Just a warning for anyone who has a tesco credit card with the interest free offer for tesco purchases until Jan 2017. The offer only really applies if all your purchases are made at tesco. I made purchases from other stores and some from tesco and when i had my statement it listed them separately so I paid the outstanding balance off for the other purchases deducting the interest free ones from the balance but was charged interest despite paying by due date. Tesco say that unless you pay the full balance off, including the interest free offer tesco ones, you will be charged interest even when paying the other balance in full, they say thats what their terms state, eg you are charged interest if you dont pay the balance in full. This means unless all purchases are made under the offer, the offer is effectively useless, especially if you normally pay the full balance to avoid any interest as I do.
I have managed to get the interest refunded as a goodwill gesture but I am pretty savvy with money matters and this one has me baffled. I have had other cards where you buy now pay later on some items, always paying the other items off in full and have never been charged interest because you have a balance outstanding on interest free items, doesnt make any sense to me!
Hope this helps some to not get sucked into using this so called deal!