xxx - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.
Get the HUKD app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit

xxx

jon1000jon Avatar
6y, 10m agoPosted 6 years, 10 months ago
xx
jon1000jon Avatar
6y, 10m agoPosted 6 years, 10 months ago
Options

All Comments

(12) Jump to unreadPost a comment
Comments/page:
#1
do you mean you have an overdraft? if you have an overdraft and have gone into that then i dont think there should be a problem, but i could be wrong, if you havent got an overdraft and you are -£11 then i think you will get charged.
#2
They changed it recently lots of info on MSE I'm fairly sure that even if you have an overdraft you still get charged per day that you are in your overdraft


EDIT:- just read on MSE that you get charged £1 per day if within overdraft & £5 per day if you go over your overdraft limit.

You be better of checking with the Halifax though they will tell you for sure
#3
thats a bit ridiculous getting charged a pound a day, im with alliance and leicester and im always in my overdraft and only get charged £5 a month. maybe you should consider changing banks, i was with halifax years ago when i was younger and more stupid and the charges from them were so high, i did that thing though and got all my charges refunded in the end. there was a thing on here about switching banks and getting £100 cashback.
banned#4
yeah you get charged, halifax have also just sent out letters advising interest rates are going up on their credits cards the bar stewards
#5
Just because the Treasury has assisted Halifax doesn't mean you can walk away from the terms and conditions of your account.
#6
luckily i managed to clear my overdrafts before this "rule" came into place. however that was the final straw along with only getting 10p for having a grand in savings so moved account to allience and leicester easy £150 just for moving to them and they do all the work!
[mod]#7
yep defo £1 a day got the letter here
[mod]#8
or 'no charge' upto £300 arranged overdraft (on the ultimate reward account)
#9
linuxlinks
Just because the Treasury has assisted Halifax doesn't mean you can walk away from the terms and conditions of your account.


You're comments have been noted.
Thanks for coming.
#10
OP, if you are gone into an unauthorised O/D you should see if you can get an authorised one.
If you use the online banking it tells you there how much they're willing to offer and you can increase it within this instantly.
The £1 per day will be charged but it's better than for unauthorised O/D charges + fees.
#11
Best not to use your overdraft guys. Tighten your budget and stay in the black, then the banks wont be able to scam money off you.
#12
jon1000jon
will look at doing that when i have paid off my loan, thanks.


You dont need to stay with them until your loans paid off, U just need to get your overdraft cleared, move bank and then get a standing order set up from your new bank to pay your loan of.

If you have an Alliance and Liecester near you then you can get £45 Quidco by moving to a premier Current account with them and that £45 would cover your Halifax charges.



Premier Current Account

A great bank account with added benefits for no monthly fee. * Free annual multi-trip European travel insurance worth up to £60 (upper age limit of 65 applies).
* 0% EAR typical overdraft. No usage fees on arranged overdrafts for 12 months from when you open the account (new customers only). A usage fee of 50p a day (up to £5 a month) applies after that. Maximum overdraft limit is £2,000.

* You must be over 21. You'll need to pay at least £500 every month into your bank account.

Post a Comment

You don't need an account to leave a comment. Just enter your email address. We'll keep it private.

...OR log in with your social account

...OR comment using your social account

Thanks for your comment! Keep it up!
We just need to have a quick look and it will be live soon.
The community is happy to hear your opinion! Keep contributing!