0% Interest for 12 Months on £99+ Purchases when using Paypal Credit @ eBay
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0% Interest for 12 Months on £99+ Purchases when using Paypal Credit @ eBay

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Refreshed 12th Jun (Posted 24th May)Expires on 30/06/2019
Update 1
Offer extended until 1st July - 0% Interest for 12 Months on £99+ Purchases when using Paypal Credit
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Extended 0% interest now over 12 months instead of the standard 4 for a limited time.
Community Updates
Thanks for posting @Aldnoah - good offer and runs until the 9th June. I don't believe this can be combined with today's eBay code (will let members confirm) but may come in handy for people making a large eBay purchase in the next few weeks on a £99+ spend. A bit more info

What is PayPal credit?
Think of it as credit without a card. If approved, you'll get a credit line in your Paypal account that can be used straight away. This could be to access monthly instalment offers, or just to use as one of your payment options for eBay purchases. the 0% for 12 months PayPal credit offer is available on all purchases £99 or more until 9th June. After this time, the offer reverts back to the standard 0% for 4 months for all purchases £99 or more. To keep the offer you need to keep up your minimum payments and stay within your credit limit.

What happens if I have more than one item in my basket?
If you are using an instalment or other promotional offer, this offer applies to the total purchase amount including postage and packaging so you can have as many items in your basket as you like. If the seller ships some of your items before others, Paypal credit may split your instalment or promotional offer on a per-item basis. The purchase amount and monthly instalment amount may change if you or the seller amend your oder, such as adding additional delivery charges or applicable taxes.

What if I don't have a PayPal account?
The first stage of the Payal Credit application process will ask you to sign into your PaypPal account, or offer you the opportunity to sign up for one. Once you've signed up for a PayPal account, you can begin the application for PayPal Credit. Signing up for a PayPal account is free and easy, all you need to do is provide your email address, create a password and accept the user agreement.

How do I make payments?

You can make a one-off repayment from your bank account, debit card or PayPal balance at any time, either online or by calling PayPal customer service. Alternatively, you can set up monthly Direct Debit payments from a bank account you've linked to your PayPal account. To set up Direct Debit payments, log in to your PayPal account and follow the instructions on the Make a Payment page.

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Top comments
Chiptivo24/05/2019 13:03

Get in, get trapped, get into debt, get the debt collectors in. They …Get in, get trapped, get into debt, get the debt collectors in. They should be ashamed offering interest free for 12 months on £99


Wow
Worth noting that this cannot be used with "PLUGIN15" code like the 4 months offer can.
Chiptivo24/05/2019 13:03

Get in, get trapped, get into debt, get the debt collectors in. They …Get in, get trapped, get into debt, get the debt collectors in. They should be ashamed offering interest free for 12 months on £99


That's one way to see it. But people should have self control. Can't afford it. Go without.

My younger brother has learnt this and so have I. But my older brother hasn't. He is pretty deep into debt with friends and family.

I don't feel sorry for him, his choice to owe and continue to owe. Instead of paying these debts off.

Edit;

I have the money to pay out right on most things. But rather see smaller chunks taken out over a course of 3-12 months instead of £600-1000 purchase there and then.
Edited by: "kos1c" 24th May
wallstreetcrash24/05/2019 13:30

£99 of credit at 0%, not worth a credit check imo, if you have good credit …£99 of credit at 0%, not worth a credit check imo, if you have good credit get a 0% credit car d


The difference being, 0% credit cards run out, I've had my Paypal credit account for probably nearly two years and used it to buy probably 10+ items at 0%.
91 Comments
Worth noting that this cannot be used with "PLUGIN15" code like the 4 months offer can.
eslick24/05/2019 11:06

Comment deleted


I tried earlier. It pops up with a message saying you need to remove the code to use payment plan, unfortunately
Get in, get trapped, get into debt, get the debt collectors in.
They should be ashamed offering interest free for 12 months on £99
Chiptivo24/05/2019 13:03

Get in, get trapped, get into debt, get the debt collectors in. They …Get in, get trapped, get into debt, get the debt collectors in. They should be ashamed offering interest free for 12 months on £99


Pound down, pound a month, what's not to like
Chiptivo24/05/2019 13:03

Get in, get trapped, get into debt, get the debt collectors in. They …Get in, get trapped, get into debt, get the debt collectors in. They should be ashamed offering interest free for 12 months on £99


Wow
Chiptivo24/05/2019 13:03

Get in, get trapped, get into debt, get the debt collectors in. They …Get in, get trapped, get into debt, get the debt collectors in. They should be ashamed offering interest free for 12 months on £99


Alternatively, buy something you have the cash to pay for outfight and invest that cash in something else.
Is this only for eBay purchases?
Chiptivo24/05/2019 13:03

Get in, get trapped, get into debt, get the debt collectors in. They …Get in, get trapped, get into debt, get the debt collectors in. They should be ashamed offering interest free for 12 months on £99


That's one way to see it. But people should have self control. Can't afford it. Go without.

My younger brother has learnt this and so have I. But my older brother hasn't. He is pretty deep into debt with friends and family.

I don't feel sorry for him, his choice to owe and continue to owe. Instead of paying these debts off.

Edit;

I have the money to pay out right on most things. But rather see smaller chunks taken out over a course of 3-12 months instead of £600-1000 purchase there and then.
Edited by: "kos1c" 24th May
Chiptivo24/05/2019 13:03

Get in, get trapped, get into debt, get the debt collectors in. They …Get in, get trapped, get into debt, get the debt collectors in. They should be ashamed offering interest free for 12 months on £99


🙈🙈
£99 of credit at 0%, not worth a credit check imo, if you have good credit get a 0% credit car d
wallstreetcrash24/05/2019 13:30

£99 of credit at 0%, not worth a credit check imo, if you have good credit …£99 of credit at 0%, not worth a credit check imo, if you have good credit get a 0% credit car d


The difference being, 0% credit cards run out, I've had my Paypal credit account for probably nearly two years and used it to buy probably 10+ items at 0%.
Chiptivo24/05/2019 13:03

Get in, get trapped, get into debt, get the debt collectors in. They …Get in, get trapped, get into debt, get the debt collectors in. They should be ashamed offering interest free for 12 months on £99


?????????????????

This is optional
This is a good deal.
Thanks for info.
bentaylor40624/05/2019 13:27

Is this only for eBay purchases?


No, you can use it with any retailer that accepts PayPal credit payment.
SkilledNutter24/05/2019 10:30

Worth noting that this cannot be used with "PLUGIN15" code like the 4 …Worth noting that this cannot be used with "PLUGIN15" code like the 4 months offer can.


Phew. I was so annoyed at myself for 4 month purchase
Chiptivo24/05/2019 13:03

Get in, get trapped, get into debt, get the debt collectors in. They …Get in, get trapped, get into debt, get the debt collectors in. They should be ashamed offering interest free for 12 months on £99


That's a pretty extreme situation you've described there.The situation you describe could also be about a mortgage, HP car etc.. "Get a mortgage, get trapped, get into debt, house gets recovered etc". For some people it's easier to spread a purchase over 3-4 months rather than paying a large amount up front. Admittedly, there are some who can't manage their finances and will sadly end up in a trapped cycle but there are also many more who will appreciate the flexibility a 0% deal offers.
Shame it’s only on eBay. 12 months interest free would be great for all internet purchases.
Chiptivo24/05/2019 13:03

Get in, get trapped, get into debt, get the debt collectors in. They …Get in, get trapped, get into debt, get the debt collectors in. They should be ashamed offering interest free for 12 months on £99


You're a bundle of joy, aren't ya.
Alessandra1524/05/2019 14:04

No, you can use it with any retailer that accepts PayPal credit payment.


You can use PayPal credit with any retailer that accepts PayPal but the 12 month offers are not normally available (just the standard 4 months). Here's Currys PC World for example;

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Ok so, you can combine the PayPal credit 12 months 0% interest with the 15% off offer , follow the instruction below :

-Go through the check out with the item you want to buy until you reach the payment page

-Here make sure the first top PayPal payment option is selected (payment direct from your bank or card NOT PAY AFTER DELIVERY or anything else)

-Scroll down to the "Add Vouchers field" and enter PLUGIN15 and click APPLY

-After the discount is applied, scroll up the page, select PayPal Credit and pick the option 12 Months interest free

-Click confirm and pay

-Enjoy


25/05 - 00:14am update - sorry guys but it seems like this trick is not working anymore
Edited by: "FakBrex" 25th May
0% PayPal credit over 12 and sometimes 24 months has been great.

As someone else said, 0% credit cards run out. I find this is ideal for my gadget spending habits.

And and I can afford to buy outright but this is much better for cash flow meaning the rainy day fund is higher. win win.
FakBrex24/05/2019 16:36

Ok so, you can combine the PayPal credit 12 months 0% interest with the …Ok so, you can combine the PayPal credit 12 months 0% interest with the 15% off offer , follow the instruction below :-Go through the check out with the item you want to buy until you reach the payment page-Here make sure the first top PayPal payment option is selected (payment direct from your bank or card NOT PAY AFTER DELIVERY or anything else)-Scroll down to the "Add Vouchers field" and enter PLUGIN15 and click APPLY-After the discount is applied, scroll up the page, select PayPal Credit and pick the option 12 Months interest free-Click confirm and pay-Enjoy


Tried this for an S10 but when I click on 12 month option I get a pop up to remove voucher as it can't be used with instalment offers. Will let me go ahead on 4 months though.
FakBrex24/05/2019 16:36

Ok so, you can combine the PayPal credit 12 months 0% interest with the …Ok so, you can combine the PayPal credit 12 months 0% interest with the 15% off offer , follow the instruction below :-Go through the check out with the item you want to buy until you reach the payment page-Here make sure the first top PayPal payment option is selected (payment direct from your bank or card NOT PAY AFTER DELIVERY or anything else)-Scroll down to the "Add Vouchers field" and enter PLUGIN15 and click APPLY-After the discount is applied, scroll up the page, select PayPal Credit and pick the option 12 Months interest free-Click confirm and pay-Enjoy



Just says take off voucher?
Bossworld24/05/2019 13:07

Pound down, pound a month, what's not to like


Pound down =£1.
Pound a month =£12.
Total £13.
Minimum spend £99-£13
£86 left to pay.
What’s not to like?
Did you really just say that.
This is quite a good deal. Does anyone know how long there 12 month %interest promotion lasts? Or is it a permanent thing?
Pakboy24/05/2019 18:55

This is quite a good deal. Does anyone know how long there 12 month …This is quite a good deal. Does anyone know how long there 12 month %interest promotion lasts? Or is it a permanent thing?


Until 9th June, it says that in the post...
How have people got on with PayPal. I find them annoying but plenty of companies use them.
RayMitchell24/05/2019 19:12

How have people got on with PayPal. I find them annoying but plenty of …How have people got on with PayPal. I find them annoying but plenty of companies use them.


Annoying how? I've used PayPal for years and never had a problem of any kind.
My challenge this year is to buy a gadget on eBay using 12 months PayPal credit, that I don't get bored of and sell before the installments are up
Gutted it won’t work the the 15% voucher!
FakBrex24/05/2019 16:36

Ok so, you can combine the PayPal credit 12 months 0% interest with the …Ok so, you can combine the PayPal credit 12 months 0% interest with the 15% off offer , follow the instruction below :-Go through the check out with the item you want to buy until you reach the payment page-Here make sure the first top PayPal payment option is selected (payment direct from your bank or card NOT PAY AFTER DELIVERY or anything else)-Scroll down to the "Add Vouchers field" and enter PLUGIN15 and click APPLY-After the discount is applied, scroll up the page, select PayPal Credit and pick the option 12 Months interest free-Click confirm and pay-Enjoy


Nope. Doesn’t work.
FakBrex24/05/2019 16:36

Ok so, you can combine the PayPal credit 12 months 0% interest with the …Ok so, you can combine the PayPal credit 12 months 0% interest with the 15% off offer , follow the instruction below :-Go through the check out with the item you want to buy until you reach the payment page-Here make sure the first top PayPal payment option is selected (payment direct from your bank or card NOT PAY AFTER DELIVERY or anything else)-Scroll down to the "Add Vouchers field" and enter PLUGIN15 and click APPLY-After the discount is applied, scroll up the page, select PayPal Credit and pick the option 12 Months interest free-Click confirm and pay-Enjoy


To be fair when I tried this morning this did work but now you get a message telling you to remove the code if you choose to pay on credit. Shame really as they lost at least one customer doing that.
nokiafusion24/05/2019 18:34

Pound down =£1.Pound a month =£12.Total £13.Minimum spend £99-£13£86 left t …Pound down =£1.Pound a month =£12.Total £13.Minimum spend £99-£13£86 left to pay. What’s not to like?Did you really just say that.


I would like to think no one else actually took me seriously, maybe I need to revisit my emoticon choices.
chapchap24/05/2019 22:47

To be fair when I tried this morning this did work but now you get a …To be fair when I tried this morning this did work but now you get a message telling you to remove the code if you choose to pay on credit. Shame really as they lost at least one customer doing that.


2
cocogumbo24/05/2019 14:42

That's a pretty extreme situation you've described there.The situation you …That's a pretty extreme situation you've described there.The situation you describe could also be about a mortgage, HP car etc.. "Get a mortgage, get trapped, get into debt, house gets recovered etc". For some people it's easier to spread a purchase over 3-4 months rather than paying a large amount up front. Admittedly, there are some who can't manage their finances and will sadly end up in a trapped cycle but there are also many more who will appreciate the flexibility a 0% deal offers.


And correct me if I'm wrong but I believe you can approach PayPal for help if there's something wrong with the purchase as opposed to only being able to refer back to the merchant?
F55524/05/2019 17:36

Tried this for an S10 but when I click on 12 month option I get a pop up …Tried this for an S10 but when I click on 12 month option I get a pop up to remove voucher as it can't be used with instalment offers. Will let me go ahead on 4 months though.


At the time I posted the instruction, it worked for a samsung S10e, however when I tried with a gaming desktop PC it was like you said F555, sorry
Another deal that's not a deal.
Does it let you pay from credit card/Amex ? I don’t think so so you loose on cashback for bigger purchase.
Can someone help to confirm this ?
I would only do it if instalment payment is available from credit card.
kaysarrashid24/05/2019 23:28

And correct me if I'm wrong but I believe you can approach PayPal for help …And correct me if I'm wrong but I believe you can approach PayPal for help if there's something wrong with the purchase as opposed to only being able to refer back to the merchant?


Correct. If the purchase is over £100 you are protected by Section 75 of the Consumer Credit Act as they are a lender in this scenario so you get the same protection as a credit card whereby PayPal are jointly liable with the retailer.
Edited by: "DJBenson" 25th May
Is this account specific? As it does not give me the 12 month 0% option just the standard 4 month at 0%....
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