Is it worth paying for the Pass plus? - HotUKDeals
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Is it worth paying for the Pass plus?

bluebindy123 Avatar
suspended5y, 9m agoPosted 5 years, 9 months ago
Does it make any difference with insurance etc to go for this. Is it worth the money.
bluebindy123 Avatar
suspended5y, 9m agoPosted 5 years, 9 months ago
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#1
Most councils will assist with payment for the course but I believe it makes little differnce to most insurers
#2
makes a big difference on cetain insurance companies by lowering the price you pay, IMO its worth it if you can afford it
suspended#3
choc1969
Most councils will assist with payment for the course but I believe it makes little differnce to most insurers


I have just looked on government website and was suprised more councils did not assist in the payment of this. My local council doesn't unfortunately.
#4
if you are 18-21 then yes usually you will save more than it costs if older a lot of the time not worth it. Ring your insurer and ask as they all can be different. I used to work for an insurer and saw it knock off as much as £650 and used to cost around £130-£150 for the pass plus so that would be worth it.
#5
i did it and its never helped with my insurance, so to me it was just the instructor making money when you've passed x
suspended#6
I think it could be a good idea, as when I passed my test I didn't have a clue about motorway driving etc. My daughter,18, will be hopefully passing soon so I think I will pay for these as well.
#7
Shall I clear things up a bit?

If you're getting added onto your parents insurance to drive a car 'occasionally', then no - there is little/no point in doing it UNLESS you want the extra experience, as insurers will pay no notice of it.

However, if you are getting your own policy then from my own experience it can knock as much as £650 off insurance quotes...

Proof - I'm 17 :D
suspended#8
tomwatts
Shall I clear things up a bit?

If you're getting added onto your parents insurance to drive a car 'occasionally', then no - there is little/no point in doing it UNLESS you want the extra experience, as insurers will pay no notice of it.

However, if you are getting your own policy then from my own experience it can knock as much as £650 off insurance quotes...

Proof - I'm 17 :D


Thanks for that. It would be for a car in my daughters name etc. Not mine.
1 Like #9
Then I'd say definitely do it - I got quoted £2700 for a ford fiesta 55 plate 1.2 petrol - if I did pass plus I got it down to a shade under £2000 for my own policy that can over time build nomcoaims bonus...

As it happens I'm hanging on the fence without enough money to fund it - to be put on my parents insurance would be £1044 a year extra with or without Pass Plus...




Edited By: tomwatts on Feb 23, 2011 22:25
banned#10
I think its a total con.

I did it, I have it. It never made a difference when I was 18,19 and it doesn't make a difference now.

Hardly any insurers even ask for it. None of the big names. Massive con to get more money for the instructors.

The only good thing about it is that it gets you doing motorway driving with an instructor. Personally I wasn't scared of motorway driving anyway, but I know some people are.

Don't bother if you're basing it on cheaper insurance - won't help.
#11
vibeone
I think its a total con.I did it, I have it. It never made a difference when I was 18,19 and it doesn't make a difference now.Hardly any insurers even ask for it. None of the big names. Massive con to get more money for the instructors.The only good thing about it is that it gets you doing motorway driving with an instructor. Personally I wasn't scared of motorway driving anyway, but I know some people are.Don't bother if you're basing it on cheaper insurance - won't help.


Its not instructors fault if insurance companys don't give a proper discount for you doing pass plus,they are providing a wider range of skills as pass plus wasn't designed to just get cheaper insurance.

As far as the op's question goes I would call the insurance companys,get a quote first THEN ask if you completed a pass plus course how much the premium would go down by,then decide if the extra expense is worth it ;)
banned#12
ukwomble
vibeone
I think its a total con.I did it, I have it. It never made a difference when I was 18,19 and it doesn't make a difference now.Hardly any insurers even ask for it. None of the big names. Massive con to get more money for the instructors.The only good thing about it is that it gets you doing motorway driving with an instructor. Personally I wasn't scared of motorway driving anyway, but I know some people are.Don't bother if you're basing it on cheaper insurance - won't help.


Last bit - totally agree. First bit... Bare in mind I did it 9 years ago. It might have been designed for other things, but the big sell was on lowering insurance. It didn't. At all. Mybe its different one, but the main selling point was "do this, get cheaper insurance"


Its not instructors fault if insurance companys don't give a proper discount for you doing pass plus,they are providing a wider range of skills as pass plus wasn't designed to just get cheaper insurance.

As far as the op's question goes I would call the insurance companys,get a quote first THEN ask if you completed a pass plus course how much the premium would go down by,then decide if the extra expense is worth it ;)
#13
My mrs did it and I am pretty sure her first insurance company gave her 1 year NCB because she had it which I imagine could be worth quite a bit.
#14
it makes a big difference on the companies that charge you an excessive amount for insurance, which is the same as not having it and getting a low policy with a diff company, if that makes any sense.
#15
1. Get some quotes
2. Get some quotes with Pass Plus
3. Find out how much the Pass Plus course is
4. If the difference between 1 and 2 is more than 3 then YES, PP is worth it.
#16
When I passed I ran my details through a brokers quote system, where I found it would've cost more money to do the course than I would have saved otherwise.

This was five years ago though.
#17
The following insurers offer motor insurance benefits to car drivers who have passed Pass Plus:

•4Counties Insurance
•AA Insurance
•Adrian Flux Insurance Services
•Churchill Insurance
•CIS
•Click4Gap (enter voucher code 'PASSPLUS10GAP')
•Direct Line
•Endsleigh
•i-Kube
•Privilege
•Quinn Direct Insurance Ltd
•Royal and Sun Alliance
•Swinton Car Insurance
•Young Marmalade
3 Likes #18
The Pass Plus course was designed to help lower the horrific accident rates in inexperienced drivers who are massively more likely to have an accident within the first two years of passing their driving test due to their inexperience and lack of knowledge of the wider skills of driving - such as motorways, country roads, night-time driving etc (different skills required depending on where you live etc) due usually to lack of time and/or availability of practice prior to test.

Unfortunately because the course isnt compulsory, the main way to sell the course is based on lowering your insurance premiums once you have completed it - it's a fantastic course if taught properly, giving new drivers a real insight into types of roads / types of driving they may well have not experienced yet. Put it like this, I've been teaching for over 10 years and not one of my trainees who went on to do Pass Plus has had an accident in that time ( as far as I can tell - I do trust them to be honest as well as safe ! )

Many of the insurance companies do promise us that they will give substantial discounts, and many do, but some of them do seem to ignore their own recommendations when it suits them. Shop around !

But a good instructor should make this course worth much much more than its cost.
banned#19
freeDUMB
When I passed I ran my details through a brokers quote system, where I found it would've cost more money to do the course than I would have saved otherwise.

This was five years ago though.

you need to factor in that premiums may be reduced for more than 1 year

GF just said she was going to take it and premium went down by about 10%
#20
muffin247
The following insurers offer motor insurance benefits to car drivers who have passed Pass Plus:

•4Counties Insurance
•AA Insurance
•Adrian Flux Insurance Services
•Churchill Insurance
•CIS
•Click4Gap (enter voucher code 'PASSPLUS10GAP')
•Direct Line
•Endsleigh
•i-Kube
•Privilege
•Quinn Direct Insurance Ltd
•Royal and Sun Alliance
•Swinton Car Insurance
•Young Marmalade


i got his list from sep 2010

AA Insurance
Adrian Flux Insurance Services
BSM Insurance
Churchill Insurance
Co-operative Insurance Society
Direct Line
Endsleigh
NFU Mutual
Norwich Union
Privilege
Provident Insurance
Quinn Direct Insurance Ltd
Royal SunAlliance
Swinton Car Insurance
Tesco Personal Finance
Zurich Financial Services

Pass Plus costing between £100 - £180

as a youngster i would say yes do it.


Edited By: casparwhite on Feb 24, 2011 08:20
#21
I loved my Pass Plus.

The instructor allowed me to have the radio on and took me for a nice drive around motorways, big long country roads and in my local city centre. The quotes I got did have a small discount but as it was years until I finally got a car it ended up not counting.

I finally got a car yesterday and had quotes around £630, I rang Admiral and ten minutes later with the callcentre worker and I had reduced it to £398.
banned#22
Ungreat
I loved my Pass Plus.

The instructor allowed me to have the radio on and took me for a nice drive around motorways, big long country roads and in my local city centre. The quotes I got did have a small discount but as it was years until I finally got a car it ended up not counting.

I finally got a car yesterday and had quotes around £630, I rang Admiral and ten minutes later with the callcentre worker and I had reduced it to £398.


Be careful with admiral. They're not at the same level as Hastings Direct, but seems to be quite a few "mistakes" on new policies which cost a lot to fix.

Hastings btw - always cheapest, but never go with them. They'll charge you to cancel even at the end of the year.
banned#23
vraptorchick
The Pass Plus course was designed to help lower the horrific accident rates in inexperienced drivers who are massively more likely to have an accident within the first two years of passing their driving test due to their inexperience and lack of knowledge of the wider skills of driving - such as motorways, country roads, night-time driving etc (different skills required depending on where you live etc) due usually to lack of time and/or availability of practice prior to test.

Unfortunately because the course isnt compulsory, the main way to sell the course is based on lowering your insurance premiums once you have completed it - it's a fantastic course if taught properly, giving new drivers a real insight into types of roads / types of driving they may well have not experienced yet. Put it like this, I've been teaching for over 10 years and not one of my trainees who went on to do Pass Plus has had an accident in that time ( as far as I can tell - I do trust them to be honest as well as safe ! )

Many of the insurance companies do promise us that they will give substantial discounts, and many do, but some of them do seem to ignore their own recommendations when it suits them. Shop around !

But a good instructor should make this course worth much much more than its cost.


To be fair, I haven't had a crash and now have 9 years of NCD. So from that point of view, if you put it like that, maybe pass plus is now saving me money indirectly.

I just think a parent could probably do the same course (obviously without the safety of dual controls etc).

I enjoyed doing the course - mainly because I love driving. I just expected a bigger discount from the off.

Plus when I did it I think the course was only about £60-£80 for a few hours.

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