1358°
0% for 28 Months Balance Transfer credit card with NO balance Transfer Fee - longest fee free Balance Transfer in the market @ Sainsbury's Bank
0% for 28 Months Balance Transfer credit card with NO balance Transfer Fee - longest fee free Balance Transfer in the market @ Sainsbury's Bank

0% for 28 Months Balance Transfer credit card with NO balance Transfer Fee - longest fee free Balance Transfer in the market @ Sainsbury's Bank

New deal giving the longest fee free balance transfer within the market - 0% for 28% months and no balance transfer fee. I will be making use of this and shifting a credit card balance.

Previous best deal was Halifax 0% for up to 26 months with no fee. Sainsbury's deal is better in my opinion, not only because of the additional 2 months difference but is not up to e.g. if they accept you they will give you the full 0% for 28 months.

sainsburysbank.co.uk/cre…ard

253 Comments

Original Poster

https://s13.postimg.org/ptscajpbb/Screen_Shot_2017_02_28_at_19_07_08.jpg

Thank you chanchi, heat added

Ta, all credit to the op

well for 28 months anyhow

Banned

Good deal. Thanks.

cheers chanchi,better get in quick before it finishes
https://media.giphy.com/media/7lz6nPd56aHh6/giphy.gif

https://media.tenor.co/images/fcf61f0c89611dcc7f94884a66130ae7/raw

...said nobody, ever X) hot deal chichi

Smokin

So this would be totally free if you pay balance off within 28 months?!

http://i.giphy.com/13Sq7O6b00BZHa.gif

cazsilver

So this would be totally free if you pay balance off within 28 months?!



Yes

Be interesting to see what sort of credit limits they are giving out.

cazsilver

So this would be totally free if you pay balance off within 28 months?!



Totes* X)

*After they refund your 1.5% balance transfer fee which they say they will in the first 60 days.

Nice find Chanchi.

This is a good deal... I've just set my Mum up with a 26 month Halifax card, free transfer but also £21 TCB. That hasn't tracked yet mind, but I'm hopeful (_;)

I'd personally rather have the extra 2 months than £21 anyway, heated OP!

Guess who is back?
http://i.giphy.com/xT5LMwIfp4yt0VAZTa.gif

Heat added

Edited by: "vassy1" 28th Feb

howbord

Be interesting to see what sort of credit limits they are giving out.



Just did an application and initially offered £9,000 subject to further checks etc... Not quite the £15,000 with Natwest currently.

great thanks chanci

Straycat1967

Just did an application and initially offered £9,000 subject to further … Just did an application and initially offered £9,000 subject to further checks etc... Not quite the £15,000 with Natwest currently.



A £9,000 offer would appear to be a good sign, in my experience its difficult to get over £7,000 if they are just looking for a tag line rate to attract customers
Edited by: "howbord" 28th Feb

Thanks chanchi http://bestanimations.com/Text/Hot/hot-button-animation-gif.gif

SClub



Eh that's my line X)

Advert only says 0% for first 3 months.

Confused

Card that the Link takes you to says:

Representative 18.9% APR (variable)
0% p.a. for 18 months on balance transfers, fee applies
0% p.a. for 29 months on all purchases

Original Poster

buckfast67uk

ConfusedCard that the Link takes you to says:Representative 18.9% APR … ConfusedCard that the Link takes you to says:Representative 18.9% APR (variable)0% p.a. for 18 months on balance transfers, fee applies0% p.a. for 29 months on all purchases



Need to go via this link - copy and paste into your browser if not working sainsburysbank.co.uk/cre…cro

Original Poster

Schwarzenegger

Advert only says 0% for first 3 months.



the deal is for balance transfers with no fee

If you want a card for 0% purchases you would be better off going with the halifax deal

halifax.co.uk/cre…rd/

Good deal.

Can you make mortgage payments with a credit card?

Nice one. They offered me £9000 limit. My mbna 0% deal doesn't expire until April, but I may as well get this now rather than risk getting rejected in two months as I'm about to move house. Thanks very much

Chanchi32

Need to go via this link - copy and paste into your browser if not … Need to go via this link - copy and paste into your browser if not working https://www.sainsburysbank.co.uk/credit_cards/micro/cca_nobtfee28s_micro


howbord

Be interesting to see what sort of credit limits they are giving out.



They have given me a limit of £12,000 but I entered £11,500 to transfer from other cards on the application form.

Anyone else finding the 'Finish' button at the end and/or link to sign up to online banking is fairly broken?

Chanchi32

Need to go via this link - copy and paste into your browser if not … Need to go via this link - copy and paste into your browser if not working https://www.sainsburysbank.co.uk/credit_cards/micro/cca_nobtfee28s_micro



Link worked for me, will apply tomorrow oO . Thanx Op HEAT

Great deal Chanchi Heat added

Jonnyblock

Can you make mortgage payments with a credit card?



I can't see why not, unless there are weird debt rules in place. Replacing one debt with another is fairly commonplace?

Late again...
http://i66.tinypic.com/29bzv2p.jpg
Ta Chanci

tek-monkey

I can't see why not, unless there are weird debt rules in place. … I can't see why not, unless there are weird debt rules in place. Replacing one debt with another is fairly commonplace?


This is a great question....love to know for sure.

I have no clue about these types of credit cards could someone explain what the advantage of them is? Like could I pay off my £5000 car finance with this card? Apologies for being clueless

Jamiekruga

I have no clue about these types of credit cards could someone explain … I have no clue about these types of credit cards could someone explain what the advantage of them is? Like could I pay off my £5000 car finance with this card? Apologies for being clueless



The advantage of this is it charges 0% interest on balance transfers for a fair period (28 months). This means it's good if you have existing debt on another credit card (that you're no doubt paying some interest on) as you can transfer it and suddenly be paying no interest for 28 months. You will have to make the minimum card payment each month to avoid any interest. Cards like this normally charge you a small-ish percent of the balance you wish to transfer as a fee. This card is also good here, as although they charge 1.5% upfront of the balance you wish to transfer they will refund it within 60 days - so effectively free.

Alternatively you might be coming to the end of promotional period for an interest free purchase card. If you shift the balance to this card you're essentially getting another 28 months interest free where you can just make the minimum payment each month.

Whilst this type of card might be a real life line for those facing high interest rates (or any interest to be honest) on their current cards, others may use it to shift debt for longer whilst earning interest in a savings account on the funds they already have in place to pay the card off in 28 months time.





Edited by: "morgie" 28th Feb

Sorry if it's already been stated and I've missed it but does this card offer 0% on further purchases too for 28months? Or is it just the balance transfer that's 0%?

LeahMinttoutou

Sorry if it's already been stated and I've missed it but does this card … Sorry if it's already been stated and I've missed it but does this card offer 0% on further purchases too for 28months? Or is it just the balance transfer that's 0%?



"0% interest on purchases for your first 3 months". From the image in the first reply.

pennyfarthing88

Eh that's my line X)



#awks

morgie

"0% interest on purchases for your first 3 months". From the image in … "0% interest on purchases for your first 3 months". From the image in the first reply.


Ah Thankyou, lol don't know how I missed that I looked everywhere X) thanks

SClub

#awks


Hahahaha X)
Post a comment
Avatar
@
    Text