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whiplash injury

ettam123 Avatar
6y, 2m agoPosted 6 years, 2 months ago
my sister was in a car crash this mornig,the other driver admitted her fault,my sister has been to hosp and has whiplash but when she got home the girls insurance comp phoned my sis and offered £900 for her car just what its worth and £500 for injury,is that normal
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ettam123 Avatar
6y, 2m agoPosted 6 years, 2 months ago
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#1
always decline the first offer.
#2
never accept first offer as others have said-find out what the average payout is and tell them you want similar,if they refuse,get a lawyer.
#3
whatsThePoint
its normal for them to make a mickey mouse offer to start withwhiplash pays around £10k at a guess nowaday

10k for whiplash!!!!!!!!!!!!!!! thought it was more 1k...2 at most
#4
£1800 friend has recently got for same situation!
#5
sister in law & man and 2 kids were in a car crash few years back (not their fault) and the payout was no more than £4000 for everybody & car so £10k is way off the mark, always refuse the first offer but also let the insurance legal sort it out.
#6
We were in a car crash 5 years ago whilst I was 20 weeks pregnant. Our car was hit from behind at a junction, the dozy cow was talking to her friend!
We both had whiplash and I suffered with back problems (still do) caused by the impact (plus the added stress because of being pregnant and previously losing a baby).
Our insurance company put in a claim based on medical records and specialists and we were awarded 2k each.
#7
i got £1200 for whiplash about 3 months ago, thats the standard sum now
#8
are you sure this is legit and the insurance on a saturday-no paperwork-police reports etc?

it usually takes a couple of months to sort out. She will get a solicitor and her fees paid by the other party. She can claim loss of earnings and injury.
i find it fishy tho they would offer anything without evidence tho?

Edited By: plumberman01 on Sep 18, 2010 16:49: mm
banned#9
the amount you get for a whiplash will ultimately depend on how long it takes you to fully recover from the whiplash injury. Rule of thumb - longer recovery = more££.

My advice is get a solicitor to pursue your claim, they will arrange for you to see a doc for medical report and that will determine your compensation.
#10
I got paid 2.5k 5years ago but my son got 5k but it did take 5yrs to get the pay out after lots of medicals in the end an MRI scan after that the 3rd party did pay through the courts
[mod]#11
whatsThePoint
its normal for them to make a mickey mouse offer to start with
whiplash pays around £10k at a guess nowaday


Hahahaha. Hilarious.

You are looking at between £1,000 to £2,500 and this will rise if you suffer long term and it takes you ages to recover.

Edited By: magicjay1986 on Sep 18, 2010 18:35: Typo.
#12
10k!!! anybody wanna ram me up the ass ? (no homo)
banned#13
I got a broken rib and whiplash in a scrum at rugby, who do I claim off?
banned#14
magicjay1986
whatsThePoint
its normal for them to make a mickey mouse offer to start with
whiplash pays around £10k at a guess nowaday


Hahahaha. Hilarious.

You are looking at between £1,000 to £2,500.

+1

Pointless guessing if you're this clueless oO

My Dad got £2K last year - still suffers neck pain at times.
[mod]#15
whatsThePoint
magicjay1986
whatsThePoint
its normal for them to make a mickey mouse offer to start withwhiplash pays around £10k at a guess nowaday
Hahahaha. Hilarious. You are looking at between £1,000 to £2,500 and this will rise if you suffer long term and it takes you ages to recover.


which bit about these rates from lawyers who deal in whiplash payouts so they have some experience in dealing with such things unlike you who has next to none didn't you understand

Minor whiplash injury £1000 to £4,575
Moderate whiplash injury £4,575 to £14,500
Severe whiplash injury £19,100 to £86,500


Without knowing the full extent of her whiplash injuries any amount said here is just a guess
if her injury is very minor then yes maybe £1k if its serious my £10k is well below what she would get, so as no one here has her medical records who are you to laugh at something that was said to be a guess that could be well under the final settlement
Plus the reason for low pay-outs is insurance companies trying to avoid costly fake claims by quickly making offers to those after a quick buck with nothiing wrong with them, a slightly sore neck after an accident isn't always whiplash, but you try telling some people that


OP - report back in 6-9 months when you have your compensation please. It will NOT be anywhere near £10,000.
[mod]#16
lumoruk
I got a broken rib and whiplash in a scrum at rugby, who do I claim off?


Believe it or not, you could claim from the referee and if that fails, the other teams club.
#17
Man, a lot of people here have had whiplash
#18
i would think it would be severe to get £10000! i have known 2 cases this year both just under £3000. Off work 6 weeks so loss of income too.
#19
It makes no difference what was paid out years ago - in fact it is actually harder to claim now due the amount of people faking whiplash.
Although whiplash cannot be proved on xrays etc the docs are looking for the person to prove thier injury more and more. For a 10 grand payout it would have to last hell of a long time and it would have to be proved that they will suffer pain for years and years to come. Plus you would have to wait around 10 years to eventually get the payout.

Oh and on the point of the insurance company offering a payout on the same day, I would say this is more or less unheard of, normal practice would be to get both insurers speaking first.

Edited By: maccy1 on Sep 18, 2010 20:54: ...
#20
maccy1

Oh and on the point of the insurance company offering a payout on the same day, I would say this is more or less unheard of, normal practice would be to get both insurers speaking first.


this is my sister also btw,ye was a bit strange,she informed the op's insurance after the crash that she was in pain and going to hospital,and after she said this to them they also asked her on the phone to leave out contacting her insurance,and that they would deal with it all ...then they phoned her back later and offered the 500 quid for injury and 900 for the car.maybe they were just trying to get lucky on her accepting this,knowing all too well if her insurance gets involved then they need to pay a lot more than just 500.ah well,we'll see what happens now thats shes involved her own insurers. :)
banned#21
whatsThePoint
try this, enter fake, name number

http://www.whiplash-claims.com/


Expected payouts info from that site

Minor whiplash injury £1000 to £4,575
Moderate whiplash injury £4,575 to £14,500
Severe whiplash injury £19,100 to £86,500



That's absolute rubbish. I've worked in motor claims for nearly 10 years now and the going rate at the moment for a whiplash claim is between £1000 and £2500
#22
sancho1983
Man, a lot of people here have had whiplash


Lol, what I was thinking

Anyway one of mates got paid £2,300
#23
If its her first whiplash claim then she should get between £2-3k.
banned#24
No such thing as whiplash ... the correct terminology is neck strain injury.

Find out if the number that phoned is indeed an insurance companies... your sister was phoned the day of the accident it maybe the case that the driver of the other car is uninsured and has got a friends or relative to phone, so as to stop you finding out that they are not insured...in which case take the money as you could end up getting nothing.....you could probable sue at a later date as well if they are uninsured

My understanday is that the pay scale depends on the severity and how long it causes you problems for but between 1-5k

Edited By: slamdunkin on Sep 19, 2010 19:15: .
#25
nikkib123
£1800 friend has recently got for same situation!


+1, that was my pay out
#26
whatsThePoint
its normal for them to make a mickey mouse offer to start withwhiplash pays around £10k at a guess nowaday

£10,000 for whip lash. in your dreams. About £1,000.
banned#27
The JSB (Judicial Studies Board) guideline's say £750 - £4250 for minor neck injuries like whiplash (neck strain injury) but you can also claim for other things on top like loss of earnings.

The higher rate quoted of 80k+ is for a severe neck injury like severe spinal damage.

http://www.walkersmithway.com/site/library/pi_news/pi_jsb_guidelines_summary.html

Edited By: slamdunkin on Sep 19, 2010 19:50: .

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