T - Mobile Credit Check - HotUKDeals
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T - Mobile Credit Check

qazim Avatar
9y, 2m agoPosted 9 years, 2 months ago
Hello,

Went to get a new contract with T Mobile today and my flipping credit check failed I dont know why. My credit history is perfect!!!!!

Well I told them to try again and they said they cant for 3 months now!!!! Why???

is that true? T Mobile will not do a credit check 4 three months now?

I have to phone bank and get it sorted tomorrow!
qazim Avatar
9y, 2m agoPosted 9 years, 2 months ago
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banned#1
I had a contract from CPW and t-mobile didnt refuse it, but didnt ok it, they wanted £100 deposit, cpw told me to phone them so i phoned t-mobile and they just wanted to question something i had added on my experian file, after that they said dont worry about the deposit now we know what it is, been with them 2 years now
banned#2
[url]www.equifax.com[/url]

sign up see if someone is stealing your identity to take out loans etc :3
#3
I got refused by t-mobile before, think they're just fussy as with much less income 6 months later they then accepted me.
#4
Benjimoron
I got refused by t-mobile before, think they're just fussy as with much less income 6 months later they then accepted me.




Hrmmmmm did u apply 6 months later??

I am going to ring up my bank and see why it was refused
banned#5
qazim
Hrmmmmm did u apply 6 months later??

I am going to ring up my bank and see why it was refused

your bank will not know why it was refused
#6
isnt it the case too that each time you get refused it has an adverse affect on your credit score?
#7
loupomm
isnt it the case too that each time you get refused it has an adverse affect on your credit score?

But its not justifiable why I was refused. I always pay bills on time!
banned#8
qazim
But its not justifiable why I was refused. I always pay bills on time!

It has nothing to do with whether bills are paid on time, well not household bills anyway, mind i dont know why im typing this as i think my ink has run out:giggle:
#9
sassie
It has nothing to do with whether bills are paid on time, well not household bills anyway, mind i dont know why im typing this as i think my ink has run out:giggle:



Then whats it got to do with? I have never been declined all my life!
banned#10
qazim
Then whats it got to do with? I have never been declined all my life!

It could be anything, it could be you already have too much credit, i can get any phone contract apart from orange yet i have a BB contract with them, but they will not give me one and wont say why they wont either
#11
I remember about 6 and a half years ago I paid a £100 deposit for O2, had a phone 2 weeks hardly used it(had about 600 minutes free and only used about 30) they disconnected me and said they did another credit check as per terms and conditions they can do at any time and I failed so they disconnected me, charged me a fee for disconnecting early and refused to give me deposit back and also wanted me to pay for rest of months line rental!

I got nowhere getting deposit back so gave up.

Should of taken it further really.
#12
sassie
It could be anything, it could be you already have too much credit, i can get any phone contract apart from orange yet i have a BB contract with them, but they will not give me one and wont say why they wont either


hrm :whistling: still I dont ow any credit! Just mortgage and general household bills!
#13
qazim
hrm :whistling: still I dont ow any credit! Just mortgage and general household bills!


Magic word: mortgage. Obviously they think you have too much outgoings.
banned#14
this is what annoys me about these checks, when they are refused no-one ever tells you why, they just tell you to do a check with experian etc, etc
#15
MoneySavingG
Magic word: mortgage. Obviously they think you have too much outgoings.

no! Orange still accepted with my mortgage
#16
Problem is companies have different criteria - a single quirk in their rules might result in a rejection. T-Mobile do seem to be a bit over zealous from what I've heard.
banned#17
do you have any contracts at the mo? we all have like a credit zone, an amount we are allowed
#18
Something along those lines, I was turned down for 3 banks before 1 accepted me for a student account, Natwest opened an account then phoned to say they changed mind so I got a Barclays instead, annoying as I wanted Natwest but oh well.
#19
What happens next?
When we've processed your order, we'll send you a confirmation email letting you know it's on its way. If we need more information, we'll phone or email you as soon as we can.


Just applied Online

How long do they take to send the confirmation email?

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