This one’s bit niche but a great deal.
Cuvva offers short term car insurance for people borrowing other people’s cars. For example, if you borrow a friend’s car for a couple of hours or take a day trip.
Cuvva’s currently offering £10 off your first insurance policy – this equates to about three hours of free cover. The discount is applied automatically when you buy a policy.
Cuvva is a great concept. Adding another driver to a normal car insurance policy for a day (normally the minimum time) can cost loads but Cuvva is much cheaper, typically about £10 for three hours. The minimum time you can buy insurance for is an hour, up to 28 days.
You need to download the Cuvva app to buy the policy. It will take you through the normal questions when you buy car insurance. How much you’ll pay depends on all the usual factors – the type and value of car, where you live, your driving history etc. Note that failure to declare previous accidents, claims and window screen damage, even if not your fault, could impact your chances of getting insurance.
One cool thing about Cuvva is that it’s totally separate from the car owner’s insurance policy. So if you borrow your mate’s car and crash it, they won’t lose their no claims bonus (they might not like you any more though...)