who bought of musthave100 and claimed indemnity of the bank?? - HotUKDeals
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who bought of musthave100 and claimed indemnity of the bank??

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i paid via paypal then claimed indemnity through my bank who have now refunded me,but this morning i had a email f paypal saying that as my bank has now gone into negative if i dont re-store the ball…
edjaned Avatar
9y, 3m agoPosted 9 years, 3 months ago
i paid via paypal then claimed indemnity through my bank who have now refunded me,but this morning i had a email f paypal saying that as my bank has now gone into negative if i dont re-store the ballance within 45 days they will be sending the bayliffs?????????
edjaned Avatar
9y, 3m agoPosted 9 years, 3 months ago
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#1
Paypal won't send bailiffs, they do not have the power to do that.

I do not have the answer to your question, but I hope that you can rest assured that nothing will happen as a result of themusthave debacle.
#2
i would also check with paypal to see if its a genuine email and not a scamming one trying to trick you into repaying the money. ive had some from "ebay" and they do look fairly convincing but you can spot a few things if you look and paypal probably has a spoof email section where you can forward them on to check there authenticity.

euan
#3
Oh no, it's most likely genuine. Paypal are well know for assigning debt collection agencies. Bunch of.......
#4
Shengis
Oh no, it's most likely genuine. Paypal are well know for assigning debt collection agencies. Bunch of.......


Debt collection agencies are not Bailiffs.

Unless the OP is mistaken in what she has written.
#5
Shengis
Oh no, it's most likely genuine. Paypal are well know for assigning debt collection agencies. Bunch of.......


Too true.
#6
it says a collection agency?
#7
paypal are a bunch of dicks.
[url]www.paypalsucks.com[/url]
#8
thesaint
Debt collection agencies are not Bailiffs.

Unless the OP is mistaken in what she has written.


To most people theres no great distinction, they both come round and hassle you for money lol.

Hmm, the Rab C avatar is feeling right at home here :lol:
#9
http://www.merchantinc.com/

cannot vouch for it but works with ebay and is apparently the paypal alternaive and money is processed into your bank instead of a paypal account. Like i said dno if it can be trusted unless anyone else here uses it?
#10
Shengis
To most people theres no great distinction, they both come round and hassle you for money lol.


You are right, people would be wise to learn the differences though.

edjaned
it says a collection agency?


edjaned, collection agencies have zero powers. If they phone, tell them that you will not deal with the matter on the phone and any further calls will be reported to the Police as harassment.

If they write, file the letters in the bin.

Bailiffs can only be appointed by a court, and bailiffs can be handled with equal contempt that they deserve.

I locked two bailiffs in my shop when they were chasing my dad's debt.

They were in there for about 20 minutes before the Police arrived. I then asked them in front of the Police to leave and they still refused, I locked them in again.

I only released them when the police came and asked me nicely.
#11
though they were the same thing,it has really annoyed me i will never use paypal again and i will not be reinstating the money either
#12
i went to the bank last week and they said theyll try getting me the money back. which bank are you with?
#13
also how long did it take after the indeminity claim to recieve ur money?
#14
edjaned
though they were the same thing,it has really annoyed me i will never use paypal again and i will not be reinstating the money either


No Debt Collection Agencies(DCA's) and bailiffs are different entities altogether.

A lot of DCA's are actually another division of the same company you are in dispute with.

Definitely don't reinstate the balance, and at most, ask the DCA a copy of the agreement you signed in regards to the alleged debt, but I wouldn't even do that. :santa:
#15
ALICOM007
i went to the bank last week and they said theyll try getting me the money back. which bank are you with?

barclays and i had the money back after about 3 days!:)
#16
thesaint
No Debt Collection Agencies(DCA's) and bailiffs are different entities altogether.

A lot of DCA's are actually another division of the same company you are in dispute with.

Definitely don't reinstate the balance, and at most, ask the DCA a copy of the agreement you signed in regards to the alleged debt, but I wouldn't even do that. :santa:


thanks for advice:santa:
banned#18


I cant see that would be a problem (and is he still not here anyway?)

As has already been posted, tell Paypal the money is in dispute and go after the person they let fraudulently use their services.

Can you post the email they sent (with any personal bits removed) and Im sure that can be pulled apart.

A debt collecting agency have no real power, but if you get tracked (and it wont be hard considerring they have your details) they can take this to court. I had a run in with them once. They were very sneaky. They called me to say they were a parcel service and had a package for someone with my surname. She confused the hell out of me when she called, but said it was addressed to another road. At the time I thought my missus and my sister in law may have ordered something to be delivered to her Nans address - which I thought was the road in question. (It wasn't as it happened)

Anyway - they sent a court summonsed to our address for a "Tracy". Remembering this package thing, the letter was opened. After several calls, they still wouldn't let up and the summons was returned to the court with a covering letter and suggestions this DCA should be more honest and do a little research before wasting the courts time, but if they insisted, it would be met head on and costs would be claimed against them. They tried again - but this time it was returned unopened. It went quite for a time. It was my Dad who gave them my phone number (and I supplied the address) - and he got more calls looking for "tracy". This time I called them an told them to stop harrassing my elderly father else I would take a summonse on them.

That was the last I heard from them..........and I truely hope the £44,500 they were chasing was never recovered!

But DCA have no powers as such.

A baliff can only be used if a court order has been made. I'm not really sure how it would go if Paypal did go this route - but as already stated, they never do. And in any event, we have enough ammo to get it laughed out of court - including unanswered emails regarding this "dodgy" trader. They have only themselves to blame for facilitating this scam and Im pretty sure the court would see it this way also - particulary since they are "foreigners" and outside FSA juristiction.
#19
Nope he's not allowed to return. Oh well he's on the other site now.
#20
vinylandtrinkets
i think the best thing to do is contact your bank to make sure you have the refund. then call paypal and wipe the floor with them, tell them the onus is now on them to obtain the money from the other person, i would also mention trading standards and you may take legal advice.
I dont understand what they mean by "my bank has now gone into negative "? does that mean you are overdrawn or the bank is collapsing?
if they are trying to say barclays is folding then i'd tell the bank cos that could cause another run on the bank.
hope this helps. try not to worry and enjoy christmas.
keep us up todate


edjaned means that her payal account is now negative as paypal don't take to kindly to people who have been scammed getting their money back.
#21
guv
I cant see that would be a problem (and is he still not here anyway?)

As has already been posted, tell Paypal the money is in dispute and go after the person they let fraudulently use their services.

Can you post the email they sent (with any personal bits removed) and Im sure that can be pulled apart.

A debt collecting agency have no real power, but if you get tracked (and it wont be hard considerring they have your details) they can take this to court. I had a run in with them once. They were very sneaky. They called me to say they were a parcel service and had a package for someone with my surname. She confused the hell out of me when she called, but said it was addressed to another road. At the time I thought my missus and my sister in law may have ordered something to be delivered to her Nans address - which I thought was the road in question. (It wasn't as it happened)

Anyway - they sent a court summonsed to our address for a "Tracy". Remembering this package thing, the letter was opened. After several calls, they still wouldn't let up and the summons was returned to the court with a covering letter and suggestions this DCA should be more honest and do a little research before wasting the courts time, but if they insisted, it would be met head on and costs would be claimed against them. They tried again - but this time it was returned unopened. It went quite for a time. It was my Dad who gave them my phone number (and I supplied the address) - and he got more calls looking for "tracy". This time I called them an told them to stop harrassing my elderly father else I would take a summonse on them.

That was the last I heard from them..........and I truely hope the £44,500 they were chasing was never recovered!

But DCA have no powers as such.

A baliff can only be used if a court order has been made. I'm not really sure how it would go if Paypal did go this route - but as already stated, they never do. And in any event, we have enough ammo to get it laughed out of court - including unanswered emails regarding this "dodgy" trader. They have only themselves to blame for facilitating this scam and Im pretty sure the court would see it this way also - particulary since they are "foreigners" and outside FSA juristiction.


i would show the email if i knew how!how did you pay guv anyone else gone into negative after this indemnity claim thing?
banned#22
edjaned
i would show the email if i knew how!


Just cut and paste! (CTRL + C then CTRL + V)


how did you pay guv anyone else gone into negative after this indemnity claim thing?



Mine was with a Nationwide CC and google checkout. (I avoided Paypal because I really didnt already trust them.) My account has been credited and Ive heard nothing from google (after reporting it), so assume everything is fine.

My Dads though (HSBC CC I think!) is still being "investigated". They made the comment it could take up to 3 months - though I'm certain they have to refund within 30 days for Visa (though his was Mastercard and they said it was 45 days.) Either way, I'm unsure at the moment. Trying to speak to their Indian Call centre is like pulling teeth! I think he's waiting for his next bill to see what the score is before laying into them if needed!
banned#23
vinylandtrinkets
thanks thesaint. i understand now.. i would call/email them and still wipe the floor with them, after the holidays i would also goto trading standards to seek advice.


Trading standards or the FSA wont be interested. They are based in Luxembourg. Watchdog like laying into them though! Shame they decided to drop this story and show some ****** Nokia Battery thing instead on their last show before Xmas. I was pretty miffed about that!
#24
Weird!
#25
t0mm
Nope he's not allowed to return. Oh well he's on the other site now.


What was he asked to leave for?

He was definitely one of the sharper members here and always seemed to be on the ball...
#26
so on the email i press ctrl & c,then i come here and press ctrl & v?
#27
edjaned
so on the email i press ctrl & c,then i come here and press ctrl & v?


Highlight what you want to copy first and then press ctrl c (copy) and then press ctrl v (paste).

Delete personal info and then post as per usual.
#28
Dear Janet Jones, Thank you for contacting PayPal. I appreciate the opportunity to assist youwith your questions. You may still use your PayPal account. However, if your balance remains negative for more than 45 days, PayPal reserves the right to limit your account access and to refer your negative balance to a collection agency. Please let me know if you need further assistance. Sincerely,KatharinaPayPal, an eBay Company
#29
on re-reading it it states they reserve the right to do this,so im hoping that they mean they dont always follow this up but surely my pp account cant always stays as negative?im worried about it but not enough to re-instate the balance,i suppose i wil just have to wait the 45 days and see what happens and kkeep my fingers crossed that they dont chase me for the money
#30
just recieved this email
Dear Janet Jones, Thank you for contacting PayPal. I am sorry to hear about this situation, and understand your frustration regarding the negative balance in your account. The information that has been provided prior is correct. However, I do show that there are four partial refund cases that are still open. We would need the account to be brought to positive in order for this not to be referred to a collection agency. Thank You,Jon Pay Pal Resolution Center
#31
I've no idea what 'themusthave debacle' was - but I'm assuming someone ran some sort of scam with people paying them through PayPal?

I'm pretty sure that PayPal's T&Cs say that if you make a payment outside of their payment protection system - they are under no obligation to chase and refund that payment to you.

If you've been through their dispute process and gotten no joy - getting the bank to chargeback the original transation will leave you in debt with PayPal - and as such they are entitled to chase that debt.

They will likely forward the debt to a collection agency who will 'add a bit' and then start chasing you by phone/letter etc. etc. - adding more money/interest etc. as they go.

They MAY take action through the County Court too - which COULD result in your getting a CCJ - so definately DO NOT ignore all the letters they send.

As I said, I don't know the details of what's going on - but if PayPal couldn't get the money back from the scammer - why should they take the loss when it's you that was scammed??

Analogy: Person A offers a service which 20 people decide to take up - but they all give their money to Person B who takes it around to Person A's house. Person A is a scammer - should Person B (who's just the messenger) suffer the entire loss??
#32
Blanco
What was he asked to leave for?

He was definitely one of the sharper members here and always seemed to be on the ball...


No idea on him but a lot of otherwise good members went a bit silly when the site was redesigned - abusing mods and sending bulk PM's that were regarded as spam by the admins.

Perhaps an amnesty some time now cooler head have prevailed?
#33
did anyone else claim from there banks??
#34
where has that geteven site gone?i know there were a few others on there that had bought of musthave100 and paid via paypal
#35
i went to my bank and they said they have made a case and now there head office will investigate and get back to me. that was 1 week ago. no one contacted me but i got a email from paypal saying
The mandate from your bank account, was returned by your bank on 25 Dec. 2007 for the reason below: The bank is disputing the Direct Debit Instruction (DDI). Yours sincerely, PayPal

wat does that mean?
#36
therealjohnpeat
I've no idea what 'themusthave debacle' was - but I'm assuming someone ran some sort of scam with people paying them through PayPal?

I'm pretty sure that PayPal's T&Cs say that if you make a payment outside of their payment protection system - they are under no obligation to chase and refund that payment to you.

If you've been through their dispute process and gotten no joy - getting the bank to chargeback the original transation will leave you in debt with PayPal - and as such they are entitled to chase that debt.

They will likely forward the debt to a collection agency who will 'add a bit' and then start chasing you by phone/letter etc. etc. - adding more money/interest etc. as they go.

They MAY take action through the County Court too - which COULD result in your getting a CCJ - so definately DO NOT ignore all the letters they send.

As I said, I don't know the details of what's going on - but if PayPal couldn't get the money back from the scammer - why should they take the loss when it's you that was scammed??

Analogy: Person A offers a service which 20 people decide to take up - but they all give their money to Person B who takes it around to Person A's house. Person A is a scammer - should Person B (who's just the messenger) suffer the entire loss??

They were selling refurbished 32" Beko HDTV's for £100.

Some people got them, so people thought they were legit, then all of a sudden their site went down.... never to be seen again..
#37
ALICOM007
i went to my bank and they said they have made a case and now there head office will investigate and get back to me. that was 1 week ago. no one contacted me but i got a email from paypal saying
wat does that mean?


i thinkthat means the bank has taken the money back of paypal,so if you paid via paypal you will most prob end up in the same position as me shortly
[mod]#38
It looks like the musthave guy/owner is too busy trying to link his new site here for a new scam at the minute.............check out the bonkers thread in feedback. :-D
banned#39
Syzable
It looks like the musthave guy/owner is too busy trying to link his new site here for a new scam at the minute.............check out the bonkers thread in feedback. :-D


Not sure where the connection is? Appreciate it says "bankrupt" and "people in the lurch" - but why the musthave100 coonection? Didnt see the original thread that was pulled!
banned#40
edjaned
where has that geteven site gone?l


It hasn't gone anywhere. Whats the problem? Not loading?

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