0.99% two-year fixed mortgage from Accord Mortgages
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0.99% two-year fixed mortgage from Accord Mortgages

Editor 7
Editor
Found 20th Sep 2017
Cheap mortgage klaxon!

Accord Mortgages is offering a two-year fix at 0.99%.

The deal is available up to 80% loan-to-value (LTV) – i.e. if you have a 20% deposit.
This is the lowest fixed 80% LTV mortgage on the market.

However, you need to factor in an arrangement fee of £1,495. To work out of this is the best deal for you, you need to add up the monthly payments over two years (i.e. 24 x your monthly payment) plus the £1,495 fee. Then compare it to other deals using the same calculation.

As a general rule, the bigger your mortgage the more important the rate and the less important the fee, and vice versa.

The deal comes with a free valuation. It’s available to both house purchase and remortgage borrowers.

I’ve linked to Accord’s site for the details but you’ll need to apply using a mortgage broker as Accord (part of Yorkshire building society) is an intermediary-only lender.
But you need to be quick – it’ll only be around for a limited time and Accord haven’t stated how long.
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Original Poster Editor
marathonic1 h, 9 m ago

Missed the most important detail - £1,495 fee


I mentioned the fee, about half way down, and how to calculate how good a deal it is compared to others. Thanks.
7 Comments
Note : only available for England and Wales otherwise some good deals
Missed the most important detail - £1,495 fee
Original Poster Editor
marathonic1 h, 9 m ago

Missed the most important detail - £1,495 fee


I mentioned the fee, about half way down, and how to calculate how good a deal it is compared to others. Thanks.
20% deposit, England Wales only and a £1495 fee, yeah, the klaxon just stopped.
M1LFHunter4 h, 5 m ago

20% deposit, England Wales only and a £1495 fee, yeah, the klaxon just …20% deposit, England Wales only and a £1495 fee, yeah, the klaxon just stopped.


They've pretty much answered this in the comment above yours, and in the main description. Don't know what else they could have done
Great deal. Shame we've got another few months to wait before our current term ends, otherwise this would be perfect for us.
1500 quid fee that's a day light robbery
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