted, and boxed ready to be banked, then lock the shop and drop the banking box in the night safe, add another 30-45mins of unpaid overtime to my day.
plus, i personally wouldnt feel safe walking the streets, even from car to store with sill amounts of cash on my person.
this is all besides the point tho!
am just after the stores (not websites) that offer a payment scheme with no interest or settlement fees of any kind.