£40 (possibly £95) cashback with Swinton car insurance - HotUKDeals
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62Expired

£40 (possibly £95) cashback with Swinton car insurance

lkl265 Avatar
7y, 10m agoFound 7 years, 10 months ago / expired 8 Jun 098 June 2009
Instructions:Enter the above code when buying a car insurance policy from Swinton.

Upon purchasing, you will be sent an email containing a cash back redemption form. This must be returned within 30 days of purchase.

Additionally go via Quidco for another £55 cashback.
 
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lkl265 Avatar
7y, 10m agoFound 7 years, 10 months ago / expired 8 Jun 098 June 2009
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#1
Quite a nice find. Just got a quote and even with the 40 quid off, they weren't the cheapest, but hopefully helps someone else.
#2
nice to know, thanks
#3
you will need every penny of this when you get a quote.
they quoted me yesterday and im still trying to get over it !!!

47yo male driver, no other drivers of my car, and i have no access to drive other cars.
held my licence since 1980.
hgv licence and continental lorry driver for nearly 20 years.
no accidents/claims EVER.
only 1 conviction: 3 points fixed penalty and £30 fine for speeding. (36mph in a 30 in zone september 2004)
car is a 1995 citroen zx diesel estate worth a couple of hundred quid tops.
car is for sdp ONLY. (not commuting to work and back).
mileage limit of 6000 per year.
cover was for third fire and theft.
postcode is ok,not great but ok.
car is kept on private drive at night.

the premium they wanted?





£647.37p.:w00t::w00t::w00t:
minus my £95 "DISCOUNT" makes it a bargainous £552.37. whoopee :o

needless to say i swerved it .:thumbsup:
#4
That's the trouble with insurance - there is so much variation between various companies.
#5
sweet - just about the cheapest for me before cashback so it looks like i should end up paying about 115 quid for insurance....not bad for a group 15 car :-D
#6
niallmoran
sweet - just about the cheapest for me before cashback so it looks like i should end up paying about 115 quid for insurance....not bad for a group 15 car :-D


Nice one.
#7
On cash back kings they state you can get cb and use voucher so should be sweet. Note Swinton is a broker and charge £10 on top of any quote for admin, 2% credit card fee and ridiculous amounts if you want to change or cancel the policy early (on top of what the insurance company charge)
#8
yeah, that admin charge is very sneaky - it doesn't appear until the very last screen when you are about to finalise payment....still waiting for my email about the £40 cashback - hopefully it works!
#9
Forgot to say my claim form email came about 24 hours later. Cash back kings tracked very quickly.
#10
cool - hopefully get that tomorrow and fingers crossed quidco tracks!
#11
thanks for this, midprice for me as i had one quote for £20 cheaper (before any cashback) until i told them i had a son who was under 16!!! then they added £40 to the policy, what has that got to do with it?? lol anyhow it did end up about £10 dearer than my cheapest insurance but if i only get one of the cashbacks (quidco or swinton) i will come out on top and i can forget about the pain of sorting car insurance out till end of year when mine is up :)
thanks
corinne
#12
rosalie
thanks for this, midprice for me as i had one quote for £20 cheaper (before any cashback) until i told them i had a son who was under 16!!! then they added £40 to the policy, what has that got to do with it?? lol anyhow it did end up about £10 dearer than my cheapest insurance but if i only get one of the cashbacks (quidco or swinton) i will come out on top and i can forget about the pain of sorting car insurance out till end of year when mine is up :)
thanks
corinne


It always amazes me how insurance companies increase premiums for no apparent reason (like having a child under 16).
Anyway, I am sure you will get the £95 cashback.
#13
got my form yesterday from swinton but not yet tracked on quidco.....
#14
I did this a few days ago and got my email for the £40 cashback, but Quidco has not tracked, I think probably because I used my partners debit caqrd and it would not let me use a third parties card online so had to use their callback facility to finalise the payment, which is a bit of a bummer.
#15
hmmm - you might still be able to put a claim into quidco as the initial purchase was done online....worth a try :-D
#16
I tired to cancel the insurance after 2 days when I realised I was not insured to drive another car they wanted a £45 cancellation charge which is ridiculous I have never been charged by any other insurance co for cancelling before.
#17
Worth checking what the distance selling rugulations have to say on this, you probably have a 14 day cooling off period, but I suspect this may be from the date you took out the policy rather than the commencement of the cover.

It seems to be Swinton trying it on - my policy if I want to cancel early I will have to pay the insurance company 1 extra month (fairly standard) but then Swinton (the broker) want these excessive fees for cancellation (and I think also something fairly hefty for any changes to the policy). Cunning as you have to read both the detailled policy T&C and Swintons T&C to spot all these charges.
banned#18
lkl265;4206526
It always amazes me how insurance companies increase premiums for no apparent reason (like having a child under 16).
Anyway, I am sure you will get the £95 cashback.

perfectly valid reason imho.
#19
m1chaels;4483179
Worth checking what the distance selling regulations have to say on this, you probably have a 14 day cooling off period, but I suspect this may be from the date you took out the policy rather than the commencement of the cover.

It seems to be Swinton trying it on - my policy if I want to cancel early I will have to pay the insurance company 1 extra month (fairly standard) but then Swinton (the broker) want these excessive fees for cancellation (and I think also something fairly hefty for any changes to the policy). Cunning as you have to read both the detailled policy T&C and Swintons T&C to spot all these charges.

Thanks for this the policy does not strat until March 5th and only purchased in last Friday. I rang consumer direct about this and they say because it is in the terms of the policy it is enforceable and that there is no law stating they have to give you a free 14 day cooling off period.
Exceptions to the regulations

The regulations do not apply to:
[LIST]
[*]financial services
[*]sale of land or buildings
[*]purchases from a vending machine or automated commercial premises
[*]the use of a public pay phone
[*]auctions, including internet auctions
[*]rental agreements that have to be in writing (i.e. a lease for three years or more)[/LIST]

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