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who to inform about possible identity theft / fraud - electoral role changes?

elitom Avatar
6y, 7m agoPosted 6 years, 7 months ago
bit of an odd one here and definately dodgy in my view

My elderly father moved into his current rented semi-sheltered bungalow about a year ago and has since register his address with the local authorities and has voted in the last European elections.

However a few days ago he got through the post two polling cards for two people (one male one female but dfferent surnames) and they are definately not known at his address.

Today my Father went to the local council offices to report ths and was told that he was no longer on the electoral role !!! He has now been re-instated on the electoral role and they have taken the details of the two imposters!

they advised him to also inform the police but I am not sure thepolice will be interested.

I am more concerned about identity theft and possible bad debt against father's address, so who else should be informed.

Is it worth to write to Experian / Equifax or do they not deal directly with individual in these cases.

Any ones else had a similar experience and can advise of other steps to take.

Any other advise gratefully received

thanks

EliTom
elitom Avatar
6y, 7m agoPosted 6 years, 7 months ago
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#1
No-one you informed the council who have now dealt with it, could have been their mistake............

It's not Id theft as his ID has not been stolen, it will not affect his credit, credit files are registered to a PERSON not an ADDRESS, the latter is a common myth.

You can't check the files of people who may be at his address, just his.
#2
Addresses don't get bad credit records - people do.
I bought a re-possesed house with loads of bad debters but my credit score has always beed excellent.
#3
thanks for the replies so far

yes i do understand that an address is no longer blighhted with any bad debt but still don't want the like of debt collectors / baliffs bothering my 78 yo father.

Also could this be benefit fraud - I guess teh DHSS or whatever they are called now should be informed.

I work hard and pay my taxes so do not want some .......... falsly cliaming benefits from my father's address.

At the end of teh day someone has registered at his address because he has been removed from the electoral role so this cannot be right, therefore the request for advise as to who should be informed to cover all aspects

TIA

EliTom
#4
elitom
thanks for the replies so far

yes i do understand that an address is no longer blighhted with any bad debt but still don't want the like of debt collectors / baliffs bothering my 78 yo father.

Also could this be benefit fraud - I guess teh DHSS or whatever they are called now should be informed.

I work hard and pay my taxes so do not want some .......... falsly cliaming benefits from my father's address.

At the end of teh day someone has registered at his address because he has been removed from the electoral role so this cannot be right, therefore the request for advise as to who should be informed to cover all aspects

TIA

EliTom


There is NOTHING you can do apart from what he has already done, it could just be a mistake.

The police don't do ANYTHING in the cases of actual ID fraud where everything gets taken over, if the worst has happened and debt collectors come a knocking, he refers them to the council and what has happened and he then shows his council tax bill to prove who he is, they go away.

Benefit fraud would be the same, there is no-one else you CAN inform really, just wait and see what happens.
#5
It's probably just your local labour party sticking down some fake names on the electoral role in an attempt to rig your local election.
If the council told you to go to the police then I'd give them a call, your probably right that they won't take a blind bit of notice or that there's nothing they can do but at least you will have reorted it.
#6
ants97
It's probably just your local TORY :whistling: party sticking down some fake names on the electoral role in an attempt to rig your local election.
If the council told you to go to the police then I'd give them a call, your probably right that they won't take a blind bit of notice or that there's nothing they can do but at least you will have reorted it.


:)

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