What Happens If You Buy Something With a Credit Card - Then Realise The Site Isn't Real - Can You Claim Back ? - HotUKDeals
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What Happens If You Buy Something With a Credit Card - Then Realise The Site Isn't Real - Can You Claim Back ?

lucerysmum Avatar
6y, 6m agoPosted 6 years, 6 months ago
Just after some advice.

Long shot - and i know its his fault - my OH has bought something from a Chinese site (I know) which looked like it was Links of London - he paid with a credit card - is it his hard cheese or are we cover by insurance (long shot !) does anyone know ?
lucerysmum Avatar
6y, 6m agoPosted 6 years, 6 months ago
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1 Like #1
I'm no expert but if it was a credit card, you should be able to call your bank and get them to do a chargeback (think thats what its called).
1 Like #2
Not had experience of this but i should imagine you wil be covered.
1 Like #3
i think it has to be over £100 to make a claim, could be wrong though
#4
thanks-rep'd you all - it was a pressie - and don't think it was as much as £100 - i hope it wasn't !!!

He is feeling very daft - he is usually really good at stuff like that - i am just cross that they are so sly !
1 Like #5
jackvdbuk
i think it has to be over £100 to make a claim, could be wrong though


This is correct but does depend on your card issuer. Get incontact with your card company ASAP and report this to them, they then set out an investigation. :thumbsup:
#6
mrman007
This is correct but does depend on your card issuer. Get incontact with your card company ASAP and report this to them, they then set out an investigation. :thumbsup:


thanks-rep'd you too - its Priority Club - i suspect we will have to take it as a lesson learned the hard way:oops:
#7
dont forget to cancel your card if you want to be on the safer side
#8
I would inform the card company anyway, you don't know if it's been cloned either.
#9
nuabdi
dont forget to cancel your card if you want to be on the safer side


he ordered it a few days ago - its only because it hasn't arrived he went back and checked and the tracking number when it was put in took him to the Chinese postal service ! Think we will get something - but not what he thought he was buying - and probably make me arm go green in aday !:oops: So its probably too late to cancel it - the payment will have gone:oops:
banned 1 Like #10
ive made chargeback on credit card before and it went fine but unsure as its china might not amke a difference best just to check with credit card company

good luck i hate people getting ripped of even if he were a silly billy:-D
#11
jackvdbuk
i think it has to be over £100 to make a claim, could be wrong though


Is this the same with PayPal too? I've had people do chargebacks from their credit cards when the amount has been something as small as £10?
#12
lucerysmum
he ordered it a few days ago - its only because it hasn't arrived he went back and checked and the tracking number when it was put in took him to the Chinese postal service ! Think we will get something - but not what he thought he was buying - and probably make me arm go green in aday !:oops: So its probably too late to cancel it - the payment will have gone:oops:


i mean safe from future abuse, you'll never know
but if, after using the web, youre confident your card details are safe, no prob then :thumbsup:
#13
nuabdi
i mean safe from future abuse, you'll never know
but if, after using the web, youre confident your card details are safe, no prob then :thumbsup:


i'm even more worried now - and we've tried ringing the credit card and can't get through to anyone to talk to:oops:
banned#14
lucerysmum
i'm even more worried now - and we've tried ringing the credit card and can't get through to anyone to talk to:oops:


you know items from china take longer than a few days to arrive... more like 7/10/15 days
#15
bykergrove
you know items from china take longer than a few days to arrive... more like 7/10/15 days


yea - i know - he ordered it a week ago -the site said 3 to 5 days delivery - and when it didn't arrive he has gone to chase it - if he had realised it was from China he wouldn't expect it to be here - he thought he had bought it from the site in London
banned#16
the item might even be fairly decent, china stuff isnt all bad, but i'd have gone through ebay and used paypal not gone with CC, i wouldnt go that far

but have to allow extra shipping time 3-5 days, they said it, but never happens from china, more like 2 weeks

might still be a good idea to get a new car issued, cc numbers and china are a bad mix
1 Like #17
lucerysmum
i'm even more worried now - and we've tried ringing the credit card and can't get through to anyone to talk to:oops:


didnt mean to worry you. it may be OK ... i bought from china/hongkong/singapore quite often & had no prob
like i said, just to be on the safer side. I always used paypal so i dont have to give my card details
banned#18
nuabdi
didnt mean to worry you. it may be OK ... i bought from china/hongkong/singapore quite often & had nio prob it
like i said, just to be on the safer side. [SIZE="6"]I always used paypal so i dont have to give my card details[/SIZE]


thizzzzzzz
1 Like #19
jubbyme;8553229

might still be a good idea to get a new [COLOR=Blue]car[/COLOR] issued, cc numbers and china are a bad mix

Bit extreme isnt it?:whistling:
banned 1 Like #20
harlzter
Bit extreme isnt it?:whistling:


id hide the house as well, to be safe
banned 1 Like #21
harlzter
Bit extreme isnt it?:whistling:

lol has the swelling come down?
jubbyme
id hide the house as well, to be safe

looool
#22
thanks everyone for your help & advice - rep left for everyone who posted - thanks
#23
Would you mind sharing what site this was so that no one else falls into the same trap?
#24
bykergrove;8553610
lol has the swelling come down?

looool

No, thats the last Viagra i'm taking
banned#25
how do you know the site is fake? Please dont say you are basing this on the fact that the site is Chinese!

and check your card transactions online.

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