Last year whilst I was at University me and my father shared an insurance policy and he was the main driver, I was the named driver. We took the policy out with Post Office who was the cheapest and they use a panel of insurers.
I moved to Oxford recently and I've taken the car with me. So I took out a new insurance policy with me as the policy holder and my father as named driver.
Now Post Office have automatically renewed our policy with our previous insurer which was a whopping £1325. Now when my father saw his statement he threw one called and cancelled it today as that's when he received his statement. Now during this period of 26 days (3rd-29th) they've cancelled the policy and taken a total of £300 and something off the whole policy.
After calling them, they said their T&C state that if you don't notify them, they automatically renew for with for you, using the existing policy, which in our case happens to be pretty damn expensive. They said it's not their job to ring customers as they send a renewal letter out which states "We'll automatically renew it for you" and that is all.
Now I'm currently on my placement and my financial situation is that I'm just getting by. I can't really afford to take this out of my expenditure.
**** happens I guess but do I have any leg to stand on?