Maybe good news for mortgage holders

UK interest rates will stay low for years amid tax rises and spending cuts, according to an economic forecast.
The Centre for Economics and Business Research (CEBR) believes the rate will remain at its current 0.5% level until 2011 and not reach 2% until 2014
ht more...

Advice needed please....

I have a credit card with MBNA, who are offering 0% interest on money transfers until June 2010, they are charging 4% as a handling fee.

I am tempted to take £3000 and pay it straight off my mortgage which is currently at a rate of 4.99%...

So by my calculations I take th more...

Anyone know of any 90% deals which are hidden away? I've checked money supermarket and that but thought I'd see if anyone knew of a good mortgage that mightn't show up there.

Cheers

Lloyds TSB have released a new package for first time buyers called lend a hand.

- 95% LTV
- Low initial cost
- Low interest rate (around 1% less than other similar packages) - and FIXED for 3 years

The catch? There is one - it is as follows:

Someone needs to guarantee the mortgage. This is done more...

I need a calculator that allows me to input amount paid each month as we pay over and above what we've been asked, thinking I need to make my own spread sheet but anyone know what calculations I should be doing. As when I try do it myself the sums don't add up.

I'd like to work out when we will pay more...

I'm looking to take out a mortgage for moving to another house.
I've seen some interesting deals from Alliance Leicester, including some nice tracker deals but alas they seem to have some huge arrangement fees (2% or more) which equates to a few thousand pounds.
I appreciate they also do another dea more...

Afternoon All,

I am looking into getting a mortgage as first time buyer. But i am worried that my credit history and rating will stop me getting a mortgage! I have credit score of 787 because when i was at uni i had an overdraft and credit card which i never kept up to date with. I have just com more...

This morning I arrived home (late night, lol) to find a hand delivered letter from my landlord. Essentially they are looking to sell the property I have been renting since April 2007.

They have arranged a first viewing this coming Thursday, but have also thrown in an option for me to buy the flat more...

Okay think i posted this a while ago but here is my concern again. Every one keeps saying don't worry about it but i think i'm right to be concerned or at least right to be thinking about it.

I don't know how mortgage renewals work and don't know anyone who has been in negative equity and had to re more...

Honest Opinions and advise please, when would be the best time considering the current economic situations , any other options.


Cheers

As an employee of a well known bank that is potentially going to be part of a merger very soon as you can imagine I've feeling a bit 'squeeky bum' over my employment in the future.

As I have not been informed that redundancy is inevitable (and indeed I don't think it will for the forseeable future) more...

i was reading on MSE about cartel and seriously, are the scammers? is this "mortgage deal" thing real?

please explain and help
thanks

Hi fellow hotdealers,

I'm coming up to my first mortgage renewal after taking out a decent rate tracker with Abbey little under 2 yrs ago. So we still have a fair chunk of a mortgage to pay off. I've read remortgaging guides on websites like moneysavingexpert but this all seem a little out of dat more...

£70,000 less lump sum payment of 10% each year
an interest rate of 6%
monthly payments of £750 plus over payments of another £750
how long will it take to pay it all off?

http://www.moneymadeclear.fsa.gov.uk/

The government-funded Financial Services Authority have set up a site dedicated to giving impartial, jargon-free advice about a huge range of money matters.

The pages there help to explain what's best for you at different stages of your life, the impartial pri more...