A guy at our work place had a very small bump the other day, but cracked the radiator on the van he was driving, also some other minor damage.
"Company policy" is that the driver pays the excess on the insurance - which is over £500!!
So he had two options. Either pay the excess, or get it repaired by a pricey garage for £490.
What sort of policy is in place at your work? Anyone else have to contend with these ridiculous prices?
Bit worried about the risks of a bump, we cover a lot of miles some times and even through very snowy conditions.