My tracker mortgage comes to an end in april.
I have been offered a 2 year fix at 2.79 + base rate = 3.79%
and a tracker at the same rate.
If i fix for 5 years it is approximately 4.89%.
What do people on this forum think?
Can the rate go down any more?
Is there only 1 way for it now which is up?
Fix or variable??