I am with Natwest for last 6 years and i have been told by halifax that if i switch over to them and pay in my salary into that account they will give me every month 5 pounds as well as a 50 pound cashback. In natwest i hardly get 50 pence as intrest every couple of months. I was thinking if i change my bank will my credit rating go down.
As in some applications they ask whom do you bank with and for how many years and so on. will that be problem for me.