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84

Amex - Admiral Insurance - Spend £550.00, get £100 back

25
Showing on a couple of my cards this morning. Seems quite a specific amount, but if your car insurance (or perhaps if you have a young driver in the family) falls into this price bracket and is due b…
morgie Avatar2w, 3d agoFound 2 weeks, 3 days ago25 Comments
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dave80
morgie
WBRacing
If you ever have the misfortune to make a claim through this truly abysmal excuse of an insurance company you will lose a lot more than you save with this deal.
My car was hit and eventually written off by a drunk driver whilst parked up. I could detail you a dozen plus failings but the big ones where:
1) They lied to me about being able to persue the claim (it took the police to tell me that they were lying).
2) They "forgot" about the claim twice, wasting two of the nine months it took to pay out.
3) I had to phone them 43 times over 9 months to push the claim through to conclusion.
4) Even after fighting and formal complaints and appeals, they paid out 18% less than the very cheapest equivalent car on autotrader which was older, higher mileage and lesser spec.
The stress, upset and anger still burns me up now, Trust me, this saving is not worth the pain should you ever need to claim. They subcontract every department out unlike other companies and are honestly farcical in their handling. Don't just take my word for it, google them. They have form for making lousy payouts whereas other "direct" companies have equal form for paying out sensibly so not all insurers are the same. Please, do your research.
Sorry to hear about your experience! They do seem a bit 'Marmite' - https://uk.trustpilot.com/review/www.admiral.com
It's the same for every company. There are always people with good experiences and some others with bad experiences. The people who have bad experiences are always the most vocal too.

That is only partly true I would say, Admirals whole setup is shambolic due to each department being run by a different company (subcontracted out).

When my other half was involved in a non-fault accident Direct Line payed out in under 14days and for more money than was our "hoped for" amount. We were ready for a fight there but thankfully didn't have to have one. They certainly weren't perfect in their handling, but they were still in a different league to Admiral. That is what I meant by doing research on it, Direct Line have a reputation for paying out a fair amount.

I haven't even mentioned the fact that Admiral "accidentally" cancelled the policy covering the replacement car that I had bought, so for 2 weeks I was uninsured until I got the letter telling me that they had cancelled the policy. That was one of the 43 phone calls I had to make to them.

In my experience Admiral were dishonest (as stated by the police!) and utterly, utterly incompetent.
Interesting
.................
morgie
WBRacing
If you ever have the misfortune to make a claim through this truly abysmal excuse of an insurance company you will lose a lot more than you save with this deal.
My car was hit and eventually written off by a drunk driver whilst parked up. I could detail you a dozen plus failings but the big ones where:
1) They lied to me about being able to persue the claim (it took the police to tell me that they were lying).
2) They "forgot" about the claim twice, wasting two of the nine months it took to pay out.
3) I had to phone them 43 times over 9 months to push the claim through to conclusion.
4) Even after fighting and formal complaints and appeals, they paid out 18% less than the very cheapest equivalent car on autotrader which was older, higher mileage and lesser spec.
The stress, upset and anger still burns me up now, Trust me, this saving is not worth the pain should you ever need to claim. They subcontract every department out unlike other companies and are honestly farcical in their handling. Don't just take my word for it, google them. They have form for making lousy payouts whereas other "direct" companies have equal form for paying out sensibly so not all insurers are the same. Please, do your research.
Sorry to hear about your experience! They do seem a bit 'Marmite' - https://uk.trustpilot.com/review/www.admiral.com

It's the same for every company. There are always people with good experiences and some others with bad experiences. The people who have bad experiences are always the most vocal too.

I left Admiral when they put up my premiums by about 50% for no reason at all. Switched to Aviva instead, who I'm sure have some terrible reviews too.
WBRacing
If you ever have the misfortune to make a claim through this truly abysmal excuse of an insurance company you will lose a lot more than you save with this deal.
My car was hit and eventually written off by a drunk driver whilst parked up. I could detail you a dozen plus failings but the big ones where:
1) They lied to me about being able to persue the claim (it took the police to tell me that they were lying).
2) They "forgot" about the claim twice, wasting two of the nine months it took to pay out.
3) I had to phone them 43 times over 9 months to push the claim through to conclusion.
4) Even after fighting and formal complaints and appeals, they paid out 18% less than the very cheapest equivalent car on autotrader which was older, higher mileage and lesser spec.
The stress, upset and anger still burns me up now, Trust me, this saving is not worth the pain should you ever need to claim. They subcontract every department out unlike other companies and are honestly farcical in their handling. Don't just take my word for it, google them. They have form for making lousy payouts whereas other "direct" companies have equal form for paying out sensibly so not all insurers are the same. Please, do your research.

Sorry to hear about your experience! They do seem a bit 'Marmite' - https://uk.trustpilot.com/review/www.admiral.com
If you ever have the misfortune to make a claim through this truly abysmal excuse of an insurance company you will lose a lot more than you save with this deal.

My car was hit and eventually written off by a drunk driver whilst parked up. I could detail you a dozen plus failings but the big ones where:
1) They lied to me about being able to persue the claim (it took the police to tell me that they were lying).
2) They "forgot" about the claim twice, wasting two of the nine months it took to resolve the claim. They took 3months to decide to write it off and thus start paying out. Imagine if it was your only car involved. They wouldn't get me a hire car and said that as the other insurer might not pay out that if I hire one it would be at my own financial risk. It took 7 months for them to get round to contacting the other parties insurer to resolve what was a relatively simple claim.
3) I had to phone them 43 times over 9 months to push the claim through to conclusion.
4) Even after fighting and formal complaints and appeals, they paid out 18% less than the very cheapest equivalent car on autotrader which was older, higher mileage and lesser spec.

The stress, upset and anger still burns me up now, Trust me, this saving is not worth the pain should you ever need to claim. They subcontract every department out unlike other companies and are honestly farcical in their handling. Don't just take my word for it, google them. They have form for making lousy payouts whereas other "direct" companies have equal form for paying out sensibly so not all insurers are the same. Please, do your research.



Edited By: WBRacing on Sep 09, 2016 21:40
-121

1st Central: Free MOT + £35 off on new policy (+ possible £60 quidco) @ 1stcentralinsurance

6
So went on 1st central website and got quoted £244 so was chuffed considering I have a 4.4l BMW and paid £900+ last year. Found a voucher for £35 + a free MOT. I redone the quote with the vouche…
breezerman123 Avatar3w, 1h agoFound 3 weeks, 1 hour ago6 Comments
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£60 from quidco, yeah right!
1st Central gave the best quotes by far for my two children when they got their first cars approx £700 vs nearly £2,000 for most other companies and I have now used them for over two years without any problems and have always received excellent Customer Service.
Yes they do charge you for some changes to your policy but they are not the only ones that do this and at least they make it clear what the charges are. They have now introduced a customer portal where you can make some changes yourself for half the price.
I have used them for a couple of years. So glad to be free of them. Awful incompetent customer service whereby you pay through the nose for whenever you contact them. Cold!
I just got quoted £2600 by this company for my BMW 530D in Birmingham. More than double what i normally pay.
You have an M5 and live in London - I'm voting cold on both counts. LOL
-2

Swinton car insurance £45.00 cashback

7
I was searching through the internet for a good deal for my car insurance, renwal quote a joke. Top Cash Back are offering £45 for taking out a policy with Swinton. They have a 5* Defaqto rating and…
999kernow Avatar4m, 1d agoFound 4 months, 1 day ago7 Comments
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sofiasar
so the cashback is from top cashback ? totally wrong title.

plus this deal won't get much heat.


​true but I am unable to edit on my phone, it does say so in post. and sorry if its misleading I did mt best
Esure group ( includes Sheila's Wheels & others) gave me good quotes of £180ish for comprehensive, compared with over £300 from others. I got £57.75 cashback from Esure instead of Top Cashback (its now £55.55 last I looked). That's because their website recognized the SP30 code, as a box came up repeating it but would not let me go to next page because it then said it did not recognize it!! Phoned Esure and they agreed to take the cashback off the premium! Much quicker than Top Cashback or Quidco. In fact I have to wait 5 months for the cashback on my home insurance from TC! Ridiculous!
so the cashback is from top cashback ? totally wrong title.

plus this deal won't get much heat.
bobfoel
They will not give you proof of No Claims bonus if you move to another insurance company.


They have to by law, and I had no problem getting mine earlier this year when we changed to the RAC.
They will not give you proof of No Claims bonus if you move to another insurance company.
-93

£2.41 FREE cashback for new genuine Confused.com car insurance quote @ TCB

13
Free cashback for running a new quote on Confused.com.
djbenny1 Avatar4m, 3w agoFound 4 months, 3 weeks ago13 Comments
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Always works for me.

Do the comparison, find the winner and go direct to their website! A couple of quid isn't anything amazing, but better than nowt.... and you get cheaper insurance as well. I think I used TCB with the insurer too, so was ideal!

Hot!
[helper]
didn't track: voted cold
Sorry, but we cannot lodge claims to this merchant. This is usually due to the small amounts involved or the fact that the merchant will not process missing cashback claims.
Mine paid out very quickly although it is annoying as you can only have it paid out by bacs
M0nk3h
acedura
Tried this week and failed to track on topcashback
Then submit a claim?
From memory, neither TCB nor Quidco will handle claims for confused .com, gocompare etc.
-69

Free Magazine from a choice for getting a car insurance quote

3
Get a car insurance comparison quote, and get a free magazine from a choice. Not sure what.
billbennett1 Avatar4m, 4w agoFound 4 months, 4 weeks ago3 Comments
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just been sent a link got a Mag
well done for the heads up
same here
rubbish
40

£2.00 cash back for simply doing a Gocompare car insurance quote through quidco

4
£2 cash back for simply doing a insurance quote through quidco on the Gocompare website, easy money, you can also earn similar amounts for doing insurance quotes via different companies
hill2c Avatar5m, 3w agoFound 5 months, 3 weeks ago4 Comments
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hill2c

£2 cash back for simply doing a insurance quote through quidco on the Gocompare website, easy money, you can also earn similar amounts for doing insurance quotes via different companies
be prepared to receive calls from car insurance companies. You would regret it..
Topcashback does this too with confused. Com
qbs
Don't hold your breath.
Don't hold your breath.
7Expired

5% off your policy using promotional code @ Questor Insurance

Instructions:Enter code @ checkout  
1 Comment
wishihadadonkey Avatar7m, 2w agoFound 7 months, 2 weeks ago / expired 29 Feb 1629 February 20161 Comment
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still works.
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72

Up to 20% cash back on Aviva Home Insurance, Travel Insurance and Car Insurance for Barclaycard customers

8
20% money back on home insurance, 20% money back on travel insurance and 10% money back on car insurance from Aviva exclusively for Barclaycard customers. That's quite a big discount on insurance.
Michalux Avatar9m, 1w agoFound 9 months, 1 week ago8 Comments
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Thanks for posting even though it's 6 months old :)
Paying a lot less now that I did with my current insurance
£60 Quidco but i don't think you can get both
Quidco have cash back. At the moment £50 on car insurance but will increase in 2 days

Edited By: anita4 on Dec 18, 2015 22:10
rogparki
Pink pixie
rogparki
Nationwide - 20% off + £75 Amazon voucher - Quote was OK too £98 ,so took it .
Hi where's the £75 amazon voucher I can only see the 20% offer on Barclaycard site mentioned in OP?
thanks
Nationwide Building Society oO , Don't know if you have to bank with them or not , I do so I got it :) and quote was competitive too . Effectively Buildings and contents for £23 for a 3 Bed Semi in Lincs , though I accept other areas will be more expensive .


​lucky you that you don't live in east London :(
Pink pixie
rogparki
Nationwide - 20% off + £75 Amazon voucher - Quote was OK too £98 ,so took it .
Hi where's the £75 amazon voucher I can only see the 20% offer on Barclaycard site mentioned in OP?
thanks
Nationwide Building Society oO , Don't know if you have to bank with them or not , I do so I got it :) and quote was competitive too . Effectively Buildings and contents for £23 for a 3 Bed Semi in Lincs , though I accept other areas will be more expensive .

Edited By: rogparki on Dec 18, 2015 19:17
57

Car insurance excess European cover - annual policy + 21% Quidco £41.39

8
Shows as £45.99 but you get an extra 10% off if you during checkout you move the mouse outside the window as it thinks you're not going through with it. Got this for a rental from Geneva in January…
chris197 Avatar9m, 2w agoFound 9 months, 2 weeks ago8 Comments
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dwl99
insurance4carhire slightly cheaper @ £39.99 with possible 19.23% Quidco.
Good call. Would need to compare levels of cover. Too late for me but may help others.
insurance4carhire slightly cheaper @ £39.99 with possible 19.23% Quidco.
steveyboy79
Hugely useful. Heat. Anyone know if this would also work with garage courtesy cars? Excess on them is usually eye - watering.


[email protected] if you have a rental agreement and most garages do issue one for you to sign, then this will cover any excess. I buy one every year and it saves you a fortune.
Wondered that myself but in the T&Cs it excludes loan cars. However, some garages treat it as a rental so if you fill out rental paperwork then I reckon you'd be golden.
Hugely useful. Heat. Anyone know if this would also work with garage courtesy cars? Excess on them is usually eye - watering.
-43

Get 10% off Aviva Car Insurance, 20% off Aviva Home Insurance, 20%off Aviva Travel Policies using your Barclaycard

2
Barclaycard's first client for Money Back is Aviva - and they're offering moneyback on the following when you pay using your Barclaycard. This is from their site - The best aviva.co.uk prices o…
AN_786 Avatar9m, 3w agoFound 9 months, 3 weeks ago2 Comments
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u can get £68 back on home insurance alone with topcashback which is 50% of my quote!
does not matter how cheap the company go's rubbish company personal experience , ombubsman agreed with me :-)
-114Expired

Free £5 Amazon Voucher for completing survey @ Elephant Car Insurance

3
This is only for Elephant Car Insurance customers. I've received an email from Elephant Car Insurance, stating that if I completed their quick survey and shared my likes and tagged places via Faceb…
Benjyy Avatar11m, 1w agoFound 11 months, 1 week ago3 Comments
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Person specific - the OP.
17Expired

£50 cashback on Car Insiurance ends 31/10/15 using code @ Swinton Insurance

Instructions:Switch your Car Insurance to Swinton and we’ll give you £50! Buy a new Annual Swinton Car Insurance policy by the 31/10/2015, and as long as your policy is still active 90 days after your policy start date we’ll send you a cheque for £50. This offer isn’t available on price comparison websites an
4 Comments
arachnoid Avatar1y, 3m agoFound 1 year, 3 months ago / expired 31 Oct 1531 October 20154 Comments
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Biker Jeff
This offer isn’t available on price comparison websites


Of course it isn't...... because the quote you get when you call them will be far higher than a quote they would give on a comparison site.
Cashback deals on insurance is for mugs.


REALLY?
I also received a £30 cash back check for home insurance and their quote was actually cheaper than on price comparison websites so its worth checking before contacting them.
Biker Jeff
This offer isn’t available on price comparison websites
Of course it isn't...... because the quote you get when you call them will be far higher than a quote they would give on a comparison site.
Cashback deals on insurance is for mugs.

Not always, it's worth checking.

I got a cashback deal through them when doing my mum's car insurance, I think it was £30 and also got £45 Quidco. The quote was almost identical to the one I received through GoCompare and the £30 cheque they sent made it cheaper.
This offer isn’t available on price comparison websites


Of course it isn't...... because the quote you get when you call them will be far higher than a quote they would give on a comparison site.
Cashback deals on insurance is for mugs.
56Expired

Free Karcher Window Vac with Building & Contents Insurance / Free Karcher Pressure Washer with Car Insurance - Cooperative Insurance

12
Only good if premiums are competitive but you can get a Karcher WV2 Window Vac free with combined home insurance, or a Karcher K2 Pressure Washer with car insurance Valid until 31st August New c…
aing69 Avatar1y, 3m agoFound 1 year, 3 months ago12 Comments
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dbzitb
house isn't mine so only need contents.

cold



doesn't mean it's a bad deal because it's not appropriate for your circumstances.
Likely2
Or just buy a K2 for £50 from Karcher Refurbs:

https://www.karcheroutlet.co.uk/products/product.asp?id=5095

peympeym
Oh dear, that bad of a insurance product that they have to bribe or fool you
Nothing wrong with the Co-Op Insurance, only the same as many others, we've been with them for over 20 years and never had a problem, all claims sorted with no issues and for us, the cheapest around.
They aren't sending out used ones...
Oddly my new window vac that arrived via eBay from the Co-op outlet had a leaflet in it saying thank you for taking out insurance from the Co-op

Guess this offer isn't going too well.....
house isn't mine so only need contents.

cold
Mine is actually due at the end of the month...but they are more expensive...probably a Karchers worth more expensive :0
Code didn't worth but I'll ring as I am a member.

Edited By: twinkle on Jun 03, 2015 10:57
486

19 months 0% +£30 to spend in M&S food+ they will beat your renewal car insurance quote by at least £50

53
Exclusive offer - £30 voucher to spend in M&S £30 voucher to spend in M&S on food, wine and flowers if you spend using your card by 31 March 2015 (apply by 28 February). You will be emailed the vouch…
littel helper Avatar1y, 6m agoFound 1 year, 6 months ago53 Comments
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Thanks I will email them now ;)
I received mine this week after emailing them twice..
how long until you get a voucher?
Damn it - my car insurance due on Saturday. Would have been ideal but too late to apply as wont have card in time :(
Got mine last week
-116Expired

Aviva Car Insurance 30 % off (& £70 cashback with quidco

19
January saver - save up to 30% online** (usually 20%) with 5 Star car insurance from £185* + £70 cashback
Gunshow Avatar1y, 8m agoFound 1 year, 8 months ago19 Comments
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Just to add my experience. I used all the comparison sites, they gave me quotes around £400-£500 with really crappy small name insurers.

I tried aviva, and my quote came to £360! This could be because I was an existing Aviva customer (discount added automatically during quote). But I thought it was a bargain!

I was insuring a Volkswagen Up, with 1 year NCD, street parking, 5000 miles a year, and with a second driver with just a provisional license.
My Aviva quote is £500 cheaper than anywhere else, and im using an international license. Curious how you know the 30% discount was added? Also how do you go through quidco?
mujh92
smp
5 star NOT very bad experience took them to ombudsman and won , Personal experience would never do business with them again and would warn others they will try everything and anything not to pay avoid
I think you will find every Insurance have that sort of attitude when it comes to paying out. Must read all policy documents when a claim is denied.
no my friend, my mum died the day before travelling she was booked to travel they refused to honour claim ombudsman overturned aviva are heartless and do business with them at your peril
Comment
Gunshow

'Every insurer has their view of the ideal customer e.g someone who can make them money so those that complain about the price....you're not it lol'

I could not have put it any better whitehawk.

Think I missed that one ashraf! There are so many tips and tricks out there!


Yup there are my quote is always around 900-1000 mark even with 10 years no claims but add my old man it drops to £695, still pricy but that's why I need to leave London to Bournemouth
'Every insurer has their view of the ideal customer e.g someone who can make them money so those that complain about the price....you're not it lol'

I could not have put it any better whitehawk.

Think I missed that one ashraf! There are so many tips and tricks out there!
-54Expired

10% OFF Car Insurance with Coop

2
Was told on the phone if I was a member of the coop I could get an extra 10% off my new quote with them. They gave me a phone number to call but thought I'd google it first. She told me the member…
nickmilla Avatar1y, 9m agoFound 1 year, 9 months ago2 Comments
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amz321conr
Don't understand insurance company why they advertise £50 off or % off. As each persons premium is different. Your premium with 10% off can be more expensive than mine. And vice versa. It's all about the last price you pay with or without a offer doesn't make a thing!!!

If Coop was your cheapest quote and you could better that by another 10% how can you not understand that.

Or even if your cheapest quote wasn't Coop, this 10% could then undercut that cheapest quote with someone else when using this off.
Don't understand insurance company why they advertise £50 off or % off. As each persons premium is different. Your premium with 10% off can be more expensive than mine. And vice versa. It's all about the last price you pay with or without a offer doesn't make a thing!!!
62

Free cash on Quidco for getting quotes on confused (Car insurance £1.95 / Home Insurance £1.50 / Travel Insurance 45p / Motorbike insurance £1

5
Terms & conditions Please note that claims are not supported on this programme. •Limited to 3 quotes per member per annum for any confused.com website. Any kind of abuse of this programme is not t…
whatyadoinsucka Avatar1y, 9m agoFound 1 year, 9 months ago5 Comments
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TCB do the same with Confused Car £2.40, Motorbike £1.00, Home £2.10, Gocompare Car £2.30, Van £2.10, Motorbike £1.50,Home £2.10, Quote Supermarket £1.00. Look under "Free Cashback"

Edited By: Flynn Jack on Nov 28, 2014 17:08
Never seen these on Quidco before. Thanks
TCB the same
mystery_man
they have been doing cashback on these quotes for years
on and off, nothing available when I renewed my home insurance last month

Edited By: whatyadoinsucka on Nov 27, 2014 18:10
they have been doing cashback on these quotes for years
89Expired

Up to 20% off More Than insurance for driving 200 miles with app

17
MoreThan Drive http://www.morethan.com/car-insurance/more-than-drive So I was going through the usual annual rigmarole of insurance renewal and MoreThan came out with the best quote. So I thought
samjac26 Avatar1y, 11m agoFound 1 year, 11 months ago17 Comments
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samjac26
Zuulan
Looks like Aviva are doing the same. And their app is easier to find.

That's really handy to know if they ever come up with a reasonable quote for me in the first place I will definitely look into it - for me they wanted three times as much to begin with though oO How much did you save with it?

Not tried it yet. Only just downloaded the app.
Zuulan
Looks like Aviva are doing the same. And their app is easier to find.

That's really handy to know if they ever come up with a reasonable quote for me in the first place I will definitely look into it - for me they wanted three times as much to begin with though oO How much did you save with it?
DevilD
Post is a referral link

I don't know what that means - the link is literally just to the More Than site that has the details on the app - entered exactly as you see it at the top of the description. If you know how I can make the link work I'm happy to change it.
Asanovic
So I start my sentences with "so" without realising it annoys most of the population

I have spent some time posting something up that saved me money to try and benefit other people - it's really sad that all you have to contribute is sarcastic comments on my grammar.
Looks like Aviva are doing the same. And their app is easier to find.
79Expired

Tesco Car Insurance Quote - 500 Clubcard points! £20 Boost value!

12
Just received this leaflet through the post from Tesco. It's offering 500 clubcard points to every potential new Tesco Bank Car Insurance customer who obtains a quote between 10th October 2014 to
barksss Avatar1y, 11m agoFound 1 year, 11 months ago12 Comments
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[helper]
ta OP - got my 500 points credited to my account for the quote
Is there a place to stick your CC number at the end of it then?
[helper]
barksss
I can assure you it says 'with your quote'!.

Can confirm its just for a quote as got the mailing. Thanks OP
BuzzDuraband
There having a bubble aint they, Quoted £97 a month oO
*They're
BuzzDuraband
Think they can keep there 500 points :)
*their
BuzzDuraband
There having a bubble aint they, Quoted £97 a month oO

Did a quick CompareTheMarket to reassess and managed £43 a month.

Think they can keep there 500 points :)
yes the quotes a sky high joke - just worth doing just to see if you get the points,as far as buying insurance with there quote just forget it
262Expired

Free regular hot drink every Monday from Caffè Nero @ Aviva App

13
Download and register on the new MyAviva app to claim your free regular hot drink every Monday from Caffè Nero. Offer ends 31 December 2014 or when our 41,000 free hot drinks have been redeemed. Which…
yasiraq Avatar1y, 11m agoFound 1 year, 11 months ago13 Comments
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If anyone here is with Aviva, they are giving away tickets to the rugby. Anyone here with Aviva that doesn't want their code? Would really appreciate your code as I am not with Aviva. Please feel free to send me a message. Willing to beg :)
General consensus is that Caffe Nero do the best coffee out of the 'chains',Costa = moderate,Starbucks = worse.
Worth ordering an Espresso and giving it a go,or use o2 Priority Moments on Tuesdays if not with Aviva.
Sigh. At least it doesn't involve the infamous tax evading Starbucks.
FatherTed
biggrub
Aren't these the swines who don't pay tax in the UK?
If so, they are obviously trying to bribe customers.
Support businesses who do pay taxes!!

Who cares? Free coffee! hot.

Who cares? You might when you find that the NHS isn't there for you when you need it - thanks to taxes supposed to be funding it not being paid by companies like Starbucks, Google, Boots etc.. Or when university tuition fees costs rise again for the same reason.
biggrub
Aren't these the swines who don't pay tax in the UK?
If so, they are obviously trying to bribe customers.
Support businesses who do pay taxes!!

Who cares? Free coffee! hot.
28Expired

motor legal policy

12
Car insurance is expensive enough as it is but nowadays the legal cover which used to be an inclusive part of the cover is now a chargeable addition or extra and can be as expensive as up to £30 per y…
DPB3770 Avatar2y, 1w agoFound 2 years, 1 week ago12 Comments
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Legal expenses legally is an optional extra. If you don't want it ask for it to be deleted and the cost deducted.

However do be warned about no win no fee. It is normal for the solicitor to retain up to a maximum of 25% of your claim if he wins your case.

Personally I would recommend buying the legal expenses cover but check that you will retain all your compensation and do not pay more than £25
Likely2
nowadays the legal cover which used to be an inclusive part of the cover is now a chargeable addition or extra and can be as expensive as up to £30 per year

A bit of a sweeping statement there, ours has always included Legal Cover for free....but as you have worked in the 'industry' for 25 yrs you'll be used to scaremongering.
Having had many different car insurances over the years, I've never yet come across one where legal cover was 'free'. There is almost always an opt-out option which cuts the cost of the inclusive quote.
nothing is free. ..

if you do have to claim personal injury likely they will take a % of your compensation c 25% is typical.
Yes but who will they sell your contact details to?
Likely2
nowadays the legal cover which used to be an inclusive part of the cover is now a chargeable addition or extra and can be as expensive as up to £30 per year

A bit of a sweeping statement there, ours has always included Legal Cover for free....but as you have worked in the 'industry' for 25 yrs you'll be used to scaremongering.
Ha Ha people like you do make me laugh X), Its nothing to do with scaremongering its to do with making people aware of alternatives in the marketplace and the possibility of saving those hard earned pennies, no guns to heads or being pushy just pointing them in a direction where they can review and make their own decisions - But to address your response, I worked for an actual Insurer not a broker or agent so "we" never sold any legal expenses or insurance policies, we left that down to the brokers and their commission hungry attitudes - However if you or anyone reading this wants to run a quick quote with moneysupermarket.com or compare the market.com ( the 2 biggest comparison sites ) you will see just how many policies include it as a chargeable extra, then maybe, just maybe, you will re-think your own sweeping statement :p but again, thank you for your informed input.
30Expired

£86.75 cashback with new Car Insurance policy @ Swinton

8
Includes £50 cashback from Swinton and another £36.75 from TCB. You will need to enter the promotional code PMWTDR732 in the promotional code box to claim your £50 cashback from Swinton uy a ne…
Rudess Avatar2y, 1m agoFound 2 years, 1 month ago8 Comments
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Got a quote off these robbing gets. My renewal price with Swift cover was £235, they searched for the best prices and came up with (wait for it) £650.No wonder they offer £86, even factoring that they were still over £300 more expensive
Dirt cheap - plus cash back - the wife has signed up.
trinity27
excellent high street broker
But very expensive for me, quoted £780 with possibility of cashback then went to Compare web sites and got quote for £301 guess which one I chose!
excellent high street broker
Would touch these con merchants with a barge pool
46Expired

M&S guarantee to beat M&S cardholders' car insurance renewal quotes by at least £50

3
Please note this offer only applies to M&S cardholders. To maximise the saving, see if your current insurer will give you a better renewal price and get them to re-send you your renewal docs through t…
flyingflea Avatar2y, 3m agoFound 2 years, 3 months ago3 Comments
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manicmidlander
like for like is the problem. If your existing policy slightly differs from the M & S one then it will not be compared.
I've seen these "like for like" clauses in T&Cs before with First Direct and Post Office who also guaranteed to beat insurance renewal and had no trouble even though my Tesco Value policy which most definitely inferior to First Direct's policy!

No insurance policy is going to be identical, they're generally only looking at excess amounts (both voluntary and compulsory) as well optional extras.

This is the clause that matters:

Your M&S Car Insurance renewal quote must be on an equivalent basis matching your current cover levels and personal details
with your existing insurer, including the voluntary excess and additional products.


Edited By: flyingflea on Jun 16, 2014 16:16
like for like is the problem. If your existing policy slightly differs from the M & S one then it will not be compared.
http://bank.marksandspencer.com/images/content/CIProdBanner.jpg

T&C's:

This offer applies to M&S Cardholders obtaining an M&S Car Insurance quotation via the dedicated telephone number or directly
through marksandspencer.com/bank. Subject to meeting the qualifying criteria, we guarantee to beat the renewal premium
offered by your existing insurer by at least £50, provided you purchase the policy. This offer will be applied at the point
of purchase.
2. If we do not beat your renewal price with your current insurer, then you will need to contact us via telephone, with your quote
reference obtained via telephone or marksandspencer.com/bank to take advantage of this offer.
3. To qualify, the main M&S Cardholder must be a named driver on the policy with their address matching the motor insurance
policy address.
4. Your M&S Car Insurance renewal quote must be on an equivalent basis matching your current cover levels and personal details
with your existing insurer, including the voluntary excess and additional products.  
5. If the M&S Car Insurance quote is the same as your existing insurer, we will deduct £50 only from your premium.
6. If the M&S Car Insurance quote is less than £50 cheaper than your existing insurer, we will deduct the difference to make up to
the value of £50.
7. If the M&S Car Insurance quote is more than £50 cheaper than your existing insurer, this offer will not apply.
8. You may be required to send us a copy of the documentation to prove your existing cover levels and premium details with your
current insurer. At purchase, you will be advised where to send your documents. These must be sent within 30 days of
purchasing your policy. We will not be able to return any documentation sent to us in conjunction with this offer and any
documents received will be confidentially destroyed.
9. If you fail to provide documentation or where the documentation does not meet the qualifying criteria, we reserve the right to
charge you the initial quotation before any deductions were made and you will be subject to cancellation and/or amendments
fees detailed within your policy documents.
10. If your policy is cancelled within 12 months of the commencement date, we reserve the right to reclaim any deductions made to
your premium under this offer.
11. We reserve the right to vary, withdraw or extend this offer at any time.
12. This offer and your quote are subject to standard underwriting criteria. Policy terms and conditions apply and will be provided
within the documentation when a policy is taken out.
EXCLUSIONS
13. This offer does not apply to customers renewing or amending an existing policy or customers who have held an M&S Car
Insurance policy within 14 days prior to the start date of their new M&S Car Insurance policy.
14. This offer is not available through a price comparison or cashback website. Customers using a quote reference from a price
comparison or cashback website will not be eligible for this offer.
15. This offer is not available in conjunction with any other offer and only one claim can be made per account for the points offer.

Edited By: flyingflea on Jun 16, 2014 12:23
14Expired

5% Off using promotional code @ Questor Insurance

millarcat Avatar2y, 3m agoFound 2 years, 3 months ago / expired 8 Jun 148 June 2014Add Comment
31Expired

Cheaper Car Insurance, discounts of up to 10% for Dash Cams @ Swiftcover

8
Looking for cheaper car insurance? Heres a couple of good deals for you! Swiftcover are now giving discounts of upto 10% for Dash Cams installed on new business quotes and heres a link for a dash c…
samad12 Avatar2y, 4m agoFound 2 years, 4 months ago8 Comments
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groenleader
Yeah sure, we had 2 accidents this year in our fleet relating to the "green light means its my right to go". 1 a sales men who moved slowly across pedestrian crossing even thought people were still crossing. He gently hit one of people in the side of leg, his claim "the lights was green and he could go". But of course, you cannot drive in to people, even if they go on the red or amber light to cross the road you only proceeding if safe to do so. He no longer works for the company, evidence collected by his own blooming dash cam! Convicted of dangerous driving!

Likewise one our utility cans went across a junction clipping the back of a car that was crossing in front of him. Car was clearly beyond the line at his set of lights (not a yellow box junction) so it was his right of way to go. Our can driver didn't care, claiming the green light meaning he could go, obviously not the case as other traffic still had to complete its turn.

Its a funny old world out there!

Can I ask which company it is you work for? :)
Yeah sure, we had 2 accidents this year in our fleet relating to the "green light means its my right to go". 1 a sales men who moved slowly across pedestrian crossing even thought people were still crossing. He gently hit one of people in the side of leg, his claim "the lights was green and he could go". But of course, you cannot drive in to people, even if they go on the red or amber light to cross the road you only proceeding if safe to do so. He no longer works for the company, evidence collected by his own blooming dash cam! Convicted of dangerous driving!

Likewise one our utility cans went across a junction clipping the back of a car that was crossing in front of him. Car was clearly beyond the line at his set of lights (not a yellow box junction) so it was his right of way to go. Our can driver didn't care, claiming the green light meaning he could go, obviously not the case as other traffic still had to complete its turn.

Its a funny old world out there!
so green does mean go then. You say only if your not going to block a junction but also say only if it's clear, surely it should be clear if all drivers follow the "don't block a junction rule"?
sirfentalot
what do green lights mean then?
Proceed, only if safe to do so! Ensuring all other legal obligations are clear, like traffic has cleared the junction, your not going to block the junction etc.

Edited By: groenleader on Apr 30, 2014 16:58
what do green lights mean then?
45Expired

Admiral car drivers - install app, drive 250 miles with app and gain upto 20% discount on insurance?

8
Saw this whilst checking my renewal date, might be worth it for some drivers? I dont have much of a NCB so might prove useful for anyone in the same situation? Thought Id post just in case. AppyDri…
K8Fisher Avatar2y, 5m agoFound 2 years, 5 months ago8 Comments
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Seems a little "special" too... the app! Whilst walking over a footbridge notice Appy Driver thought I was potentially driving... *bizarre*
Main downside is you cant combine discount with quotes from comparison sites, and they're always quite a bit cheaper for me than direct with admiral.
Last night I installed an app curious to see exactly how much it does have rights to track. Whilst it seems possible to start and stop the app it seems the app is able to monitor all sms / mms messages, any attempt to remove this privilege stops the app working. Thought I should pass on.
Re spying not really as you've N option to install on the phone. And you can control when it's active and hopefully save some money when you come to renew too.
Hi it's using the gap on your phone. Re spying you can force the app shut so it will only capture whichever journeys you'd like it to.
5Expired

1,000 Bonus Nectar Points using e-Voucher @ Sainsburys Car Insurance

Instructions:when you purchase a new Sainsbury's car insurance policy you get 1000 points added 60 days later. New customers only. Expires 01/03/14 Shared Via The HUKD App For Android.  
2 Comments
apw Avatar2y, 7m agoFound 2 years, 7 months ago / expired 1 Mar 141 March 20142 Comments
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This is only £5 lol, much better to use one of the many cashback sites to get a better return.
Watch out for them trying to auto-renew without the authority to do so. I paid my insurance off in one lump sum last year and the paperwork said they'd only autorenew if direct debit was chosen. Anyway, I didn't want to renew with them but they took the next year's premium out of my account anyway and made it really difficult to cancel the policy I didn't want in the first place!
417Expired

VW/Skoda/Audi/SEAT Ensurance (3 Years) free!!

32
Just registered my car on http://www.volkswagen.co.uk and came across this. Ensurance was a premium insurance, approximately £300-400 more than your average quote, but now Ensurance is free for 3 year…
Jelly Bean Avatar2y, 8m agoFound 2 years, 8 months ago32 Comments
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Thanks, Newbold.

I thought they were just acting as a claims handler - dealing with your insurers on your behalf.

And I take your point about not reporting accidents - although it has been known to happen when the damage is slight!
Low_cunning
My insurers "insist" that I call them first (I wonder why?) So they won't be very pleased if I go to via Skoda!
Also, if I decide this wasn't an accident, as such, and I'll sort it out myself, I don't want to pay main dealer prices to do so.
Has anyone had any experience of this scheme?
Puzzled by that. You just sign up to Ensurance, and they don't even ask (or need to know) who your insurer is. It's a standalone policy which operates entirely separately from your main car policy.

If you choose not to claim on your car policy, that's up to you - though if you don't advise the insurer of an accident you'll be risking not being covered for future claims.
My insurers "insist" that I call them first (I wonder why?) So they won't be very pleased if I go to via Skoda!
Also, if I decide this wasn't an accident, as such, and I'll sort it out myself, I don't want to pay main dealer prices to do so.
Has anyone had any experience of this scheme?
Is VW ensurance being offered to 2nd hand Polo of less than 3 years old? And has anyone got any actual experience using them? Any good? Really tempted to just get the cheapest insurance and let VW ensurance get the headache dealing with the insurance company.
Signed up with Skoda link may come in handy, thanks
341Expired

Over 50 Car Insurance - Post Office offer to beat your renewal by at least £50

39
Have just saved £81.50 on my car Insurance at the Post Office by taking up their offer to beat your renewal quote by at least £50. The initial price they quoted was more expensive so they deducted the…
Webee2 Avatar2y, 10m agoFound 2 years, 10 months ago39 Comments
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himynameistom
I don't get insurance. I pay just over £300 a year for my Golf and I'm 21...


And you're lying!
monogram
Toon_army
BuzzDuraband
rhinopaul
Im Under 50 & was suprised that the post office offered the best quote for my range rover. My insurer , Admiral quoted me the same as last years policy £340. Post office all in was £220 wow.

Your lucky.......I pay £240 a month ;)

Holy cow £240 a month on insurance is insane, I've got a new Scirocco at the moment that I'm selling that's only £300 a year to insure. Next on the list is a Bentley Continental GT, been quoted £600 fully comp. I'm 30 been driving since I was 17 but never passed my test until I was around 21. 9 years NCB and zero point.
Mother goose is on my policy, sometimes works out cheaper, other times it doesn't, so it's good to play about.

Wowza... Continental GT next but by the sounds of it, still living at home. Priorities?

Yeah I'm back at home, I did have my own place renting, but back with mother goose. Going to look at buying somewhere in the next year or two, I can't handle renting anymore it was a waste of monies. No more fancy car's when I jump on the property ladder, 1.1 M reg Fiesta it'll be lol.

For anybody with a performance car, Greenlight insure is absolutely awesome there well worth a quote from... I've had all sorts of cars with them, Renault 5 GT Turbo's, Rs Turbo's, Golf Anniversary GTi's, Audi s3's, Evo's, Subaru Impreza's etc and they beat everybody every time.
I saved money by going with the post office - my current insurers could not match it. People should check them out.
Typical I've only got 49 cars so don't qualify.
I'm 34 and my renewal for a 2013 Juke was £210 this year......... but I shall pass this info onto my uncle.
-92Expired

RAC member offer - £50 off RAC Plus Car Insurance

2
If you already have RAC membership and are looking to renew your car insurance soon, it may be worth getting a quote from the RAC insurance as they have an offer of £50 off a quote for their RAC Car I…
FurbyAnimal Avatar3y, 4d agoFound 3 years, 4 days ago2 Comments
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Be warned of fake rac patrol men my wife's car broke down he was a dirty beast
Cold from me
£245 more than my renewal
29Expired

1000 nectar bonus points with car insurance quote using voucher code @ Sainsbury's Bnk

Instructions:ADD CODE to a quote for car insurance  
5 Comments
the porter Avatar3y, 1m agoFound 3 years, 1 month ago5 Comments
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Maybe worth a £5 compared to upto £100 Quidco for other insurers..
Didn't work
sowotsdis
No mention of it on their website

It was on one of those auto receipts printed from the till
Will give this a try thanks
No mention of it on their website
-83Expired

1000 Bonus Nectar points when you get a car insurance quote from Sainsburys Bank - phone only offer

11
Found on a sticker on my 4 pint semi-skimmed - Phone Sainsburys Bank on 0800 096 0585 and quote W2587 to get a car insurance quote and receive 1000 bonus Nectar points. Offer valid until 31.8.13. T…
chocky Avatar3y, 2m agoFound 3 years, 2 months ago11 Comments
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Heat added.
02areed
Just to confirm, is this just for getting a quote or do you have to take out the insurance to receive points

Thanks!

its just for getting a quote - no need to buy the insurance
Hmmm, will give this a go, thanks OP!
Just to confirm, is this just for getting a quote or do you have to take out the insurance to receive points

Thanks!
Go-cart Mozart
lowrieh1
Hope they extend or re-run the offer, as I'm not due til October/November, but would gladly have the 1000 points.

Get a quote now, then decline.

Worth a shot I suppose; will give it a go. Nothing ventured, nothing gained. :)
-306Expired

New Beautiful Jaguar F-TYPE Not for everyone but still what a car.. Order online or visit your local Dealer Starting from £58,520.00

39
LINK TO INDEPTH REVIEW ON YOUTUBE: https://www.youtube.com/watch?v=RT30Qmh4aHY I no this is a random deal you dont see much off on hukd but i was lucky enough to of seen one at my local dealer
bharats Avatar3y, 3m agoFound 3 years, 3 months ago39 Comments
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That was a cracking read!! NOT
That's cold from me, on the basis of simple grammatical mistakes.
banned
Deakcracker
ewwaxo
cymro123
I'll stick to the Reliant Robin,much superior in every way.British engineering at its finest.

I think the only remaining true British car is the Black Cab.

Jus sayin

Nope Chinese geely owns them. Do a doodle search for details.

Its on the LTI website.

http://www.london-taxis.co.uk/graphics/geely_owned.gif

Oh well.

At least we've got ...

http://upload.wikimedia.org/wikipedia/commons/thumb/c/cf/Noble_m600_Goodwood_festival_of_speed_2010.jpg/800px-Noble_m600_Goodwood_festival_of_speed_2010.jpg

Edited By: ewwaxo on Jun 24, 2013 14:10
Funny thread, voted cold but enjoyed my 2 wasted minutes. Thanks OP
the black cab is now owned by the Chinese, if I'm not mistaken.
877Expired

Holiday to Orlando, Florida - £331.00 pp for one week or £388 pp for two weeks, based on family of 4. Including flights, 20kg luggage, hotel and car hire with basic insurance. Departing 6th/7th June. @ Monarch

41
Monarch are offering some great prices to Florida departing in June. The prices listed in the deal are for a family of four, staying at the Ramada Maingate West, departing Gatwick on Thursday 6th June…
aronsimmo Avatar3y, 4m agoFound 3 years, 4 months ago41 Comments
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I want to go next year in May any good deals out there?
We flew with Monarch to Sanford last year and couldn't fault them. Why are people worried about the hotel ??? Don't go there then,book a villa,you won't get flights this cheap alone so book the package then get different accommodation.
Great deal pity we have already booked for next month :)
Thanks for posting :)
Great to see this featured over at HolidayPirates and thanks for the nod! Enjoy Orlando those that booked and thanks for the heat!
The price changes to £1,324.00 as soon as you go to the next page in the booking process.
Great price but after past experiences I said I'd never fly Monarch again.

I gave them one more chance the last time I said that and the flight was delayed 6 hours due to a "fault with the captain's seat" so they'll never get a penny off me again!
-54Expired

Santander Beat Car/Home Insurance renewal price by 20% for 123 Customers OR 10% For other accounts

8
Just had a email saying Santander will beat your renewal price for Car and Home insurance. By... 20% for 123 Account holders 10% for other account holders Seems good if you current
tommytbone1 Avatar3y, 4m agoFound 3 years, 4 months ago8 Comments
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It alreet mate.... i personally havent used it either... but its worth adding deals like this as you realise how bad some companies are! Hopefully some others have steered clear
I took my Halifax Home and Contents policy into their Maidstone branch last week and their equivalent policy was approx. £170 more expensive than mine - and I'm a 123 customer! So I think they make grand statements that they can't bring to reality. Ok as bank tho, I've had no probs, and their 123 a/c pays top interest. Cold from me.
Sorry to vote your deal cold tommybone1 as you made the effort to post a deal unlike myself,(one day I will).my hatred of Santander runs very deep so I had to vote.
Thanks for the insight guys!...
What a waste of time this bank is... why dont they just provide a great service and get themselves a good reputation? Instead of just flashing their cash buying out all the banks, making loads of bells and whistle promotions and generally just being being pap!
Worst bank ever and now doing car insurance.save yourself the hassle don't do it.cold.