Yesterdays watchdog, all uppty on their superior high horse had a good point.
BT: £4.50/month surcharge for non direct debit payments
British Gas: £13/yearish
Virgin Media £3.50
etc etc etc
Easily £100+/year if you don't have most of your bills on DD.
I like most people have my bills on DD, it's easier, convienent etc, but not everyone should not be forced.
Watchdog made the point it only costs companies 50p-£1 per non dd payment in charges, so are mass profiteering on this, especially BT.
So they have made this template letter to use to complain at these new charges and current charges which penalise current non direct debit payers in such a rip off fashion:http://www.bbc.co.uk/consumer/tv_and_radio/watchdog/reports/services/services_20070314_letters.shtml
PS: Do not assume DD is 100% safe and secure etc. If a company takes thousands by mistake, your bank will most likely do nothing and tell you to chase the company for a refund, if it leaves you in the black or red defaulting on other payments charge your £40 per failed transaction due to lack of funds the bank will not care, such a DD mistake can cost hundreds and there is nothing you can short term leave your screwed if the margin on your finances is small. DD is far from perfect, I have known people screwed without apology from the bank or company involved.