0% on balance transfers for up to 19 months with no balance transfer fee @ Sainsbury's Bank
810°

0% on balance transfers for up to 19 months with no balance transfer fee @ Sainsbury's Bank

Sainsbury's Bank Deals
810°
0% on balance transfers for up to 19 months with no balance transfer fee @ Sainsbury's Bank
Posted 14th Sep 2021
hotukdeals is a credit broker - we show products offered by lenders. You must be 18+ and a UK resident. Approval is subject to status
Another option if looking for a 0% balance transfer with no transfer fee, Sainsbury's Bank have improved their offering now giving 0% for up to 19 months with no balance transfer fee (previously the offer was 0% for 18 months and no fee). Maybe a good option if not eligible for the HSBC offer which seems to have much stringent acceptance criteria.

There is an eligibility checker on site, which uses a soft search (no impact on credit record) to give you likelihood of acceptance. Please note you maybe offered a lower balance transfer length and small balance transfer fee if not eligible for the headline offer. Offer is for new Sainsbury's bank credit card customers.

Representative example: When you spend £1,200 at a rate of 21.95% (variable) per annum, your representative APR is 21.90% APR (variable).


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0% on balance transfers for up to 19 months with no balance transfer fee


  • 0% interest on balance transfers for up to 19 months. We may offer you a 0% interest period of 12 months depending on your individual circumstances
  • A Balance Transfer fee of 0% or 1% applies to transfers made within your first three months, depending on your individual circumstances. The charge will depend on your current offer thereafter.
  • 0% interest on purchases for your first 3 months
  • No annual fee
  • You can pay with Google Pay™
  • Collect 500 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, that’s 5,000 points

Eligibility Criteria


  • Have a mobile number and email address - we need these details to securely manage your account online (if you don't have a mobile number or email address you can apply by calling us on the number at the top of the page).
  • Be aged 18 or over.
  • Have an annual income of £10,000 or more.
  • Live in the UK (or have a British forces address).
  • Not have a current Sainsbury's Bank credit card.
  • Not have been declined credit in the last month.
  • Not have a history of County Court Judgement or bankruptcy.

All credit is subject to status and credit checks.

Representative example

  • 21.9% APR representative (variable)
  • 21.95% p.a. (variable) purchase rate
  • £1,200 assumed credit limit


Representative example: When you spend £1,200 at a rate of 21.95% (variable) per annum, your representative APR is 21.90% APR (variable).


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