Unfortunately, this deal is no longer available
0% Balance Transfer for up to 20 Months (NO fee) + £20 Barclaycard cashback (plus more options in post) @ Barclaycard
2190° Expired

0% Balance Transfer for up to 20 Months (NO fee) + £20 Barclaycard cashback (plus more options in post) @ Barclaycard

Deal editor164
Deal editor
Posted 27th Jan

This deal is expired. Here are some options that might interest you:

Update 1
Offer ends soon - 5th Feb 9am.
If you are looking to shift an outstanding balance from other credit cards to a 0% offer, you could get a 0% balance transfer up to 20 months with no transfer fee plus £20 cashback directly from Barclaycard if you shift a balance of £2.5k+. There are also a number of other card options (0% for up to 24/26/28 months) if looking for a longer balance transfer duration with a low fee. Worked example below based on a balance transfer of £2,500 and factoring in the £20 cashback offer (£2.5k+ balance transfer) and making at least the monthly repayments.

  • Platinum 20 month 0% balance transfer - no fee + £20 cashback (net gain £20)
  • Platinum 24 month 0% balance transfer - 0.67% fee + £20 cashback (net gain £3.25)
  • Platinum 26 month 0% balance transfer - 1.45% fee + £20 cashback (net cost of £16.25 - equivalent of 0.65% fee)
  • Platinum 28 month 0% balance transfer - 1.73% fee + £20 cashback (net cost of £23.25 - equivalent of 0.93% fee)

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Please note the 0% balance transfer offer is within 60 days of account opening. The £20 cashback will be credited to your account within 2 working days from the point your balance transfer is processed. This offer is for new customers, I would suggest it's worth checking your eligibility using the Barclaycard checker tool to give some guidance, uses a soft search so no impact on credit file.

Representative example

Representative APR 21.9% APR (variable)
Purchase rate p.a.21.9% p.a.(variable)
Assumed credit limit £1,200
Annual Fee No annual fee

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.



0% interest balance transfer for up to 20 months with no transfer fee + £20 Barclaycard cashback on £2.5k+ balance transfer

The no fee balance transfer would suit someone that's looking for a reasonable 0% balance transfer length (20 months ) and not paying a fee. In this instance with the £20 Barclaycard cashback on a £2.5k balance transfer this could be a £20 net gain plus any savings from shifting to a 0% offer.

  • 0% interest on balance transfers for up to 20 months which starts on the date you open your account (0% transfer fee applies). Terms and conditions apply
  • £20 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 5 February 2020. Terms apply

0% interest balance transfer for up to 24 months with 0.67% fee + £20 Barclaycard cashback on £2.5k+ balance transfer

If looking for a slightly longer 0% balance transfer duration, the 0% interest balance transfer for up to 24 months with 0.67% fee + £20 Barclaycard cashback on £2.5k+ balance transfer could be an option. In this instance with the £20 Barclaycard cashback on a £2.5k balance transfer this could be a net gain of £3.25 plus any savings from shifting to a 0% offer.

  • 0% interest on balance transfers for up to 24 months which starts on the date you open your account (0.67% transfer fee applies). Terms and conditions apply
  • £20 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 5 February 2020. Terms apply


0% interest balance transfer for up to 26 months with 1.45% fee + £20 Barclaycard cashback on £2.5k+ balance transfer

If looking for a mid 0% balance transfer duration, the 0% interest balance transfer for up to 26 months with 1.45% fee + £20 Barclaycard cashback on £2.5k+ balance transfer could be an option. In this instance with the £20 Barclaycard cashback on a £2.5k balance transfer this could be a cost of £16.25 - equivalent of 0.65% fee), plus any savings from shifting to a 0% offer.

  • 0% interest on balance transfers for up to 26 months which starts on the date you open your account (1.45% transfer fee applies). Terms and conditions apply
  • £20 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 5 February 2020. Terms apply


0% interest balance transfer for up to 28 months with 1.73% fee + £20 Barclaycard cashback on £2.5k+ balance transfer

If looking for a long 0% balance transfer duration, the 0% interest balance transfer for up to 28 months with 1.73% fee + £20 Barclaycard cashback on £2.5k+ balance transfer could be an option. In this instance with the £20 Barclaycard cashback on a £2.5k balance transfer this could be a cost of £23.25 - equivalent of 0.93% fee, plus any savings from shifting to a 0% offer.

  • 0% interest on balance transfers for up to 28 months which starts on the date you open your account (1.73% transfer fee applies). Terms and conditions apply
  • £20 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 5 February 2020. Terms apply
Community Updates

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Top comments
Plus up to £27 Topcashback
Gary_Dexter29/01/2020 09:36

Not really.You still need to make minimum payments, and there will be a …Not really.You still need to make minimum payments, and there will be a point when a lender will no longer lend to you if they can see you bouncing balances around left, right and centre.



Minimal payments, the rest of it is free money.

Not financial advice. Take out 5 credit cards 10k credit limit each for 24 months of free money, remortgage property at 1.4% for 30 years of another 300k of free money. Fly to bangok and party with bangkok chic boys. Live the dream. Come back at 60 and sign up bankruptcy. Who cares after 60 anyway.

Everyone loves free money.
Edited by: "ChampionshipManager" 29th Jan
Just hate one thing about barclays credit cards, gpay or androidpay doesn't work with it.
already got a barclaycard can i apply for this one as well?
164 Comments
Credit to Chanchi
already got a barclaycard can i apply for this one as well?
Plus up to £27 Topcashback
kkms27/01/2020 16:23

already got a barclaycard can i apply for this one as well?


Unfortunately not - only one card per customer
kkms27/01/2020 16:23

already got a barclaycard can i apply for this one as well?




Based on eligibility states only for new customers, but may want to contact them to see what existing customer offers they can offer if after a balance transfer offer.

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NatWest doing this as well! Not sure about the Cashback! Great deal Chanchi 😁
Already posted
Edited by: "spiderman2" 27th Jan
I used to have a Barclaycard a few years back. Would I be classed as a new customer, does anyone know?
spiderman227/01/2020 16:46

Already posted




Was previously posted for 18 months 0%, offer has been increased to 20 months
riccirus27/01/2020 16:48

I used to have a Barclaycard a few years back. Would I be classed as a new …I used to have a Barclaycard a few years back. Would I be classed as a new customer, does anyone know?



Did you close your account? It's usually around 6 months you can reapply again.
Chanchi3227/01/2020 16:58

Did you close your account? It's usually around 6 months you can reapply …Did you close your account? It's usually around 6 months you can reapply again.


Yeah I closed it probably 1-2 years ago, thanks I'll look into this one
Can I get this card if you I no Barclays customer ?
Andrei_Puk27/01/2020 18:07

Can I get this card if you I no Barclays customer ?




yes, is an open market product
Did this with Barclaycard a couple of weeks ago when the deal on here was 25 months 0%. Didnt expect to qualify but they gave me a five figure credit limit
meandog10127/01/2020 18:43

Did this with Barclaycard a couple of weeks ago when the deal on here was …Did this with Barclaycard a couple of weeks ago when the deal on here was 25 months 0%. Didnt expect to qualify but they gave me a five figure credit limit




different offer that's still live hotukdeals.com/dea…216 which is aimed at those who want to make purchases as well as a balance transfer, BT fee is 2.7% so if you only want to balance transfer then you would be better off with the fee free balance transfer offer.
Any for money transfer?
They'll give you a balance of £200 and have you sending off all sorts of info to get a higher amount. Barclays are hard going
Just hate one thing about barclays credit cards, gpay or androidpay doesn't work with it.
kkms27/01/2020 16:23

already got a barclaycard can i apply for this one as well?


When i spoke to them couple of months ago they said that second carda are not allowed. Also when you close the current one you cant apply for a new one for 6 months.
What’s the card check tool?
Baison28/01/2020 00:37

What’s the card check tool?


it's at the bottom of the page @Baison - where it says Check your eligibility

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wakkaday27/01/2020 19:19

Any for money transfer?




Try looking at MBNA, they have a 0% for 24 months card for money transfers with a 2.99% fee (other providers have around a 4% fee)
Question:
My sister wants one and she has been told if you have a MasterCard then you can only transfer to a VISA? Is this true?

Can someone explain how it works. She has a Visa with Nationwide and wants to move it to one of these cards.
Does anyone know if you can balance transfer from PayPal credit to a 0% card?
riccirus27/01/2020 16:48

I used to have a Barclaycard a few years back. Would I be classed as a new …I used to have a Barclaycard a few years back. Would I be classed as a new customer, does anyone know?


Yes if you closed the account. I've had 2 Barclaycard 0% balance transfer zero fee cards in the last few years (transferring to a sainsbury's one in between). I think Barclaycard say that as long as it was more than 6 months ago that you closed the account you are treated as a new customer.
Jimmy6727/01/2020 20:01

They'll give you a balance of £200 and have you sending off all sorts of …They'll give you a balance of £200 and have you sending off all sorts of info to get a higher amount. Barclays are hard going


Not in my case. Highest balance of all the different cards I've transferred between three last few years by far, and straightforward applying (I think it was an instant decision online but can't remember as got mine a while ago). Likely varies for everyone based on your circumstances and their criteria.
Dillz_28/01/2020 01:44

Question:My sister wants one and she has been told if you have a …Question:My sister wants one and she has been told if you have a MasterCard then you can only transfer to a VISA? Is this true?Can someone explain how it works. She has a Visa with Nationwide and wants to move it to one of these cards.


Not that I'm aware.

Usually they won't let you balance transfer from another card issued from the same provider i.e. from one Nationwide card to another Nationwide card. But I think wether it's visa or MasterCard is irrelevant when it's transferring from a different provider's card, say from Nationwide to this Barclaycard.

If it was Nationwide that told her then maybe they meant you can transfer from a Nationwide visa to a nationwide MasterCard or vice versa.
PhilthyPhil28/01/2020 02:39

Does anyone know if you can balance transfer from PayPal credit to a 0% …Does anyone know if you can balance transfer from PayPal credit to a 0% card?


Do you get a 16 digit card number with it? If so then maybe.

See what Google says or try askimg Barclaycard customer service.

If not you might be better with a money transfer credit card, transfer the balance to your bank, then pay off the PayPal with it. But there's usually a transfer fee on these type of cards.
They have accepted mine and my credit ain't the best! But only 10months..still heat. Every little helps
Own the same card and it's great, very clear on details and will send new offers fairly regularly to the app so will likely have this or similar offer whenever you need it
Is this the best deal more or less for a decent credit card?
kkms27/01/2020 16:23

already got a barclaycard can i apply for this one as well?


I already had a balance on another Barclaycard and successfully applied for another
Left Barclaycard as never got offers. I utilised a varying amount over 3 years and never got a single offer. Just booked a holiday so switched to virgin money for a balance transfer
Sprintz28/01/2020 07:02

Is this the best deal more or less for a decent credit card?



Depends what you are looking for really, if looking for a balance transfer then it's a good offer e.g. equal to the longest 0% balance transfer card without a fee plus the cashback offer. If looking for other things e.g. 0% on purchases, rewards, new to credit then probably worth having a look at other card options.
Chanchi3228/01/2020 07:34

Depends what you are looking for really, if looking for a balance transfer …Depends what you are looking for really, if looking for a balance transfer then it's a good offer e.g. equal to the longest 0% balance transfer card without a fee plus the cashback offer. If looking for other things e.g. 0% on purchases, rewards, new to credit then probably worth having a look at other card options.


Thanks I am not really building credit history, more for protection on purchases (i.e. bath suite, sofa etc).

Prob pay off within a few weeks anyway...so I guess looking for maximum reward (i.e. like the £100 switching bonus with current accounts though not sure if these are really applicable for credit cards)
Sprintz28/01/2020 07:02

Is this the best deal more or less for a decent credit card?



The standard is 12 months with a 3.5-5% fee so it's a very strong deal
abigsmurf28/01/2020 08:11

The standard is 12 months with a 3.5-5% fee so it's a very strong deal


Thanks sometimes can't see wood for the trees
Im due to make a largish purchase soon, between 8k-10k, I have never had a credit card before. I had a loan in the past with santander, It was 9k and it cost me 9.5k over 4 years to pay it back. I think the interest rate was 2.3 % which I though was good. Cost me £500 over the 4 years. Would a better option be to get a 0% fee credit card and pay back a minimum every month (not sure how much that would be) then do a balance fransfer over to another card once the 0% finishes??
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