when was the last time you PAID for a warranty? - HotUKDeals
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when was the last time you PAID for a warranty?

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hey all just a bit of my own individual research going on here. basically as it says, when was the last time you paid for a warranty/insurance cover on a product? what was it on? how long did … Read More
slackrat77 Avatar
8y, 3w agoPosted 8 years, 3 weeks ago
hey all

just a bit of my own individual research going on here.

basically as it says, when was the last time you paid for a warranty/insurance cover on a product?
what was it on?
how long did it last?
did you claim on it?
what was your opinion of the service given?

and please, if poss can we keep the replies to people who have actually bought warranties.

I don't need to hear from people who havent ever and will never, or the ones who only buy from places that have a free limited service like John Lewis, people who add things to their home insurance etc.

I want replies from folk who have been to a store bought something and took the cover on it, WHICH COST EXTRA.

What I'm after is info on the people who choose to pay for a service rather than the ones who choose a free one, or stick to an outside cover such as home insurance or even a 3rd party warranty.

everyone seems to want guarantees and repair or replacement with no questions asked, and as little wait as possible, whilst still getting the absolute best customer service...but it seems like we all want it for free.

so when was the last time you paid.

like I said, please don't just write "Never cos I'm covered under the SOGA".
not interested.
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slackrat77 Avatar
8y, 3w agoPosted 8 years, 3 weeks ago
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#1
Bought one when i bought my lappie 15m ago. needed to claim on it for a broken screen 2 days before expiry. All paid out, so i took another year.
#2
Goldsmiths an Armani watch for my partner,bought extended think it was 3 years,just aswell as 1 of the diamonds come off the face and was floating about so took it back for repair.Good service,picked up watch a week or 2 later.
#3
NEVER paid for any extra warranty.
#4
I bought AppleCare with my new MacBook, think it's 2 years which was nearly £200 but I got it for peace of mind.

Also paid for a guarantee on a gold necklace from Ernest Jones
#5
Paid about £40 to Nationwide for a five year warranty on my Samsung American Fridge Freezer. Not had to claim yet as Samsung have fixed fault free out of warranty - not sure they will when it goes again. :roll: So warranty should be a good investment.
#6
NEVER. And never will.

The only thing i would possibly consider it on is a car purchase.
#7
Bought extended cover on a coffee machine from Argos solely because it included accidental damage and I'm always breaking the glass jugs. Claimed replacement on it straight swap.
#8
Got an extended 3 year warranty for my 50" Plasma, bought a month ago (5 months after purchase) for £80.

Covers accidental damage too.

Somethings gonna fall when i'm bored of it :whistling:
#9
Got extended warranty on an American Fridge/Freezer as it was quite an expensive purchase.
#10
"Never cos I'm covered under the SOGA".
1 Like #11
I stopped buying warranty's years ago. Now I just add a little extra to my home insurance to cover accidental damage and use the manufacturers warranty for major faults, or the retail shop that I purchased it from.

Several years ago I purchased a Technics System from one of the ScottishPower Retail shops and bought an extended 5 year warranty at a cost of £125. In the terms and conditions it stated that if I didnt claim after the 5 years then I would get a full refund. The company underwriting the warranty went bust 3 years into my purchase term....and I lost out on any servicing and my £125 as the Technics system was solid for those 5 years. Never even had one single issue with it let alone a fault. :)

So would never buy a warranty ever again.
#12
The only warranty I've taken over the last 5 years or so has been with purchases from Richer Sounds as they will refund the cost of the warranty after 3 or 5 years so long as it has not been used.
#13
deanos
"Never cos I'm covered under the SOGA".


******
#14
shanecr
NEVER paid for any extra warranty.


well WHY BOTHER POSTING?
#15
slackrat77
well WHY BOTHER POSTING?


:lol: Fair point
#16
OK, what sort of service do you expect from a PAID cover?

examples:
in home service so you never have to go back to the store for large items like white goods, TVs etc
accidental damage cover
new for old replacement if your item isnt made anymore, rather than a partial refund or money off vouchers that you have to end up paying towards
unlimited claims
quick turnaround service
refund if the service is unused

a lot of these free warranties only offer cover to the original value paid.
but what I've never been able to find out is, what happens if your 1st repair say costs 2/3 of that original price, do you only have that 1/3 amount left in your 'warranty kitty'?
#17
If you do find yourself wanting to take outr a warranty, then it is often better to do it on your own through a different company, than using the one currys, for example, give you. It can often work out a lot cheaper.
#18
interesting point, I know Acer do some very reasonable prices on their own warranties directly.
#19
paid £300 for warranty for my sofas,had them restuffed twice and the recliner action broke on one just before 5 yrs was up and the couldnt repair,so they gave me £1430 towards a new suite
#20
slackrat77
OK, what sort of service do you expect from a PAID cover?

examples:
in home service so you never have to go back to the store for large items like white goods, TVs etc
accidental damage cover
new for old replacement if your item isnt made anymore, rather than a partial refund or money off vouchers that you have to end up paying towards
unlimited claims
quick turnaround service
refund if the service is unused



All of the above plus unlimited repairs/ replacement for the duration of cover.
#21
NEVER.

slackrat77;5382808
well WHY BOTHER POSTING?


Just answering the OP's question :p
#22
my xbox

xmas time (2008)

3 years accidental damage cover
#23
bargain surfer
NEVER.



Just answering the OP's question :p


but he did state if you havent bought it dont say never so tbh you didnt
#24
I've just remembered, slackrat is the Currys worker who sells these warranties :giggle:

I remember my parents buying their first PC in Dixons in 1999, Cost over £1200, of which two or three hundred where the extra 3 year warranty. (which is only really a 2 year, because you get one automatically) That's about 25% extra on top. The warranty was never used, and the PC is infact still working today with not a single repair.
#25
I've bought extended warranties for my macbook and PC but that's about it!

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