Whats the best ISA that is allowing transfers in for 2011/12? - HotUKDeals
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Whats the best ISA that is allowing transfers in for 2011/12?

sharkalos Avatar
5y, 8m agoPosted 5 years, 8 months ago
Not sure if there is currently a better one than the HBOS, 3% AER (3.2% for customers)?

Anyone?
sharkalos Avatar
5y, 8m agoPosted 5 years, 8 months ago
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(12) Jump to unreadPost a comment
Comments/page:
#1
Put all your saving's on black. Hopefully double up. around 49.5% chance.
#2
i think 3% on an instant access cash isa that lets you transfer in is about the best at the moment. The Halifax are also offering one at the same rate

Edited By: caz1cool on Apr 06, 2011 17:44: im a spaz
2 Likes #3
nationwide 3.1%
banned#4
Drops after a bit. Halifax is the best at 3%
ninegt
nationwide 3.1%
1 Like #5
bykergrove
Drops after a bit. Halifax is the best at 3%
ninegt
nationwide 3.1%


halifax drops to 0.05% after 12 months
nationwide drops to 1.75% after august 2012
thats the way i read it
#6
received an email from MSE today stating a fixed 4% for a year loophole. might be worth checking out
banned#7
You sir, are correct my apologies!

Halifax customers that get the extra savings reward can make 3.20% on the isa.

ninegt
bykergrove
Drops after a bit. Halifax is the best at 3%
ninegt
nationwide 3.1%
halifax drops to 0.05% after 12 monthsnationwide drops to 1.75% after august 2012thats the way i read it
#8
deadduck_145
received an email from MSE today stating a fixed 4% for a year loophole. might be worth checking out

Can you forward me the details please?
1 Like #9
I'd advise the op to seek proper advice. As already proved in this thread, you always get smart assed idiots thinking they know everything about everything when clearly they don't. I wish people would check their facts before offering potentially expensive, wrong advice.
banned#10
ninegt
nationwide 3.1%

+1

variable rate but 1.35% bonus is fixed until 31/7/12
banned#11
sharkalos
deadduck_145
received an email from MSE today stating a fixed 4% for a year loophole. might be worth checking out

Can you forward me the details please?

4% fixed isnt great imo what with the high potential for interest rate rises in the coming year
#12
The 4% deal is with northern rock and is not bad for one year (using the loophole) but is a savings bond - not an ISA - so you would pay tax if you are liable for it.

I have seen a 5% 5 year fixed ISA but I am not sure if it is worth committing for so long.

csiman
sharkalos
deadduck_145
received an email from MSE today stating a fixed 4% for a year loophole. might be worth checking out

Can you forward me the details please?

4% fixed isnt great imo what with the high potential for interest rate rises in the coming year


People have been saying that for 6 months and 4% for one year was about as good as it ever got back when interest rates were 3% or so. Go back and look at historic rates for a couple of years ago. You were looking at maybe 6% for 3-5 years and 4% for 1-2 years.

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