0% on balance transfers  for 23 months from account opening, 2.9% fee + 1000 point with Tesco Bank
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0% on balance transfers for 23 months from account opening, 2.9% fee + 1000 point with Tesco Bank

35
Found 21st Feb 2013
Tesco Clubcard Credit Card for 0% balance transfers when you opening Account with Tesco Bank 1000 club card point and you'll collect extra Clubcard points every time you shop Plus, 0% on purchases for 9 months.

"Apply online by 10 March 2013 from this page, and you'll receive an exclusive 1000 Clubcard points when you use your Tesco Clubcard Credit Card for the first time and within 2 months from account opening".
- Joanna18
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2.9% fee transfer fee.
Hmmm
21 months with Lloyds but only 1.5% Fee. It all depends on the debt what one is best. I have a 0% took out last June at only 0.9% Transfer and 24 months at Barclays.

Edited by: "gr8h8me" 21st Feb 2013
if you have already had a Tesco CC, you will have to wait at least 8 months before re-applying..

Credit card suppliers
Barclaycard platinum have 25 months with 2.9% transfer fee at the moment.
Excellent I had been waiting for clubcard points when opening a credit card. T and c say that you have to do a balance transfer within 2 months to get the point. Good spot!!!! Thanks
Can't remember the last time I paid any interest or fees for a credit card. I use it to buy large purchases and pay them off over the interest free period ( I was referring to the 9month purchase interest free period) HOT
Edited by: "TKDBlackbelt" 21st Feb 2013
Purchase free interest for nine month 1000 points v good plus club card points on every purchase very heat.........
I received today hopes this will .... (every little helps)........ Haha.......
Edited by: "planet2sky" 26th Feb 2013
This has just expired as it got hot enough for main HUKD feed...

1000 points expired on 10th march.
Hello,

Can someone please tell me how this works exactly?

I mean I am a current student with some student overdraft debt on a current student account

Is it possible for me to transfer all that debt over to this account for 23 months from account opening?

Would be alot of help if someone could help me clear this up, thanks.

Yeah

Mac_

Hello,Can someone please tell me how this works exactly?I mean I am a … Hello,Can someone please tell me how this works exactly?I mean I am a current student with some student overdraft debt on a current student accountIs it possible for me to transfer all that debt over to this account for 23 months from account opening?Would be alot of help if someone could help me clear this up, thanks.


Civic EG6

Yeah



Are you sure? This would mean getting paid cash into a current account. I thought balance transfers normally only applied to credit cards.
You can't transfer a overdraft.
its NOT 0%, this should be made illegal. it should be 2.9%ish not 0%
royals

its NOT 0%, this should be made illegal. it should be 2.9%ish not 0%


The 0% refers to ongoing the interest (or lack thereof). The 2.9% refers to the one-off transfer fee.
royals

its NOT 0%, this should be made illegal. it should be 2.9%ish not 0%



What are you on about?
It's 0% interest for balance transfers for almost 2 years, however you pay a 2.9% fee on the initial transfer.....ie If you did a balance transfer for £1000 (2.9% is £29) meaning you would now owe Tesco £1029 at 0% for 23 months.
You also get a 1000 points if you refer someone to it
youngy7

You also get a 1000 points if you refer someone to it



How?
Mac_

Hello,Can someone please tell me how this works exactly?I mean I am a … Hello,Can someone please tell me how this works exactly?I mean I am a current student with some student overdraft debt on a current student accountIs it possible for me to transfer all that debt over to this account for 23 months from account opening?Would be alot of help if someone could help me clear this up, thanks.



Usually they won't do that, it means transferring money directly to your bank account. That being said I did get one credit company to do it in the past but good luck in finding one now

The only way I know of doing that is to pay for everything on the credit card and hence as a salary comes in it clears the overdraft. If you trust your parents (for example) give them the card, they pay for all their groceries on the card and give you the money in exchange. (of course this isn't a balance transfer, this is just using a credit card).

b.t.w. If you get a card make sure you never miss a payment (direct debit), then over time your credit rating improves and makes it easier to buy a house later.
Edited by: "Shard" 11th Mar 2013
royals

its NOT 0%, this should be made illegal. it should be 2.9%ish not 0%



FacePalm....
I borrowed 8,000 over 22 months for a total fee of £200. That works out about 2.6% APR. Here is my post on how I did it.

hotukdeals.com/mis…732
Applied couple of weeks back and they declined me, bizarrely!
Ross81

Applied couple of weeks back and they declined me, bizarrely!




Same! Wasn't best impressed as I have 2 credit cards with no missed payments and my circumstances have not changed since I applied for them. The interest free period on my JLP card ended in January so trying to shift it onto a 0% BT card but no joy as yet.
Is there a minimum balance transfer? Not really willing to pay a large fee but am happy to transfer £50 from one of my spare cards for a £1.45 fee if it means receiving £30/40 in deals vouchers back!
davesherman

Is there a minimum balance transfer? Not really willing to pay a large … Is there a minimum balance transfer? Not really willing to pay a large fee but am happy to transfer £50 from one of my spare cards for a £1.45 fee if it means receiving £30/40 in deals vouchers back!



Had to apply by 10th March to get the 1000 points.... Wish I'd seen this earlier!:(
Edited by: "mandy71185" 12th Mar 2013
Better off with a card like Aqua if you want the spending rewards - blanket 3% on everything.
nigelpm

Better off with a card like Aqua if you want the spending rewards - … Better off with a card like Aqua if you want the spending rewards - blanket 3% on everything.



34.9% APR!!!! Plus charges for everything apart from breathing, so essentially any slip-up (or any requirement for a little time to catch up on payments etc) would wipe out the benefit immediately.

Is it possible to withdraw money from a cash machine with this card?

Yes, for a fee.

jhonny20041433

Is it possible to withdraw money from a cash machine with this card?


thanks OP
thanks to Joanna18

5 Minutes application form and they gave me a credit of almost 5 grand! I have been years with halifax and now they put my limit up to £1400.00.

sniperpenguin

34.9% APR!!!! Plus charges for everything apart from breathing, so … 34.9% APR!!!! Plus charges for everything apart from breathing, so essentially any slip-up (or any requirement for a little time to catch up on payments etc) would wipe out the benefit immediately.



Just set up a direct debit and once you have the £100 a year cashback use another card.
anyone got the points yet ?
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