I've had my paypal account for over 5-years now and never had a problem paying with instant payments. However I've just tried paying for something on ebay and it has sent the payment as an echeque which apparentely will take 10-days to clear. It didn't give me any other option except echeque (usually it either takes the payment from my paypal balance or direct from my linked card).
Does anyone have any idea why it will only letting me send echeques all of a sudden?!