I used to contribute £14 a month to my company car which were provided to us on a 12 month contract. After 12 months I didn't order a new car but the £14 deduction from my wages stopped, this was back in April 2008.
Now they're bugging me to order a new car and have told me the deductions should never have stopped. Therefore the deductions will start again and they want back what I haven't paid, which is about £200.
They have offered me to pay in up to 3 installments which therefore at it's cheapest will be an extra ~£80 a month worse off for 3 months (£65 for the recovery and £14 standard deduction)
Now we have a 13month old boy and my wife hasn't returned to work yet as she is just completing University and I only work part time so there is no way we can afford to be £80 a month worse off for 3months.
What options do I have? Any advice would be appreciated.